Gilkinson Financial
256 Main Street East N4W 2B7 Listowel, ON, Canada

There’s a new face in the office! She’s Bold She’ Spontaneous... She’s our newest Office Administrator Meet Alexandra Alexandra is the other leading lady you see at the front of our office. She is a force to be reckoned with. From her outgoing personality to her humble nature, Alexandra has blessed our office with a breath of fresh air. She has turned our office upside down, in the best of ways, with her attention to detail and ability to keep our work space in impeccable shape. Don’t be alarmed when you hear her talk, she isn’t mad. She is just VERY loud. Her bubbly nature allows both her co- workers and our clients to feel like they are her best of friends, and we promise, you will want to get to know her. Alexandra’s caring nature is demonstrated every day with her patience and compassion for those in her life. Thanks to Alexandra, our office is in the best of shape and you are in the best of hands when you come into our office. She makes sure all your needs are met and addressed with the care you deserve. Alexandra is excited to meet you, and help you on your financial journey. We hope you enjoyed meeting Alexandra! A friendly reminder, if you haven’t already, CONTRIBUTE TO YOUR RRSP! Deadline is March 1. 2021, and you don’t want to miss it !

Only 2 weeks left to contribute to your RRSP before the 2020 tax season is upon us!! The deadline for contributions is MARCH 1st!! Mark your calendars and don’t miss out on making your contributions ! ... For questions or inquiries call us at 519-291-2259

It’s finally Friday ! We have had the best time this week introducing you to our team, and letting you get to know us a little better ! To end the week off here is the man himself! ... Meet Bruce: Bruce Gilkinson, AMP - . Bruce, founder of Gilkinson Financial in 2004, brings a depth of knowledge that provides his clients with a seamless and educated experience, whether it be in Mortgages, Investments, or Tax preparation. In August of 2004 Bruce earned the designation of Accredited Mortgage Professional (AMP). This designation demonstrates Bruce's commitment to providing the highest level of service to his clients. You will feel confident knowing that you are dealing with a professional who has received a high standard of education & training. Bruce acquired his Mutual Fund license in 2008 in order for him to assist his clients in navigating the tricky investment road that lies ahead. Specializing in RRSP's , RESP's and RDSP's, Bruce always has his client's best interest at heart. It’s official, you have met all the staff here at Gilkinson Financial! We hope you all have a great weekend! Take care and stay safe!

We are almost done with this week!! Which means we are almost done introducing you to our staff here at Gilkinson Financial ! Today we are please to introduce you to the powerhouse of our office ! ... Meet Tawnya, Tawnya is the right hand woman to Bruce, and the girl who gets things done. She has an intense attention to detail and organizational skills that are so good, it puts Marie Kondo ( the supposed most organized person in the world, second to our Tawnya of course) to shame. Tawnya is the woman who keeps our office in shape, from staff meetings and training, to overall operations, she is the girl behind the function of this office. Not only is she full of personality, Tawnya is a power house of knowledge. Before joining our team, Tawnya was a law clerk for over 25 YEARS. The majority of her career she was a Senior Real Estate Law Clerk, however, she also has experience in Family Law, Civil Litigation and Estate Law. From her talent to her brains, she is an inspiration to our staff and her ability to share her knowledge is even more impressive. Not everyone can be a leader, but Tawnya is an absolute leader and despite working mostly behind the scenes, she is the go to for anything that needs to get done. Her dedication to her job and to our clients is a reflection of her love for her work. We hope you have enjoyed meeting our team so far! We have loved being able to share ourselves with you, as we head in to the year!

We are half way through the week, and on this wonderful Wednesday, we are pleased to introduce you to our front of house extraordinaire! Meet Cat,... Cat is the face you see when you walk into our office. She is an outgoing ray of sunshine, and an absolute delight to speak with. Cat has exceptional customer service skills, and has our clients feeling like family when they come in.She has blessed our office for 2.5 years providing the most incredible reception experience, and giving all of her co-workers belly rolling laughs on a daily basis.Cat is a joy to work with, and we couldn’t imagine the office without her. She has sensational organizational skills, and her attention to detail helps keep all of our files in tip top shape. She is full of knowledge, and always happy to help in any way she can. When you sit down and get to chat with Cat, you will find she loves a good horror film, Nightmare on Elm Street to be exact.( Luckily we are located on Main)!!!. Cat loves animals ( ironic right?) not so ironically, you will find, her favourite animal is in fact a turtle. Cat loves to see the smiling faces that pass through our office, and she can’t wait to meet you. Cat’s Hidden Talent: Karaoke Sensation We hope you enjoyed meeting Cathan! And a friendly reminder that we are still open for phone/ zoom appointments!!

Happy Tuesday!! We hope you’re all having a great day ! To continue with introducing you to our incredible staff, we are pleased to share with you, our amazing investment coordinator!! Meet Jessica,... Jessica is our in office investment coordinator. She started working for Gilkinson Financial in 2016 as a co-op student while attending Wilfrid Laurier University, and that opportunity lead her to a full time position with us in 2018. During her time with us, she has become our go to girl for all things investment related. She spends most of her time doing work behind the scenes, but that doesn’t mean she isn’t fun to be around. When Jessica isn’t buried in her work, she is putting smiles on the faces of all her co-workers. Jessica is a born and raised Listowel girl and loves supporting the community that helped raise her. She has created many relationships with the people of this town, and she is eager to share her knowledge with all of them. Jessica prides herself in being able to create lasting relationships, and friendships with the people she meets in her life. This nature has helped her develop an all in approach, and her professional attitude allows her to dive into her work. Jessica is always here to answer any questions you may have, and can’t wait to get you started on your financial planning journey. Here are 3 Fun Facts about Jessica! 1.) She Loves DIY Projects 2.) She Coaches Palmerston Marlins softball! 3.) She loves to read Don’t forget to look out this week to meet the rest of our team members!!

HAPPY NEW YEAR!!! We are so ready to embrace 2021 and whatever it has in store for us ! To end the year we asked our staff some reflections questions and here’s what the had to say! ... What is your favourite New Year’s eve memory? Spending time with our friends and watching the ball drop! Having a few drinks and partying into the New Year Getting dressed up and going out for a nice dinner Blowing on those little horns at midnight and laughing into all hours of the morning Karaoke all night .... singing at the top of my lungs What will you take away from living in a pandemic? Life is short - make every day count Money really can’t buy happiness Appreciate what you have , because you never know when your world is going to change Always buy in bulk .... even if you think you have enough .... buy another one ... There is always a light at the end of the tunnel ! Always remember to look for it. What did Covid-19 Teach you? Learn to bake, make, do anything ? Have an epiphany? Learn a valuable life lesson? Anything. I learned kindness, not just being nice to others. Or doing good things. I learned to be kind to myself. To my body, to the things that I have. I learned to open my heart. I learned a lot.... I took a wedding planning course, started a new job, started more education. I needed to fill my time up, but I guess, what I really learned was that, I actually love my life. I love the people in it, I love the memories I’ve made and the lessons I’ve learned. I love waking up everyday and wondering what I can do next. I learned to seize the moment, run at life full speed and make every day count! I learned how to cook a lot of things, and try new foods! I learned a lot of organizational skills. How to de clutter my space and get things in line. I learned how it helped me feel accomplished and less stressed What is your New Year’s Resolution Never speak of 2020 again Don’t ever look back, grab your board and ride the waves of life all the way Eat better, sleep better, and do more yoga Try 1 new food every week, and drink more water To make sure I don’t drive my fiancé too crazy before our wedding in November We wish you all the best in 2021!! Let’s do this !!

Given the new circumstances of the government’s decision for another lockdown, we are pleased to announce that we are STILL OPEN FOR BUSINESS! Things will look a little different here at the office, to ensure the safety of both the clients and our staff. Here’s how we’re doing things during lockdown: 1.) All of our appointments will take place either by phone or by Zoom... 2.) All documents that need to dropped off will now be placed in a drop box at our front door. Once that is done, please contact our office to schedule an appointment. 3.)Our holiday business hours are as follows: December 30 9:00-1:00 December 31 9:00-12:00 January 1 CLOSED! Normal hours will resume as of January 4! For any questions/ concerns, don’t hesitate to reach out, we are here and eager to help! Call us at 519-291-2259 Stay Safe!

We don’t know about you, but we sure think this year was one for the books! We can’t thank you all enough for your patience and understanding as we maneuvered through this year! Your business means so much to us ! We may be celebrating differently this year, but as the Grinch once said:... It came without ribbon. It came without tags. It came without packages, boxes or bags. And he puzzled and puzzled 'till his puzzler was sore. Then the Grinch thought of something he hadn't before. What if Christmas, he thought, doesn't come from a store. What if Christmas, perhaps, means a little bit more? We hope this year gave you the opportunity to find the true meaning of Christmas and so much to be thankful for! Merry Christmas, From your friends at Gilkinson Financial ** Bruce has Christmas Spirit! Do you!?**

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Why not take advantage of the RDSP and receive a government grant and/or bond? Contact BRUCE today!

Did you renovate your home in the last few months? Call us today to consolidate your renovation debt! 519-291-2259 https://torontostoreys.com/canada-home-renovation-increas/

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Happy Friday from Gilkinson Financial! Call us for all your Tax, Mortgage and Investment needs. 519-291-2259

Happy Labour Day! Our offices will be closed today but we will be returning to our normal hours tomorrow!

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Bank of Canada has announced that its qualifying rate has dropped to 4.79% The qualifying rate is used in stress tests for both insured and uninsured mortgages, and a lower rate is good news for anyone who needs a new mortgage: home buyers and those looking to refinance or renew their mortgage at a different lender for a better deal. Call us today for all of your mortgaging needs!... 519-291-2259 See more

Happy Civic Holiday! Our offices will be closed today, however we will reopen tomorrow with regular hours. Enjoy your Monday off!

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Happy Friday! Have a wonderful weekend.

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People often ask "Why use a Mortgage Broker?" - Mortgage Brokers represent you, the client & will seek out the mortgage that is best suited for you! head on over to https://www.mortgagecentre.com/app/brucegilkinson and start your mortgage application today.

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Happy Canada Day! Enjoy your day with your family! Our offices will be closed today but will resume regular hours tomorrow.

Did you know 50% of first-time home buyers use their RRSP savings to help finance a down payment - this may be something you hadnt considered before. Call us today to set up an appointment to talk about your RRSPs and mortgage. 519-291-2259

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CMHC has made changes that may impact your borrowing power starting July 1. -At least one borrower must have a minimum credit score of 680. -Limiting your down payment sources. -Reduction in the debt to income ratio from 39/44 to 35/42... https://www.cmhc-schl.gc.ca//cmhc-reviews-underwriting-cri

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