Equity Mainly Matters
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The Rate Debate: Whether you should go with a Fixed or Variable Mortgage? One of your first decisions when you buy a home is to decide on a Fixed- or Variable-rate Mortgage. If you’re buying a new home, renewing or refinancing an existing Mortgage, which type of Mortgage should you go with? Let’s look at the pros and cons of each:... For more information, refer to the following link in our bio: https://www.lowestrates.ca//pros-cons-fixed-vs-variable-mo Feel free to give me a call today as I will help make your decision of a Fixed or Variable Rate Mortgage easier and beneficial to you and your family. Shawn Sef | Mortgage Agent Mortgage Associates Ontario Inc. Direct Cell: (647)865-9545 Email: [email protected] Apply Now: www.equitymainlymatters.ca #FixedRate #VariableRate #LowRates #InterestRates #Tips #Advice #Ratedebate #Mortgageagent #Torontorealestatemarket #Torontorealestateagents #Equitymainlymatters #Mortgages #Residentialmortgages #Commercialmortgages #Privatelending #Firsttimehomebuyer #Canadarealestate #Purchases #Refinance #Ontariorealtors #Refinancing #Torontocondos #Torontohomes #Torontorealestate

What’s the difference between being Pre-Approved and Pre-Qualified for a Mortgage? There’s a lot you need to know when navigating the world of Mortgages. And, if you’re not careful, it’s quite easy to get tripped up in the lingo, the procedures, and the payments, not to mention the penalties For more information, refer to the following link in our bio: https://torontostoreys.com/mortgage-pre-qualified-pre-appr/... Feel free to give me a call today as I will assist you with your Mortgage pre-approval and pre-qualification process. I will help you benefit from these following great options that are available to you. Shawn Sef | Mortgage Agent Mortgage Associates Ontario Inc. Direct Cell: (647)865-9545 Email: [email protected] Apply Now: www.equitymainlymatters.ca #Preapproval #Prequalification #Rateholds #Homeowner #Mortgage #Qualification #Mortgageagent #Torontorealestatemarket #Torontorealestateagents #Equitymainlymatters #Mortgages #Residentialmortgages #Commercialmortgages #Privatelending #Firsttimehomebuyer #Canadarealestate #Purchases #Refinance #Ontariorealtors #Refinancing #Torontocondos #Torontohomes #Torontorealestate

What is a Reverse Mortgage and how does it work in Canada ? Canadian seniors have been tapping into their home equity in a process known as a Reverse Mortgage at record levels. Whether it's to boost retirement income to help with regular bills, pay for home repairs/renovations, cover healthcare expenses and/or pay off other debt, a Reverse Mortgage allows qualifying homeowners to borrow up to 55% of their home’s value tax-free while maintaining ownership of the...ir home. For more information, refer to the following link in our bio: https://lnkd.in/dSRahyZ Are you 55+ years of age and own a property? If so, I can help you qualify for a Reverse Mortgage. Give me a call today in order to discuss the details and the many beneficial factors of a Reverse Mortgage Shawn Sef | Mortgage Agent Mortgage Associates Ontario Inc. Direct Cell: (647)865-9545 Email: [email protected] Apply Now: www.equitymainlymatters.ca #Mortgagebrokers #ReverseMortgage #Mortgageagent #Seniorcitizens #Homeowners #Equitymainlymatters #Mortgages #Residentialmortgages #Firsttimehomebuyer #Refinance #Torontocondos #Torontohomes

Should You Refinance Your Mortgage in 2021? It’s no secret that many Canadians have been through tremendous financial, emotional, and in some cases, physical stress due to COVID-19. Many have lost their jobs, while for others working from home has become part of their new normal. While many Canadians are grappling with reduced incomes and relying on the plethora of Government support programs to make ends meet, others have been lucky enough to maintain their incomes.... For more information, refer to the following link in our bio: https://www.ratehub.ca/blog/should-i-refinance-my-mortgage/ Feel free to reach out to me as we can go over your current Mortgage loan details such as the: balance, term, rate, maturity date, penalty to break the Mortgage etc. I will provide you with honest and expert advice which will help make your Mortgage Refinance decision easy and beneficial. Shawn Sef | Mortgage Agent Mortgage Associates Ontario Inc. Direct Cell: (647)865-9545 Email: [email protected] Apply Now: www.equitymainlymatters.ca #Greatrate #Preapproved #downpayment #CreditScore #Tips #Advice #mortgageagent #equitymainlymatters #mortgages #residentialmortgages #refinancing

How To Get Pre-Approved for a larger Mortgage House hunting is a funny thing you can go in thinking you know exactly what kind of place you want, but then a home unexpectedly blows you out of the water! That’s a wonderful experience, but it can be a challenge to your budget. That said, if you’re trying to buy a home that’s more than your maximum budget, or the amount you’ve been pre-approved for, there are still a few ways you can try to get a larger Mortgage. ... For more information, refer to the following link in our bio: https://www.ratehub.ca//how-to-get-pre-approved-for-a-la/ Call me today as I will guide you and advise you of the best possible steps to take in order to get Pre-Approved for a larger Mortgage loan so that you and your family can purchase your dream home. Shawn Sef | Mortgage Agent Mortgage Associates Ontario Inc. Direct Cell: (647)865-9545 Email: [email protected] Apply Now: www.equitymainlymatters.ca #GreatRate #Preapproved #downpayment #CreditScore #Tips #Advice #Mortgageagent #torontohomesforsale #torontorealestatemarket #torontorealestateagents #equitymainlymatters #mortgages #residentialmortgages #commercialmortgages #privatelending #firsttimehomebuyer

5 Tips For Mortgage Renewal Time Most Mortgages need to be renewed at least once before they’re eventually paid off. Unless you have the cash to pay off your balance in your First Mortgage term, you’re likely part of the 36.3% of Canadian homeowners who carry a Mortgage and must renew it at the end of their term. A Mortgage renewal is simply the process of taking the outstanding balance of your Mortgage and renewing it for another term at a new (and hopefully lowe...r) Mortgage rate. For more information, refer to the following link in our bio: https://www.ratehub.ca/blog/5-mortgage-renewal-tips/ Feel free to contact me as I will provide you with honest and expert advice and help make your Mortgage Renewal decision much easier! Shawn Sef | Mortgage Agent Mortgage Associates Ontario Inc. Direct Cell: (647)865-9545 Email: [email protected] Apply Now: www.equitymainlymatters.ca #Mortgagerenewal #maturitydate #switch #qualification #mortgageagent #Lowerrate #refinance #equitytakeout #torontorealestateagents #equitymainlymatters #homerenovation #debtconsolidation #ETO

How much does it cost to Refinance your Mortgage? For more information, refer to the following link in our bio: https://www.ratehub.ca//the-hidden-costs-of-refinancing-/ Refinancing your Mortgage can help you in varies ways. Some of these beneficial factors include: obtaining a lower interest rate in order to save funds on monthly Mortgage payments, Debt Consolidating to help improve credit score and situation, covering the cost of your Home Renovations which will help... increase your property value. Call me today as we can discuss if Refinancing your current Mortgage loan makes sense or not. I can help you benefit from the various positive factors of Mortgage Refinance. Shawn Sef | Mortgage Agent Mortgage Associates Ontario Inc. Direct Cell: (647)865-9545 Email: [email protected] Apply Now: www.equitymainlymatters.ca #refinancemortgage #DebtConsolidation #HomeRenovation #lowerrate #mortgageagent #torontorealestatemarket #torontorealestateagents #equitymainlymatters #mortgages #residentialmortgages #privatelending #firsttimehomebuyer #canadarealestate #purchases #refinance #Ontariorealtors #refinancing #torontocondos #torontohomes #torontorealestate

Understanding Mortgage Pre-Approval, Pre-Qualification and rate holds Buying a home can be a complex process, so you’ll need to get up to speed with many different terms that will be used. For first-time homebuyers especially, there are often a lot of similar questions that come up around Mortgage Rates and the steps to buy a house or property.... One of the most common sources of confusion surrounds the difference between Mortgage pre-qualification, pre-approval, and rate holds. For more information, refer to the following link in our bio: https://www.ratehub.ca//understanding-pre-qualification-/ Feel free to give me a call today as I will assist you with your Mortgage pre-approval, pre-qualification and rate hold process. I will help you benefit from these following options that are available to you. Shawn Sef | Mortgage Agent Mortgage Associates Ontario Inc. Direct Cell: (647)865-9545 Email: [email protected] Apply Now: www.equitymainlymatters.ca #Preapproval #Prequalification #Rateholds #Homeowner #Mortgage #Qualification #mortgageagent #torontorealestatemarket #torontorealestateagents #equitymainlymatters #mortgages #residentialmortgages #commercialmortgages #privatelending #firsttimehomebuyer #canadarealestate #purchases #refinance #ontariorealtors #refinancing #torontocondos #torontohomes #torontorealestate

First Time Home buyer Incentive to Become More Useful in Select Markets First-Time homebuyers in three of Canada’s most expensive housing markets will soon have an easier time qualifying for the First-Time Home Buyer Incentive Program (FTHBI). For more information, refer to the following link in our bio: https://www.canadianmortgagetrends.com//first-time-home-b/... These new policy changes help the borrower essentially qualify for the FTHBI program much easier. Want to know if you can qualify for the FTHBI program and if this program makes sense for you? Feel free to give me a call today as I will help you and your family take advantage of the many beneficial factors that this great program has to offer. Shawn Sef | Mortgage Agent Mortgage Associates Ontario Inc. Direct Cell: (647)865-9545 Email: [email protected] Apply Now: www.equitymainlymatters.ca #FTHBI #downpayment #sharedequity #GovernmentofCanada #Homeowner #mortgageagent #toronto #torontorealestatemarket #torontorealestateagents #equitymainlymatters #mortgages #residentialmortgages #commercialmortgages #privatelending #firsttimehomebuyer #canadarealestate #purchases #refinance #ontariorealtors #refinancing #torontocondos #torontohomes #torontorealestate See more

Toronto Detached Home Prices Rise At The Fastest Pace since 2017 Greater Toronto real estate has seen sales surge, and the detached market is leading the way. Toronto Regional Real Estate Board (TRREB) data shows detached sales nearly reached a record high in August. Most of the activity surge has been in the 905 suburbs, but the City’s buyers don’t seem to have noticed. For more information, refer to the following link in our bio:... https://betterdwelling.com//toronto-detached-prices-rise-/ The Real Estate Market is the hottest it has ever been. Want to know if you can qualify for your dream home ? Contact me today as I will provide you with expert advice. Furthermore, I'lll provide you with the total breakdown of the funds you will require in order to purchase you and your families dream home . Shawn Sef | Mortgage Agent Mortgage Associates Ontario Inc. Direct Cell: (647)865-9545 Email: [email protected] Apply Now: www.equitymainlymatters.ca #GTA #investment #Purchase #PurchaseMortgage #buyingproperties #Ownership #Canada #Tips #Advice #torontohomesforsale #torontorealestatemarket #torontorealestateagents #equitymainlymatters #mortgages #residentialmortgages #commercialmortgages #privatelending #firsttimehomebuyer #canadarealestate #purchases #refinance #ontariorealtors #refinancing #torontocondos #torontohomes #torontorealestate

All the different ways to access your Home Equity Buying a home may seem like a one-time purchase, but it’s actually a long-term investment. As you continue to live in the home, the property should begin to appreciate and as a result, you will begin to build equity. For more information, refer to the following link in our bio:... https://lnkd.in/gEkCBDF Feel free to call me today as we can discuss how you can qualify for our various Mortgage solution products such as a Second Mortgage, Third Mortgage, HELOC, Home Equity Loan, or Refinance Mortgage which will help you and your family access a portion of your home equity for the above noted beneficial reasons such as Home Renovation, Debt Consolidation, Investment property purchase etc. Shawn Sef | Mortgage Agent Mortgage Associates Ontario Inc. Direct Cell: (647)865-9545 Email: [email protected] Apply Now: www.equitymainlymatters.ca #Homeequityloan #SecondMortgage #ThirdMortgage #HELOC #torontorealestatemarket #torontorealestateagents #equitymainlymatters #mortgages #residentialmortgages #commercialmortgages #privatelending #firsttimehomebuyer #canadarealestate #purchases #refinance #ontariorealtors #refinancing #torontocondos #torontohomes #torontorealestate

Bank of Canada’s 4.79% benchmark rate expected to increase home buyers’ purchasing power With the five-year conventional Mortgage rate at a historic low of 4.79%, experts are saying that now might be the right time to enter the market and secure a Mortgage. For more information, refer to the following link in our bio: ... https://www.mortgagebrokernews.ca//bank-of-canadas-4-79-be Having the Stress Test qualifying Rate lowered, essentially makes it easier for Canadians to qualify for a Purchase Mortgage. Give me a call today as we can discuss and determine (how or if) this new policy will affect you and how I can help you benefit from it. Shawn Sef | Mortgage Agent Mortgage Associates Ontario Inc. Direct Cell: (647)865-9545 Email: [email protected] Apply Now: www.equitymainlymatters.ca #StressTest #PurchaseMortgage #buyingproperties #Ownership #Canada #bankofcanada #Tips #Advice #torontohomesforsale #torontorealestatemarket #torontorealestateagents #equitymainlymatters #mortgages #residentialmortgages #commercialmortgages #privatelending #firsttimehomebuyer #canadarealestate #purchases #refinance #ontariorealtors #refinancing #torontocondos #torontohomes #torontorealestate

This past year has been one for the books We just want to say how thankful we are for your support this year, and we’re wishing you all the best as we enter a brand new year Shawn Sef | Mortgage Agent... Mortgage Associates Ontario Inc. Direct Cell: (647)865-9545 Email: [email protected] Apply Now: www.equitymainlymatters.ca #HappyNewYear2021 #NewYearsEve #NewYears #equitymainlymatters #mortgages #friends #NewYearsResolution #mortgagebrokers #MortgageAgent #goals #business #health #family #happiness #canada

We can’t thank you enough for all of your support this years From our entire team, we want to wish you all a happy, healthy, and prosperous new year Shawn Sef | Mortgage Agent... Mortgage Associates Ontario Inc. Direct Cell: (647)865-9545 Email: [email protected] Apply Now: www.equitymainlymatters.ca #HappyNewYear2021 #NewYearsEve #NewYears #equitymainlymatters #mortgages #friends #NewYearsResolution #mortgagebrokers #MortgageAgent #goals #business #health #family #happiness #canada

What is an Interest-Only Mortgage? The Canadian Mortgage market has a wide variety of products for prospective homebuyers . While most people opt for mainstream Mortgages with normal terms, there are more niche products available, such as interest-only Mortgages. For more information, refer to the following link in our bio: ... https://www.ratehub.ca//what-is-an-interest-only-mortgage/ Some borrowers do not qualify for traditional Mortgages with banks therefore, an alternative lending solution such as interest only Mortgages would help those borrowers obtain alternative financing solutions. To learn more about interest only Mortgages and how they can benefit you, give me a call today as I will explain the various beneficial factors of obtaining an interest only Mortgage to you. Shawn Sef | Mortgage Agent Mortgage Associates Ontario Inc. Direct Cell: (647)865-9545 Email: [email protected] Apply Now: www.equitymainlymatters.ca #Mortgagebrokers #Interestonlymortgage #PrivateMortgage #HomeRenovations #DebtConsolidation #Mortgageagent #Seniorcitizens #Equitymainlymatters