Lauren Catlin
987 Rymal Rd. E. Hamilton, ON, Canada

https://www.dwell.com//architectural-gingerbread-house-des

Well December is here and so are your November real estate market stats! @ Ancaster, Ontario

November is here and so are your October stats!!

Your August market stats are here! "TYPICAL AUGUST MARKET IN A YEAR THAT IS NOT" Read the full report here:... https://www.rahb.ca/august-2020-stats/ See more

People are commenting about their rooms being too small to have an accent wall. Here is a cool guide of how paint can change your space.

We're happy to share that all of our offices are now open to the public! Before dropping by, please speak with your Realtor about our new safety policies and remember that masks are mandatory in all public buildings in Hamilton. Thank you for your cooperation, and we'll see you soon!

Were happy to share that all of our offices are now open to the public! Before dropping by, please speak with your Realtor about our new safety policies and remember that masks are mandatory in all public buildings in Hamilton. Thank you for your cooperation, and well see you soon!

Your August stats are here! @ Ancaster, Ontario

According to the Royal LePage House Price Survey and Market Survey Forecast, the price of a home in Canada rose 6.8% year-over-year to $673,072 in the second qu...arter, due to low inventory levels and pent up demand. As a result, Royal LePage has revised its Canadian home price forecast with the national aggregate price expected to end 2020 up 2.3% to $663,000 in the fourth quarter compared to the same period in 2019. To read more, please visit: rlp.ca/Q2-2020-hps-release

Your June stats are here! "The REALTORS Association of Hamilton-Burlington (RAHB) reported 1,304 sales of residential properties located within the RAHB market area were processed through the Multiple Listing Service (MLS) System in June 2020. Sales are up 53 per cent over last month, and are down only 0.2 per cent over June of last year. The average price for residential properties was $675,223, which is up 13.7 per cent from June 2019, and up 3 per cent from last month." @ Ancaster, Ontario

Breaking Effective July 1st, Canada Mortgage & Housing Corporation (aka CMHC) has announced the following changes for new applications. * Limiting the Gross.../Total Debt Servicing (GDS/TDS) ratios to our standard requirements of 35/42. (In our opinion this rule will have the biggest impact, and will reduce the purchasing power for any borrower(s) with less than a 20% down payment by approximately 11%). * Minimum credit score of 680 for at least one borrower. (A 680+ score is the equivalent to an excellent credit/repayment history). * Non-traditional sources of down payment (I.e borrowed funds) that increase indebtedness will no longer be accepted as a source of down payment. (Note: gifted funds will still be an acceptable form of down payment). Heres the link to the full announcement - https://www.cmhc-schl.gc.ca//cmhc-reviews-underwriting-cri For any mortgage related inquiries, contact @bestmortgageloans today. #BestMortgageLoans #MortgageBroker #Mortgage #CMHC #LendersForDays #DollarsAndSense #PersonalizedAdvice #KnowYourOptions #TalkToABroker

June is here and so are your #HamOnt real estate stats for May! "The REALTORS Association of Hamilton-Burlington (RAHB) reported 852 sales of residential properties located within the RAHB market area were processed through the Multiple Listing Service (MLS) System in May 2020. Sales are down 42.2 per cent over May 2019, and up 43.4 per cent over last month. The average price for residential properties was $655,418, which is up 10 per cent from May last year, and up 6.3 per cent from last month." @ Ancaster, Ontario

Leaf and Yard Waste collection resumes regular collection on Monday, May 25! The temporary bi-weekly collection will end May 22. https://bit.ly/2FrRcPz #HamiltonReopens #HamOnt

Are you spending the long weekend getting ready to sell your home? Dont forget the outside! Curb appeal really matters and can make a huge impact on prospective buyers. Check out these tips to help get you started: https://buff.ly/3csyWmV

Are you spending the long weekend getting ready to sell your home? Don't forget the outside! Curb appeal really matters and can make a huge impact on prospective buyers. Check out these tips to help get you started: https://buff.ly/3csyWmV

The April stats are here! "The REALTORS Association of Hamilton-Burlington (RAHB) reported 482 sales of residential properties located within the RAHB market area were processed through the Multiple Listing Service (MLS) System in April 2020. Sales are down 63.4 per cent over April 2019 and 56 per cent over last month. The average price for residential properties was $614,412, which is up 4.3 per cent from April last year, but down 6.6 per cent from last month." https://www.rahb.ca/market-stats @ Ancaster, Ontario

Leaf & Yard Waste collection will resume, on a bi-weekly basis. Collection will occur during the week, not necessarily on your waste collection day. Residents s...hould ensure their leaf and yard waste is at the curb by 7 a.m. on Monday morning during the week of their pick up. City crews will pick up the bags or containers by the weekend. Week of April 20 Ancaster, Dundas, Flamborough, Glanbrook, Stoney Creek, Waterdown Week of April 27 Hamilton & #HamOnt Mountain Please be patient with crews as we work to ensure leaf and yard waste collection can continue. There is no change to the collection of garbage, recycling, green cart or bulk pick up. #HamOnt

According to the Royal LePage House Price Survey and Market Survey Forecast, Canadian home prices are forecast to show remarkable resilience in 2020 despite the COVID-19 pandemic. If business activity resumes by the end of the second quarter, prices are expected to remain relatively flat, up a modest 1.0% year-over-year, to $653,800 by the end of 2020. If activity resumes in late summer, Royal LePage forecast that the negative economic impact is expected to drive home prices down by 3.0% ($627,900) year-over-year. Visit rlp.ca/hps-release to learn more about Q1 2020 home prices and regional forecasts.

https://www.ontario.ca/page/renting-changes-during-covid-19

Supports, such as mortgage deferrals, are available to homeowners in need during the COVID-19 crisis. Learn more about what this means: http://ow.ly/W3Nd50yVj1U

Nobody should have to worry about their mortgage because of financial impacts of COVID-19. Please contact your mortgage professional if you need advice on mortgage payment difficulties. Find out more: http://ow.ly/1YM050yLL2P

I spent a couple days at a conference put on by OREA this week where I had the pleasure of serving on the YPN committee for the third time with some great young minds from across the province. Took in some great content and hosted an awesome event at the Distillery. If you're ever interested in real estate outside of the Hamilton area I've got some great contacts I'd love to connect you with. https://www.instagram.com/p/B9FMietnVMB/

BREAKING The Bank of Canada has reduced the overnight rate by 0.50%. The move stems from growing coronavirus fears which have had an impact on the markets, a...nd the global economy. Before the outbreak, the global economy was showing signs of stabilizing. However, COVID-19 represents a significant health threat to people in a growing number of countries. In consequence, business activity in some regions has fallen sharply and supply chains have been disrupted. This has pulled down commodity prices and the Canadian dollar has depreciated. Global markets are reacting to the spread of the virus by repricing risk across a broad set of assets, making financial conditions less accommodative. It is likely that as the virus spreads, business and consumer confidence will deteriorate, further depressing activity. The rate cut should have a direct impact for borrowers with variable rate mortgages and/or Secured Lines of Credit, if financial institutions follow suit. For any mortgage related inquiries, contact @bestmortgageloans today! #BestMortgageLoans #MortgageBroker #Mortgage #BankOfCanada #InterestRateAnnouncement #RateCut #Coronavirus #Canada #LendersForDays #DollarsAndSense #PersonalizedAdvice #KnowYourOptions #TalkToABroker See more

March is here and so are your February market stats!! @ Ancaster, Ontario

Thinking about selling in 2020? I'm here to tell you there is no need to wait until Spring. The market already feels like it is! We're seeing multiple offer situations and quick sales. Want to know what your home is worth? Send me a message! #HamOnt #Ancaster #realestate

Yesterday, Minister of Finance, Bill Morneau, announced changes to the benchmark rate used to determine the minimum qualifying rate for insured mortgages, als...o known as the stress test. The new benchmark rate will be the weekly median 5-year fixed insured mortgage rate from mortgage insurance applications, plus a two percent (2%) buffer. The change will take effect April 6th, 2020, but if implemented today the qualifying rate would equal 4.89%, compared to the current 5.19%. Although this is a positive change for potential borrowers We do, however, still consider a two percent (2%) buffer to be an onerous test level given the economic realities globally Paul Taylor, President and CEO of Mortgage Professionals Canada. Taylor said the association will continue to ask for additional support measures for those still struggling to pass the stress test. Using the 4.89% for qualifying rate, this will increase the purchasing power for insured borrowers by approximately 5%. For example, someone who qualified for a $500K mortgage yesterday will qualify for approximately $525K in April. For any mortgage related inquiries, contact @bestmortgageloans today! #BestMortgageLoans #MortgageBroker #Mortgage #StressTest #InsuredMortgage #DepartmentOfFinance #PurchasingPower #Canada #LendersForDays #DollarsAndSense #PersonalizedAdvice #KnowYourOptions #TalkToABroker See more

Your #HamOnt January real estate market stats are here! Want to know what it all means? Let's chat. #Ancaster #stoneycreek #burlington #realestate @ Ancaster, Ontario

JOIN THE BULLDOGS ON FAMILY DAY WITH AN EXCLUSIVE RAHB OFFER! The Hamilton Bulldogs Family Day game is a marque game and always a packed house at FirstOntario Centre! Save up to $8 per ticket with this link.... https://offer.fevo.com/hamilton-bulldogs-vs-kitchener-range

Thinking about selling in 2020? Im here to tell you there is no need to wait until Spring. The market already feels like it is! Were seeing multiple offer situations and quick sales. Want to know what your home is worth? Send me a message! #HamOnt #Ancaster #realestate

Your #HamOnt January real estate market stats are here! Want to know what it all means? Lets chat. #Ancaster #stoneycreek #burlington #realestate @ Ancaster, Ontario

New cards are in! Thanks @soldrightaway! Now who needs a stack? #HamOnt

They're here, they're here! The 2019 year end stats are here! "RAHB REALTORS RELEASE 2019 YEAR-END STATISTICS: A MODEST SELLERS MARKET" ... @ Ancaster, Ontario See more

Our President, Joe Ferrante, quoted in The Hamilton Spectator. "Hamilton realtor laments loss of LRT, but says too soon to predict impact on home building". Re...ad the full story here: http://bit.ly/hamiltonlrt #HamOnt #LRT #News #Community

https://www.sportsnet.ca//ron-maclean-reflects-sights-cul/

Theyre here, theyre here! The 2019 year end stats are here! "RAHB REALTORS RELEASE 2019 YEAR-END STATISTICS: A MODEST SELLERS MARKET" ... @ Ancaster, Ontario See more

https://www.simcoereformer.ca//tiny-homes-a-reality-in-nor

Exciting News! Rogers Hometown Hockey will be coming to Ancaster Ontario (Morgan Firestone Arena) on January 18th and 19th, 2020! The festival will feature tw...o days of live entertainment, NHL Alumni, local celebrities and hockey-themed activities for all ages. The festival concludes with an outdoor viewing party of an NHL game broadcast hosted live by Ron MacLean & Tara Slone on Sportsnet. Find out more at www.hometownhockey.com or RSVP on Facebook at: https://www.facebook.com/events/935262276820947/

https://www.chch.com/new-website-to-show-wait-times-of-hos/