Happy Thu Pham
823 College St M6G 1C9 Toronto, ON, Canada

Good day & happy Monday! When it comes to purchasing an investment property to earn as rental income can be risky. Anything can be done within the RULES. Here are a few things, I like to share with you. Have a plan, do the MATH & estimate how much of renting and mortgage you need to work first?... How can you service the loan? How much of the down-payment? The Bank may need you to secure at least 20% down-payment, interest rates, and and if there are ways to mitigate? Being a Landlord requires a deep understanding about the BASIC tenant law. Do you have that skill set? Are you a handy man? In case you need to fix a plumbing issue or a leaky roof? if you don't have steady income, it can be HIGH RISK. What if you don't rent out the place, you need to come up with the funds to cover the mortgage. Finding the RIGHT location is the KEY to your cash flow. Remember put condition on finance #happyrealestateteam #realestateinvestor #realestate #toronto

Good day & happy Friday! In this video, I'd to talk about whether you should buy or sell your home first? Let me know if you have any questions 416 893-3798 or email [email protected]... #realestate #happyrealestateteam #toronto #SOLDSOLDSOLD #happysellers #experience #advice #knowledge #community #kindness

Another stay-at-home order, as a third wave of Covid crisis could be worse. Take a DEEP breath and breath deeply into the stomach, inhale and exhale, practice for a few times and it will help us alleviate anxiety and improve our mental health. It's important to stay positive and focused. Don't forget to eat WELL and practice gratitude so we can feel better and boost our mood throughout the day. Cheers to a happy Thursday & stay safe!

Good day & happy Monday! A look back at Toronto housing market in February and March 2021. Cheers to a happy Monday & stay safe! ... #realestate #happyrealestateteam #toronto #SOLDSOLDSOLD #happysellers #experience #advice #knowledge #community #kindness

How Do You Determine The Price For Your Home & How Much Your Home Is Worth?

Love everything about this amazing kitchen! This perfect island is ideal for entertaining with lots incredible details like the style, mixing colors, lights, huge refrigerator, and lots of storage. Good day & happy Thursday! How are you're all feeling? I hope everyone is staying healthy & safe!

Good day & happy Saturday! How are you're feeling? I hope everyone is staying healthy and safe !

Good day & happy Saturday! How are you're all feeling? I hope everyone is staying healthy and safe!

Ready to sell now? Here's a few reasons. Less inventory, serious buyers, demand for more spaces due to low interest rates, and it's a sellers market. Is this a good time to buy, sell or invest NOW? It really depends on your current financial circumstances. Are you looking to buy, sell or invest? I can help! Reach out to me 416 893-3798 or email [email protected] Good day & happy Friday everyone! I hope everyone is well & safe!

Life is full of ups and downs...if you are struggling with anything...Remember, there is hope and faith, knowing that God is with us to help, guide, and comfort...so let it be your motivation to begin to love and pray more and you will find a true happiness & peace within yourself. Happy Monday & have a blessed week! #goodvibes #praymore #godlovesyou