EMA Mortgage Team
200-2020 Winston Park Drive L6H 6X7 Oakville, ON, Canada

Did you know that 41% of first-time buyers use a Mortgage Broker? I specialize in helping first time homebuyers get approved. If you are ready to buy or thinking about buying, send me a message and we can find the mortgage that's right for you.

Let the equity in your house, work for you! Refinancing your mortgage to renovate your backyard not only adds value to your house it lets you create the oasis you need to escape this summer. Send me a message to discuss your options, my services are free.

As we get used to our new normal many Canadians are finding ways to get away close to home. You may be surprised to find out you can utilize the equity in your home to purchase a vacation property, just ask!

If you are in the market to buy, send me a message for a pre-approval to find out how much you can afford. To help with the process, I included a list of items below you will need: ID Proof of employment Proof you can pay the down payment & closing costs... Info about any other assets you have (car, cottage, boat, etc.) Info about any debts or financial obligations that you have See more

Do you have questions about your mortgage? Maybe you are wondering if your current mortgage is still right for you. I have the tools needed to run the numbers and see if it makes sense for you to make a switch. Reach out today and schedule your free, Spring Mortgage Check-up.

Here are 7 tips to help you get approved for a mortgage: 1. Check your credit score 2. Save a larger down payment 3. Keep your income stable... 4. Pay down existing debt 5. Get a mortgage pre-approval 6. Get a great rate 7. Know what you can afford and what you can’t See more

It’s that time of year just a reminder to all our first-time home buyers to take advantage of the Home Buyers Tax Credit (HBTC). It can give you up to $750 in tax relief. https://www.canada.ca///line-31270-home-buyers-amount.html

Just a reminder that I have access to unique products and services to help you achieve your home ownership goals and also assist you with your financial needs beyond just mortgages. Ask me for information on home and auto insurance as well as a unique cash back Mastercard.

High interest credit card debt can take years to pay off when making the minimum payment. Did you know that you can consolidate high interest debt into your mortgage by refinancing? A strategy like this can potentially free up hundreds of dollars a month depending on your situation. Send me a message to see if refinancing to pay off high interest debt is the right solution for you.

A Quick Look at the Canadian Economy: Canada is rolling out the COVID 19 Vaccine. New Covid cases are at it's highest point. Quebec implemented a Curfew. Will Ontario follow suit with a Curfew?... December 2020 job losses was high. Homeownership goal is about having a safe environment to social distance, economic benefit of homeownership, peace of mind and security, and Pride of Homeownership! #emamortgageteam #mortgagealliance #haltonhills #milton #mississaugarealestate #oakvillerealestate #georgetown #oakvilleontario #miltonon #ancaster #homeownershipgoals

Mills Square Condo in Mississauga quality build by Pemberton. If you wish to live here get qualified for a mortgage now as you may see more listings on the MLS after Feb 17th. Feel free to message me if you want to discuss.

Rush closings before Dec 15th

Just a reminder how we are able to conduct business while keeping you and your family safe.

If you are thinking about buying your first home or moving up, now is the time! Bank of Canada Governor, Tiff Macklem made a statement informing Canadians that if you are thinking about making a large purchase you can be confident interest rates will stay low into 2023. Read the full report here: https://www.bankofcanada.ca//10/fad-press-release-2020-10/

Business Planning Time and Region of Peel new restrictions