Hometown Mortgage Team with Holly Cochrane
16 Nelson Drive #4 T7X 3X3 Spruce Grove, AB, Canada

Many first-time homebuyers go to their bank to inquire about a mortgage. But, it's important to know that the big banks are not your only option when it comes to securing financing for a mortgage. There are multiple lenders out there that offer lower rates and different products, so it's important to shop around and compare. Shopping for the right mortgage product and the best rate can be time-consuming to do on your own. That's why you should visit us. As a mortgage brok...er, we do all the hard work for you. We find what works for YOU. Contact us today and we can discuss your mortgage needs.

Of course, our main purpose is to help when you're buying your home or renewing your terms, but we'd love to hear stories from those who've come to the end of that road. Are you coming close to fully owning your home and if so, how will you celebrate? Keep in mind that if you are thinking about completing some renovations to refresh your home, we can refinance your mortgage for just a little while longer to help you cover those costs. Always here for you!

Once you've obtained a pre-approval, your rate is locked in for up to 120 days. You now have a budget to work with and it' time for the serious house shopping to begin. But something you should be aware of is that any big purchases you make after you receive your pre-approval can affect your mortgage qualifications. When you submit your offer to purchase, a final check is completed and if something has substantially changed your credit status, your mortgage might not be approved. So if you're thinking about purchasing a car or some new furniture, it is best to wait until you have the keys in your hand.

Happy Easter from Your Hometown Mortgage Team!

Just like the Easter bunny, rates are starting to jump around. Better hop to it if you'd like to get that pre-approval rate locked in. Check the latest posted rates here: https://www.hollycochrane.com/index.php/rates

It might be April Fools Day, but this is no joke! How does the chance to win $5,000 sound? No, it's not a prank. We will be holding a giveaway where one lucky homeowner will win cold, hard cash Yes, you read that right - $5,000! ... You can use the winnings to buy that new lawnmower you wanted, a hot tub for the backyard, or even get some furniture for your new home. There's no limit on the possibilities for this amazing prize. Plus, there's no foolishness required. To qualify, all you need to do is use our/my services to arrange a mortgage. Sounds easy, right? The market is hot, so now is the time to get approved at a desirable rate. The contest runs for mortgages funded between April 15th - July 15th, with the winner being announced shortly after. For more information, please do not hesitate to reach out to us/me. Let us/me help you get a mortgage today! What would you do if you won the $5,000 prize? Let us know in the comments below.

If you want your mortgage process to feel more like family than business, come feel the difference with our team.

Just a few easy steps can get you on your way to homeownership. First is getting pre-approved for a mortgage and that comes with these advantages. 1You will know what you can afford so there's no guessing about your budget. 2You will be taken more seriously as will your offers if you find a home you're interested in. 3And your rate is protected for up to 120 days!!

It's Random Acts of Kindness Week from February 14-20, 2021. Will you participate for the last day today? Have you already started? Have you witnessed any acts you'd like to share?

"However my parents - both of whom came from impoverished backgrounds and neither of whom had been to college, took the view that my overactive imagination was an amusing quirk that would never pay a mortgage or secure a pension." ~ J. K. Rowling If your job is not deemed traditional, it may be harder to get a mortgage. Let us review your situation and see what we can do for you.

We hope you enjoy your long weekend! Happy Valentines Day and Happy Family Day! How are you celebrating?

There are numerous federal and provincial grants, rebates, and programs that you'll want to do your homework to know what you may qualify for. There are rebates for new homebuyers, new builds, and new renos and upgrades.

Family Experiences Feelings When you're looking at a mortgage, we have a knack for helping you focus on the things that matter while we take care of the business end.

....But why not keep more of your hard-earned money AND still enjoy your life, family, and friends? With our great rates on mortgages, we're pretty confident we can help you.

Wow, our rates have dropped again! For most fixed term mortgages, our rates are 50% less than the banks! At these rates, the road to the end of your mortgage is getting shorter...ask us about your situation.

How happy would you be if we could tear up your mortgage and get you a better rate? With the current low rates, we can review your situation to see what's possible.

Have you been seeing the tv ads for reverse mortgages? If you are a senior who owns their own home, this may be an option for you. Contact us to discuss eligibility and benefits vs cons of a reverse mortgage.

May this year bring new happiness, new goals, new achievements, and a lot of new inspirations in your life. Wishing you a year fully loaded with happiness, Holly & team