HFSMortgages Calgary

Did you know that self employed mortgage applicants can qualify using a higher income than they declare on their personal income taxes? Yep, its true...read, or listen on below... https://www.homefinancingsolutions.ca//how-to-qualify-wit/

MORTGAGE QUALIFICATION TIP: Work with a broker that has access to at least 10 lenders/banks. Qualification guidelines vary from lender to lender and in some instances your application may be better suited with one lender than another. I have access to over 30 lenders and am able to present your application to every single one of them. The submission of your application to several lenders is seamless and the end result is impactful; approved mortgage and fully discounted inter...est rate. One Application, One Credit Check, and access to Canada's Top Lenders!

New podcast episode..."The Canadian Mortgaging Experience". Hosted by Marko Gelo, check it out! https://www.homefinancingsolutions.ca//the-canadian-mortg/

MORTGAGE NEWS UPDATE: *there is talk of further tightening of mortgage qualification guidelines *If true, debt service limits will apparently be reduced and minimum credit score requirements will increase *rumoured date of changes slated for July 1 Here is an example of how this would impact an applicant with an annual income of $60,000:... > Today's Rules --> max qualification amount of $285,000 > Proposed Change --> max qualification amount of $250,000 Just a heads up! See more

Podcast hosted by Broker/Owner, Marko Gelo, has been selected by Feedspot as one of 30 podcasts to follow in 2020 as selected by Feedspot! Thank you Subscribers! More episodes in store for 2020, tune in. https://blog.feedspot.com/mortgage_podcasts/

My latest podcast episode is about personal debt and what to do when you reach that tipping point. If you're in a tight spot these days or know someone who is, take a few minutes and have a listen to my talk with Michael Goldenberg (President, Debt Care Canada) https://shows.pippa.io//_-stick-handling-your-way-out-of-a