Giovanni Perri
2681 Kingsway V5R 5H4 Vancouver, BC, Canada

Quick weekend getaway to the Sunshine Coast. #beautifulbritishcolumbia #explorebc #bcparks

Things that impact your credit positively or negatively: Avoid unnecessary credit checks Don’t exceed 50% of your available credit on credit cards / lines of credit Don’t miss any monthly payments (even if it is just paying the minimum monthly payment required!) Have at least 2 open credit facilities (ie: credit cards, line of credit, car loan, etc).... *Most lenders will typically require a minimum credit score of 680 to obtain A rates.However, If you do find yourself scoring lower, don’t let bruised credit stand in the way of your investment goals.

Helping a client get through the Covid credit impacts.

Rebuild, Restructure and Restore your financial situation.

So you just received your mortgage renewal notice! Do you sign and send it back assuming they have the best offer out there? It is always in your best interest to research and take a proactive approach - call a mortgage broker... the discussion is always free!

Effective today, The Bank of Canada has announced it is dropping its mortgage stress test qualifying rate to 4.79% (previously 4.94%). This 15 point cut means qualified borrowers will now be approved for a higher mortgage amount. Those who gross $100,000 annually will now be able to borrow ~$8K more. . . . .... . . #mortgage #mortgagebroker #bc #vancouver #yvr #canada #vanre #stresstest #qualifyingrate #BankofCanada See more