Heather Swetnam

Group Benefits are an awesome workplace perk...but what happens when you retire? I've heard many complaints about benefits ending at retirement, when you are likely to need them the most. Now there's a solution, just sign up within 90 days of losing your existing coverage. Self employed and don't have existing benefits...no problem, we've got a plan for that too. #retirement #employeebenefits #benefits

Why buy Critical Illness Coverage for children? It’s a permanent insurance plan paid up in 20 years; the coverage will last a lifetime for the child, into adulthood Insurability-To obtain the most comprehensive CI coverage while the child is healthy before health ailments, including minor ones, could make them ineligible for coverage Lock in premiums at the much lower children’s rates. ... In the event the child remains healthy and coverage is no longer needed, the ROP is 100% in 20 years, and starts as early as year 4. The Death Benefit rider adds an enhanced level of protection; fully paid up permanent life insurance at a fraction of the cost of traditional life insurance Desjardins covers up to 32 illness and is the only carrier to include Autism as a covered condition https://urldefense.com/v3/__https://www.youtube.com/watch