Evolve Assurance
244, 10th Street R7A4E8 Brandon, MB, Canada

Myth vs. Reality Critical Illness Myth:... If I have a heart attack or stroke, I might not survive. Reality: More than 90% of Canadians who have a heart attack and more than 80% who have a stroke and make it to the hospital will survive. . Critical illness insurance can help support you if you need time off work to recover. It also has options to receive all or a portion of the premiums back if you don’t claim on the policy.

"A winner is a dreamer who never gives up." - Nelson Mandela

Did you know you should be reviewing your policies ONCE a year? Your needs constantly change, whether you get a bigger family, increase your assets etc. We want to make sure you stay up to date.

Affordable Cancer, Heart Attack and Stroke family plans. Cancer is the leading cause of death in Manitoba, with heart attacks and strokes on the rise, are you covered? Learn about the benefits that we provide and help protect your family during uncertain times.

Myth vs. Reality Investing large amounts Myth: I don't have a large lump sum to put down so I can't invest.... Reality: You can invest small amounts every month. Even starting with $50 and adding $20/month and watch your investments grow!

Myth vs. Reality I don't want to spend money on something I don't need. Myth: I don’t need insurance so I don't want to waste my money on it.... Reality: Some of our disability plans offer a return of premium. This means, you will receive 100% of your money back minus your claims! Don’t spend your money on things you don't use and with us, there is no chance you will!

"Eyes forward. Mind focused. Heart ready. Game on, world."

School is back, whether it is in class room or all online now these days. In either situation, planning and focus are two of the most important qualities you can have to get through it. Every Sunday night, make an outline for the upcoming week and add goals to help improve your focus. Whether it's adding in an extra hour of studying before bed or going over your notes after every class.... Good luck with the upcoming year.

Many people feel that they lack in accident and sickness coverage that is included with their employment. Any gaps you feel you have or are uncomfortable about with your current plan, we can help fill in to help your piece of mind and give you full coverage between the two. Book a consultation to find out how.

Myth vs. Reality Family or No Family Myth: I don't have a family, therefore, I don’t need insurance.... Reality: Someone will have to take care of your final expenses from student loans to home equity loans.

"There are no secrets to success. It is the result of preparation, hard work and learning from failure." - Gen Colin Powell

The long weekend is coming up, take as much time planning your life insurance as you do with your vacation. Not having a proper plan in place can heavily affect your family. Having life insurance protects your families lifestyles and helps determine how your final expenses will be covered. Get protected today!

Accidents don’t give you a "heads up" before they happen. There are many benefits to owning Hospitalization Accident coverage. This insurance covers you for ANY accident whether it’s your job or hobby.... Your health will NOT affect your eligibility or premiums. You're covered anywhere, anytime between Canada and the U.S. and almost instant approval. Enjoy these benefits and more starting at $14/month

Are you a single parent or the sole earner in your household? Then life insurance is even more important. Taking out a life insurance policy with your children as the beneficiaries helps secure their financial future. How? As beneficiaries, your kids will get a tax-free death benefit in case you die.

Do you have friends or family visiting Canada during these uncertain times? We have Visitor Insurance to help them out. If health emergencies come up, you can get help covering the expenses with travel medical coverage that's simple, affordable and easy to use so you don’t end up paying out-of-pocket. Visitor health coverage is available to help with:... Physician Services Ambulance Rides Hospitalizations Emergency Medical Situations Reach out if you have any questions, we're happy to help.

What would happen if you were hurt or sick and had to be hospitalized? How would you pay your bills if you had to be off work? Did you know that 1 in 10 emergency department visits Result in the patient being admitted? ... You can get coverage that would pay you up to $300 a night for a hospital stay, and pay 10 days of recovery automatically. That equals $3300 for one night in the hospital. Plans start as low as $14/month.

You may have to fight a battle more than once to win it. Margaret Thatcher

Myth vs. Realty Critical Illness Myth:... Alzheimer’s disease isn’t a huge financial problem because no expensive medical equipment is needed. Reality: Alzheimer’s costs the patient and their family more than you’d think. The combined medical and lost earnings cost of dementia totals $33 billion a year. In 2011, family caregivers spent more than 444 million unpaid hours looking after someone with a cognitive impairment, including dementia.

How to reduce debt and improve your finances. It’s normal to accumulate some debt during a difficult time like COVID-19. Here’s how you can come out of it and get your finances back on track. 1. Make a budget and get budget counseling.... 2. Consolidate your debts. 3. Talk to your bank or creditors. 4. Get professional help from an advisor. See more

Life insurance is important for both men and women, mothers and fathers, single or married. Losing your income could reduce your family’s earnings by more than half. This can greatly affect their quality of life. Ask yourself this: Would your family be able to support themselves financially without your help? Could they afford rent or the cost of food if you weren’t around?

You don’t have to be great to start, but you have to start to be great. Zig Ziglar

What's the difference between Mortgage Insurance and Life Insurance?? Mortgage life insurance covers the balance of your mortgage, which decreases as the mortgage is paid down. Personal life insurance coverage, meanwhile, typically stays the same and isn’t linked to your mortgage. Want more info? Shoot us a DM and we'll be happy to answer any questions you have.

Physical distancing and missing out on hugs, handshakes, and friendly taps on the shoulder can leave us feeling detached. According to MindBeacon social isolation can take a toll on us both mentally and physically. While we all miss connecting in person, there are some positives to reflect on. The pandemic means that we all have something in common to talk about, which for many, is leading to reconnections. Many of us are finding that we talk to our friends more often, and i...n a more meaningful way. How have you been feeling lately?

Thanks so much Reta & Chris, we appreciate the kind words.

Do you have a Will? This is a bit of a personal question, but it's a really important one. You spend a lifetime growing your estate so you can leave a legacy to your loved ones. It’s important to complete a will that details what this legacy will look like.... We also highly recommend hiring a professional! This is your life savings we're talking about.

One small positive thought in the morning can change your whole day! -Dalai Lama

Thanks so much Nichole, we appreciate the kind words.

Does your insurance cover a ride in an ambulance? What does your coverage mean and how much coverage do you have? Most people don't have a clear understanding of what is covered under their health benefits or 'work' life insurance. Check the fine print, read the details or just give us a shout to get a free quote on coverage that will include that emergency ambulance ride. (And much more.) Our plans are made to fit every budget and every need.

Buying life insurance for the first time is a big decision. Finding coverage that’s right for you can help take care of your loved ones if you’re no longer there. Life insurance is essential at any age and there are key advantages to starting early. ... Insurance can help financially protect those you care about when you’re no longer there to support them. It means there could be money when it’s needed the most, so your loved ones can spend more time helping each other through a difficult time, and less time focused on how to pay the bills.

Have you been laid off? Here are a few actions you can take when you're laid off. 1. Press Pause, take a few days to asses and let shock and possible anger wear off.... 2. Talk to loved ones. They can be great sounding boards and offer good advice. 3. Review your budget and apply for employment insurance immediately. 4. Reset your perspective. Let your contacts know you're looking for work, stay positive and have a clear idea of what you want and what you can offer. 5. Look outside the box. Start a business, consulting, go back to school, support a non-profit with your time.

Investment Tip: Did you know if you invest $40 per week into an EFT that mirrors the S&P 500 which has average a yearly return of 10% since 1962 you'll have 1 Year Later - $2193... 5 Years Later $13,287 10 Years Later $34,626 30 Years Later $357,097 50 Years Later $2,526,696 The power of compound interest!

Investment Tip: Did you know if you invest $40 per week into an ETF (exchange traded fund) that mirrors the S&P 500 which has averaged a yearly return of 10% since 1962 you'll have: 1 Year Later - $2193... 5 Years Later $13,287 10 Years Later $34,626 30 Years Later $357,097 50 Years Later $2,526,696 The power of compound interest!

Thanks so much Himani, we appreciate the kind words.

Thanks so much Davin, we appreciate the kind words.

I'm surprised more Manitoba residents aren't taking advantage of NO MEDICAL life insurance, especially during this worldwide health pandemic. It's simple to get coverage (even if you're hard to insure.) * no in-person appointment needed... * no medical exam * no blood work The entire process can be done virtually with phone, email and text. We'll ask questions and provide a no obligation quote. All Manitoba residents from 18 to 80, even those with health conditions, can get coverage. Give us a shout if you have questions. https://evolveassurance.com/contact-us/

Are you still collecting CERB? This is our friendly reminder to put some money aside for tax time next year. If you're wanting more info on how much you'll have to pay back have a look at the CERB Tax Article here: https://www.ratesupermarket.ca/b/are-cerb-payments-taxable/

Did you know? In most instances non smokers pay a lower rate for life insurance. So even if you have serious health issues, not smoking will save you a lot of premium dollars on your life insurance.

Health And Life Insurance For Single Parents If you're the sole earner and provider for your family, every dollar counts, especially when you’re going through a difficult time like the COVID-19 pandemic. A child is dependent on your income so you’ll need life insurance. A general rule of thumb is to get a policy that’s worth at least 10 times your annual income. For example, you may get a $500,000 policy if you earn $50,000. However, the amount of insurance you need really ...depends on things like: 1. How much debt you have 2. Your expectations for the money (e.g., how long it needs to last). Have any questions? Don't hesitate to reach out.

UPDATE: According to area residents, the Rivers dam is holding steady. However, a part of the bottom has been washed away so there is concern and officials are monitoring the situation.