Graham Agnew
1100 Burloak Drive, Suite 300 L7L 6B2 Burlington, ON, Canada

Mortgage Agent Professional Service GRAHAMAGNEW.CA [email protected] #letstalkborrowingMortgage Agent Professional Service GRAHAMAGNEW.CA [email protected] #letstalkborrowing

Mortgage Stress Test - I posted about a month ago about the qualifying rate of 4.79% will likely be going up to 5.25%. This will affect purchases and refinances giving buyers less buying power and refinancers more difficulty to qualify for a better rate or to draw out equity from their own home. June 1, 2021 is the target date! If you are considering mortgage options, perhaps you want to keep that date in mind. grahamagnew.ca #letstalkborrowing

I have had a great journey with Graham! He managed to reorganize my mortgages on both my properties to give me other opportunities to invest in other opportunit...ies that come my way. I build relationships that I trust and will be working with Graham for years to come. If you want that personal touch that takes care of you each step of the way Graham is your guy!! See more

DLC Mortgage Calculator - New Refinance Analyzer. PART 1. You can download this too! Stay tuned for PART 2 - Pre-Qualification!

DIY project - Glass Panel Railing, strike that off the honey do list. Stairs next...

Variable rates are so good right now. Did you know that most lenders allow you to switch to a fixed rate mid-term if what your are seeing in the markets makes you want that? Borrowers typically break the mortgage term before or around the 36-38 month mark on average and variable rates only have a 3 month interest penalty vs a fixed rate interest rate differential penalty which can be up to 9x greater. Not everyone qualifies for the best rates in the market, but I assure you... that I can put you into the best rate and product that you will qualify for. Remember, Income/Debt/Credit are 3 of the main factors that Lenders are looking at, and then the downpayment/loan amount/price of house will also play a big part in the rate. If you have a rate greater than 2% right now, we should be talking about better options. Call me or email me. [email protected] grahamagnew.ca #letstalkborrowing See more

DO YOU NEED LOWER MORTGAGE PAYMENTS? Safety net? I have Amortization options for youDO YOU NEED LOWER MORTGAGE PAYMENTS? Safety net? I have Amortization options for you

WHAT IS A MORTGAGE QUALIFYING RATE? Did you know that borrowers are now required to qualify for a mortgage at a rate that is currently higher than the mortgage rate that you will be making your mortgage payment based on? Do you know why? If this means that you have to increase your amortization to get qualified, this also could lower your payments AND did you know that we can use your prepayment options to reduce that amortization back down again? Borrowers like yourself ar...e often surprised with the options available to them. Let's see where I can help you with your mortgage questions. #letstalkborrowing

https://lnkd.in/gYyPZz2