Heidi Visser Realtor
517 Parliament St M4X 1P3 Toronto, ON, Canada

This is a question that most first time home buyers have! Let me clarify: A downpayment and deposit is not the same thing... Deposit - paid when making the offer to purchase, usually 5% of the purchase price but can be whatever you want Downpayment - due on closing and ranges between 5-20% of the purchase price, on a sliding scale: Up to $500,000 pay 5%... $500,000-$1,000,000 pay 5% on the first $500,000 and then pay 10% on the rest of the amount up to $1,000,000 $1,000,000 and up, you will need 20% down The remaining amount due, which you’ll get mortgaged for = purchase price minus deposit minus downpayment Any questions? [email protected] 647-809-9673 #tobiahomes #firsttimehomebuyer #realestate #torontorealestate #moveup #makeamove #buyer #realtor #torontoeast #upperbeaches #kingstonroadvillage #helpingyouiswhatwedo #royallepage See more

Happy Friday! For the third straight month of 2021, record home sales continued across the Greater Toronto Area with buyers taking advantage of favourable borrowing costs and continued improvement in many sectors of the economy. As we’ve seen from last year, the real estate market has not slowed down and continues to grow. When will you take the plunge? Contact me to discuss your real estate needs, whether it is buying or selling! #helpingyouiswhatwedo #firsttimehomebuyer #realestate #torontorealestate #torontorealtor #toronto #homesweethome #tobiahomes #upperbeaches #torontoeast #royallepage

Don’t you just love a bright and serene bathroom? Love everything about this one! Here are some guidelines for bathroom essentials: Towels - invest in quality towels in neutral colours and ensure there’s always a clean set. Hand wash - ensuring your basin is always stocked with a yummy fresh-fragranced hand wash is a sure sign you have your life together even if you don’t! Good lighting - think cool, spa-like lights instead of a warm yellow glow.... Skincare - stick to a favourite shower gel, haircare and skincare and keep it tidy - avoid cluttering the space around your tub or shower with hundreds of bottles. Personal care items like toothbrushes, etc are best kept in a cupboard, out of sight. Room spray - choose a neutral fresh fragrance that comes in a pretty canister. Rubbish bin - opt for a small, sleek bin with a lid that matches your decor, it’s a bathroom essential that’s often overlooked! Decor - keep bathroom decor functional and appropriate to the size of the space. Toilet paper rolls - this is a hot topic!! Are you team ‘over’ or ‘under’... (choose wisely my friends...!) #bathroomdecor #spa #style #decor #homedecor #toronto #torontorealestate #torontorealtor #tobiahomes #staging @lindyegalloway we love your style! See more

Congrats Elizabeth!! A well-deserved win! Happy Easter! #tobiahomesbunny #tobiahomes #easter Collected Joy

Let’s play a game... say you could host an Easter get-together, what would be your style? A relaxed backyard brunch? Al fresco outdoor dining? A more formal indoor table setting? A casual buffet table?... Mine would def be the outdoor options, enjoying good food and fine bubbles with friends & family @jenpinkston @mythirtyspot #homeiswheretheheartis #toronto #friends #family #easter #brunch #gather #feast #specialmemories #socialdistancing #holidays #realestate #torontorealestate #tobiahomes See more