Doug Lee & Associates
104 - 732 Cormorant Street V8W 4A5 Victoria, BC, Canada

Finding yourself deep in debt can be overwhelming. When you're in debt, it can feel like you're fighting an uphill battle. You need to manage your money so that you always have enough to make your payments on time. You need to decide which debts you should prioritize. And every month, interest charges cut into any progress you've made. Debt can destroy your financial dreams and personal life. Whether you carry a small balance on your credit card each month or are staring up a...t a mountain of financial obligations, debt makes it impossible to get ahead. Let us help you explore financial options that will provide you financial stability and reduced stress. If you have debt, we have solutions. Let us help you find your light at the end of the tunnel. Book your free appointment today.

Avoid Bankruptcy A Consumer Proposal is the way to a Fresh Start Do you find yourself in a situation where you are having trouble paying all your bills even though you have a good job? Have you thought of filing for bankruptcy but really don’t want to due to fear? If you answered yes to either of those questions, maybe it’s time for you to consider a Consumer Proposal. What is a Consumer Proposal? It is a legal procedure to those who are having financial difficulties but... can still afford to pay a portion of their debt. At our firm, we would put together a payment plan that works for both you and the creditors. We would then present that plan to the creditors. When your plan is accepted, it becomes a legal binding settlement for your debts. Why would your creditors accept a Consumer Proposal and only get a portion of the full amount they are owed? A proposal is a better option for them because even though they may not get the full amount owing, they would still receive more with this option then if you were to file for bankruptcy. When you are looking at all your options, ensure you are making the most educated decision possible. If your best option is a Consumer Proposal, let our team provide you the Fresh Start that you need and allow you to work toward the financial future you always wanted.

https://freshstartbc.com//01/what-about-a-consolidation-l/ If the amount of debt that you’re carrying has become too large for your income, you may want to consider a consolidation loan or a consumer proposal. Both options can help manage your debts, but there are key differences you should understand. Debt settlement involves negotiating a reduction in the amount you must repay to your creditors. A debt consolidation loan does not settle your debts for less than you owe. ... A consumer proposal is the only legal, safe option to consolidate and settle your debts for less than you owe. If you are overwhelmed with debt, call us for a free phone or video conference. We will provide you with a fresh financial start.

Are you thinking about filing for bankruptcy or a consumer proposal? Are you afraid of the stigma attached to it? Is this stigma keeping you from taking advantage of what could be the best option to address financial troubles? If so, you are like most people. One of the many reasons people choose not to file bankruptcy or a consumer proposal, even if it would benefit them, is the stigma associated with it. If it is shame or guilt holding you back, or fear of your financial fu...ture, you are not alone. These are common feelings associated with common thoughts that you need to let go. In filing a bankruptcy or a consumer proposal, you are given another option. You are given an opportunity, unlike with whatever unique circumstance caused you to fall into financial distress. A consumer proposal or bankruptcy is not a dead end. Rather, it is a new beginning. If you would like to discuss your options, call us for a free phone/video consultation. We will help you close one chapter and open another. Its time for a Fresh Start.