Erin Winter Mortgages
278 Marion Street R2H0T7 Winnipeg, MB, Canada

#MORTGAGELINGO Equity - the difference between the value of the home and the mortgage loan is called equity. Over time, as the value of the home increases and your mortgage decreases, the equity in your home will become greater. http://spoonergroup.ca/

To maintain a good credit score, you don’t want to have too many credit inquirieswhether they be for a credit card or a loan, because they can have a negative impact on your score. So make sure you're only applying for credit when it really is necessary! And bare in mind that opening a new credit account also lowers your average credit age. Sometimes less is more!

We've decided to sell our condo in River Heights. It goes to market April 1st. We are the original owners, and I've loved living here for the last 10 years. 3 s...tories, 1260 square feet, 1 bedroom, 2 full bathrooms, steam shower, walk through closet, tons of storage, parking stall, and low condo fees. Contact Graeme Birt Real Estate if you're interested! See more

Orgasms are a myth. Like good credit scores. Kelly Moran, Benediction We hope you already know, neither of these is true! ... Follow us to learn more about how to build and maintain a good credit score!

Where does credit start? Your credit score is calculated only at the moment that a lender, credit card issuer or other entity requests it to check your creditworthiness. If you haven't yet built a credit history, there's no information on which to base that calculation, so there's no score at all.

Just a reminder: Old keys won’t open new doors. Toss the old keys! Happy Friday everyone!

Call us before you trust anyone that promises to erase accurate records from your credit report!

Happy Friday Everyone!

Do you want to build your credit score? Here are 5 tips to make it grow quicker! 1. Pay bills on time 2. Ask for higher limits on your oldest credit cards... 3. Dispute credit report errors: A mistake on one of your credit reports could be pulling down your score. Fixing it can help you quickly improve your credit. 4. If you are unable to get a credit card approval, use a secured credit card: you pay it upfront, and the deposit amount is usually the same as your credit limit. 5. Keep your 1-2 oldest credit cards open: Closing a credit card means you lose that card’s credit limit when your overall credit utilisation is calculated. Keep the card open and use it occasionally so the issuer won’t close it. Can you feel your credit score growing already?

Do you own a rental property or have a rental suite in your home? Great News! A percentage of rental income can be used towards calculating the maximum amount you can pre-qualify for on a mortgage. We would love to be a part of your home ownership dreams, DM us today or give us a call at 204-505-3433.

If your home's curb appeal makes a great first impression, everyone (including potential homebuyers) will want to see what's inside. Replace old hardware, install window boxes or dress up the front door and see the difference! https://www.moving.com//16-easy-ways-to-boost-homes-curb-/

Why work with The Spooner Group? - Financial expertise - Access to a range of lending companies - Willingness to help and secure the lowest interest rate suitable for you ... We offer a variety of services - from helping you work out what you can afford to borrow, right through to comparing interest rates and assisting with your application. Give us a call to get started on your home buying journey!

Happy Saturday!!

Credit can be a balancing act that the best of us struggle with. Educate = Empower We teach people about this every single day. The biggest obstacle is your *Credit Score* and how it all works and relates back to APPROVED or DECLINED. ... If you have questions about your credit or are curious about what factors make up your credit score shoot us a message, we are happy to help!

Quality time with the family reconnecting after a busy week gone by...BLISS! What does the weekend mean to you?

From your first purchase to your retirement needs and everything in between, let the professionals at The Spooner Group offer you their expertise. Ready to work with experts?

Happy long weekend from our family to you and yours

The Barn House of your dreams. Now available in Wolseley. For more information visit: https://terry-duddridge.c21.ca//202027397-35-fawcett-aven/

Sending love to everyone in Winnipeg today

Hi Friends, If anyone is looking for a beautiful apartment filled with natural light in a great location message Jessica or Anders

Happy Long-Weekend

Happy Friday! Let’s all do our best to take care of ourselves and be excellent to others.