Holly O'Shea- Real Estate Broker
9293 Hwy 93 L4R 4K4 Midland, ON, Canada

When you want to tackle a big renovation in your home, like a new kitchen or new flooring throughout, coming up with a chunk of cash big enough is a challenge ... If you already own your home and it's value has increased since you bought it there's a good chance you can access the equity in your house and use that to fund your renovation

So you're thinking about refinancing your mortgage... There's many factors to consider before you do, like: what penalties will you have to pay to break your... current mortgage? what will your new interest rate be? how much equity do you have in your home? how much of a mortgage can you afford? do you want a fixed variable rate on your new mortgage? what's your 5-yr plan for the home you're refinancing? All of these things to consider, but what do they mean for your decision to refinance or not? This is where I come in. I'll give you all of the tools you need to make educated choices, and one that will be helpful to you as the years go by.

Do YOU know the difference???

Since March 2020, I've been so fortunate to be able to work completely remotely and virtually, meaning that your mortgage is just a click away! Through phone c...alls, emails, and simple e-signatures on documents, securing a mortgage has never been more streamlined. Send me a text, give me a call, or shoot me an email - I'm happy to help!

HDIconstruction Brian 705-427-1535... Hdiconstruct.Houzz.Com

Congratulations to my sweetest Seller ever! So happy for you!!

LISTINGS NEEDED Time for a change? Tired of renting? Want to downsize? Need more space to work from home? Want to invest? Combining generations under one roof? ... Now has never been a better time to SELL... - Inventory is LOW - Mortgage rates are LOW - Demand is HIGH - Prices are HIGH Contact me for your free, no obligation market evaluation

Between a down payment and interest paid on a mortgage, plus the many other bills that will come your way, buying a house is costly. Knowing what your costs wil...l be can help you prepare for home buying success! Want to know more? Send me a message! *note: the minimum down payment is 5% on $500k or less, 10% between $500k and $1m, and 20% over $1m.

Has Christmas shopping left you stretched? Are your credit card bills racking up fast? Refinancing can be a solution! Call me today to see if we can consolidate your high interest debts into a lower interest mortgage (705) 543-1503

Is 2021 the year that you save for a down payment? Whether it's your first home or you're aiming to purchase investment or secondary properties, these simple sa...ving strategies can be a huge help. Not sure how much you need to save? Send me a message and I can walk you through scenarios you have in mind! See more

Paying down debt can be tough, but every little bit counts. Keep chipping away, and you'll get there. If it becomes overwhelming, a refinance or private mortgage might be an option worth exploring, and I'd be glad to help.

Mortgage and real estate jargon can be confusing, but it doesn't have to be Deposit, down payment, and closing costs are all expenses paid by the buyer in a real estate transaction, with some key differences between them.