Elena Schneider
Category
General Information
Locality: Abbotsford, British Columbia
Phone: +1 604-832-5374
Website: homesbyelena.ca/
Likes: 304
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These are some of the closing costs - Just to give you an idea! Property Appraisal $300-$450 plus GST. An appraiser is hired by the lender to confirm the value of the home. An appraisal is not always required, but is common for buyers putting at least 20% down. ... Home Inspection $300-$600 plus gst. depending on the size of the home, paid to the inspection company by the buyer at the time of the inspection. In some cases, the sellers might have had a pre-inspection done. In other cases, you may choose to wave the inspection clause altogether. Deposit this is usually 5% of the purchase price, paid either within 24 hours of the offer acceptance or upon final subject removal - depending on how the contract is structured. It should be made out to the buyer’s agent brokerage in trust, and will be held until closing. This deposit will form part of your down payment. Legal Fees Amount varies depending on purchase price and lawyer/notary. This should also include ordering a title search and registering title. Estimated price is anywhere between $1000 - $1500. Title Insurance Sometimes included in your legal fees $250 - $400. Property Transfer Tax (PTT) For most residential properties the property transfer tax is 1% on the first $200,000 and 2% on the balance up to and including $2,000,000. If you are a first time homebuyer you may be exempt from this fully if your purchase is less than $500,000. Partial exemptions apply for a purchase price between $500,000 and $525,000. Property Tax Adjustment Generally property taxes are paid on July 1. for a full calendar year. HomesbyElena.ca #closingcost #completion #realestate #houseforsale #sold #investment #investor #firsttimehomebuyer #local #localrealtor #realtor #abbotsfordbc #abbotsfordrealtor #exprealty
Abbotsford Aldergrove Langley Maple Ridge
6 Financial Perquisites for buying a house Sufficient down payments Affordable interest rates Acceptable credit scores ... Debt-to-income ratio Closing costs Financial documentation See more
When you move to a smaller home, the possibilities open up. You could put more savings toward your retirement fund, upgrade to a smaller home with better features, buy a cottage on a lake, or fund your world travels. If you're thinking about downsizing, give me a call. I can help you make those dreams a reality. www.HomesByElena.ca... #Downsizing #seller #realestate #abbotsfordrealtor #exprealty
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October was another busy month for Canadian home buyers and sellers! Housing activity across the country continued to increase from September into October, with the question: is this trend here to stay? Check out October’s housing market snapshot..
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