Gail Sylvester Mortgages
1030 Upper James St, Suite 203 L9C 6X6 Hamilton, ON, Canada

Got a kiddo that's staying home with you for the next couple of weeks ? Boy, do we have a treat for you. To help you battle a case of lockdown boredom over the next couple of weeks, we're launching our first ever Kids' Colouring Contest ! Teachers and Parents visit our website at https://gailsylvester.ca/colouringcontest/ , print off one of our colouring sheets and have your little ones go wild ! Our winning kiddos will receive a cozy cocoa prize pack, including a hot choco...late bomb and a $50 Amazon gift card ! Send in your complete entries to [email protected] by January 29th at 5:00pm. Have Fun !! * 2 prize categories - 7 and under plus 8 and up *

This is one of my favourite words, so PLEASE !!! Stop house hunting without a pre-approval ... It’s important for you to know your budget and to shop accordingly with that budget in mind, so you don’t find yourself falling in love with the house you can’t afford. Or even worse, having an offer accepted on a property that you don’t qualify for .. It’s important to be smart, be realistic, and be prepared !... Reach out to me first, before you book an appointment with your realtor - you will be glad you did ! Talk soon #mortgages #mortgagebroker #mortgagerates #preapproval #mortgagepreapproval #gailsylvestermortgages #morethanjustmortgages

Year over Year stats for Hamilton are incredible !!! With home values higher, let’s connect about how we can best utilize the equity you have ! Refinance to payoff debt and increase cash flow ... ... Purchase a rental property with the down payment from your equity ... Top up your RSP’s to maximize portfolio So many options ! Let’s chat

What happens when the entire province of Ontario is still in lockdown, but you’re ready to refinance your current home or looking to purchase a new one? Where do you start? How do you go about getting a mortgage these days during the lockdown? You have nothing to worry about, we are still open and actively working hard for you, albeit a bit differently, but still here ! With the help of online platforms like Zoom and technology for signing with DocuSign, we can still do your entire application and approval process remotely. These days you can get a mortgage without even having to change out of your pajamas - how nice is that ?!

I’m so grateful for Dan’s kind words, they mean a lot to me ! To me, one of the most important things is ensuring that my clients are getting the service and solutions that work the best for them. Even if that means not taking out a new mortgage. I always want to find a solution that is best for them and their situation... we are all unique in our needs ! Sometimes there are better options financially for you, maybe it's a line of credit rather than a new refinance. You want ...to make sure that you’re working with a mortgage broker that you completely trust and that you know is working with your best interest in mind, rather than their own. My clients are the heart of my business and I’m here for you too, for more than just mortgages ! #clientappreciation #clientfeedback #clientlove #mortgageadvisor #mortgagebroker #mortgages #smallbusinessowner #hamont #morethanjustmortgages #gailsylvestermortgages

Today we celebrate World Kindness Day this year, of all years, we all need kindness in our lives. So let’s all pay it forward and that one random act of kindness becomes a ripple effect for a better day . . . - Compliment the first three people you talk to... . - Write a hand-written note to a friend or colleague . -Say good morning to the person next to you on the elevator . - Pick up litter . - Spend 10 minutes cleaning a park or your neighbourhood . - Dedicate 24 hours to spreading positivity on social media . - Leave a generous tip . - Send flowers to a friend . - Donate blood . . Being kind is free. Choose kindness ! . . #kindnessmatters #bekind #kindnessiscontagious #kindnessday #choosekindness #weallneedit #spreadlove #spreadpositivity #gailsylvestermortgages #hamilton #morethanjustmortgages #payitforward See more

11th of November, we Remember and Honour All the men and women, young and old, that made the sacrifices of themselves for our freedom today. With much love and gratitude, we Thank You . . #lestweforget #weremember #honour #respect #gratitude #forall #youngandold #granda #family #thankyou #11thofnovember #gailsylvestermortgages

It’s Monday !! A new start to a new week and I’m grateful to start it again with you, my clients and partners . . #mondaymotivation #mondayvibes #letsdoit #freshstart #mindset #mindsetiseverything #teamwork #gailsylvestermortgages #hamilton #morethanjustmortgages #money #mortgagecoach #mortgagemonday #mortgageadvisor #mortgagebroker #partner #forlife

Where do you begin when starting a mortgage application it’s how the saying goes, You don’t know, what you don’t know ! . So that’s where I come in ! I’m here to guide you the thru the mortgage process, starting with the first step - confirming your income ! . .... If you have any questions related to money, I’m here to help .. talk soon . . #mortgage #money #application #buyahouse #mortgagerefinance #letsbegin #step1 #mortgageconsultant #mortgagebroker #mortgageadviser #happytohelp #imherewhenyouneedme #gailsylvestermortgages #hamilton #morethanjustmortgages See more

Purchasing a home is one of the largest and most important purchases you can make! This can make it an intimidating experience for first-time buyers. Check out this great resource from the Realtors Association of Hamilton-Burlington full of the must-know tips and tricks for first-time buyers! Wondering if the First-Time Home Buyer Incentive program is right for you? Let's book a call and see what we can make work for you!