Fit Financial Services

Fit Financial Services If you are looking for independent, unbiased, no-strings-attached financial advice If you have a genuine desire to develop an understanding of your money and what you need to do to have it work best for you ... If you wish you had the independence to do it yourself, but feel you need or want the benefits of a Personal Trainer for your Finances to keep you informed and on track If you know you’re doing okay financially, but just aren’t sure if you are getting the maximum out of your savings regimen If you feel like you’ve been sold a financial product (insurance, mutual fund, annuity, GIC, stock and bond portfolio, etc.) and just aren’t sure it is right for you If you are hooked on your credit cards, credit lines, and overdraft, and want to get off the merry-go-round, but don’t know how If you are worried about protecting your family, and the costs of passing on what you own to those you care about If you have important financial decisions to make retirement, estate, house, mortgage, loan, car, insurance, investment

"Generation X is financially ill-equipped for retirement because of the cost of living and student loans. A survey by Franklin Templeton Investments Canada found that more than a quarter of gen-Xers haven’t saved a cent for retirement, while nearly half (47%) claim their income is too low and more than a quarter (29%) insist their expenses are too high to save." I've excerpted this quote from the publication below which is really addressed to advisors such as myself because t...o me this is the part that resonates. It strikes me that if a certain aspiring artist ( shall I say 'starving artist' ) and perpetual student that I know, is able to send to her financial advisor $5/$7/$10/$12 - it's changed over the years - EVERY WEEK and 10 cents of every dollar she earns form the sale of art or odd jobs, to invest for the long term, ANYBODY can do it!! Oh sure, it means a meal of Ramen noodles or K-D from time to time, but she seems to know that those meals would likely have still been consumed anyway, only the savings money would have disappeared into thin air some where else! This is her way of staying RETIREMENT FIT and it's working. What are you doing to stay FIT. How can a Personal Trainer for your Finances help you. Give us a call to find out.

And you thought Fit Financial Services was just a catchy, quirky marketing ploy. There really is a connection between your mental health, your physical health and your financial health!! Interestingly, managing them and treating them is all that different either. Why is it we don't go to a doctor until we're sick and we don't consult our financial advisor until we don't like the returns we're getting. Why is it we don't have an annual physical exam or annual financial review until we THINK we have something that needs to be examined or reviewed. Give us a call and let's make sure all of your 'healths' are being cared for!

Full disclosure, I spent 25 years with RBC and draw a pension from them; I am happy to see that this article alludes to the real value of the PERSONAL TRAINER FOR YOUR FINANCES. As in fitness the personal trainer isn't going to do your push-ups for you or take the stairs to your office on your behalf, but they are going to remind you of what you are trying to achieve and what you need to focus on to get you there. The strategy is the same with your money fitness. What habits do you have to get and stay financially fit? Do you know what you should be focused on. Need some help getting started? Give us a call to see how a PERSONAL TRAINER FOR YOUR FINANCES can help you and your dollars get where you wan to to go.

At the risk of being politically incorrect, I can't say I've ever been a huge fan of specialty or ethical funds. It has been just too difficult to track who owns what, and what is considered ethical?? Disney ( ethical??) owns cruises ships with casinos ( unethical??) BUT both as the father of three daughters and an investor I am 100% behind doing everything we can to ensure women are effective and successful in the marketplace. I love this one!!

Only one week away. Welcome Spring! Have fun and support a great cause we all may need some day. Hope to see you there

As investors we've been waiting for years now for interest rates to go up and it certainly appears that the process has begun. Here's an interesting perspective which, while a little technical, certainly begs the question; How are you and your advisor approaching the rising rate environment? Have you had this conversation yet? Do you understand it well enough to ask the right questions? to understand the answers? It has been well over 10 years since the bond portion of your portfolio has really played a significant role. It would seem it will again in the not too distant future. If you're unsure of the role of the various pieces of your portfolio and how they impact you, perhaps it's time for an unbiased view of your plan. Let's connect and talk about your Invest Fit(ness). 613-614-3186 [email protected]