The Mortgage Centre Hometown Financial Stratford
Unit 203, 206 Ontario Street N5A 3H4 Stratford, ON, Canada

Good Riddance 2020! Wishing you and your loved ones the best in the new year

Our holiday season hours:

Happy 1st of December! Kick your home decor up a notch this holiday season with some of these tips:

Lest we forget. Our office will be closed November 11th, 2020 in observance of Remembrance Day.

As Canadian mortgage holders and prospective home buyers will have noticed over the past decade, bad news has been good for interest rates. Good news has the opposite effect.

No Down payment? One of my Top Lenders is offering a mortgage to help people who can't save up for their down payment still be able to get the keys to a home they can call their own. The Flexible Down Payment program allows home buyers to use existing credit facilities as their down payment.... DETAILS: Minimum 650+ beacon score Minimum 2 years history reporting on Credit Bureau Sources of Down Payment: Line of Credit, Credit Card, Personal Loan Include borrowed DP in the debt servicing of the deal. Ex: Unsecured LOC at 3%, Credit Card at 3%, store brand Credit Card at 5%, Personal Loan at actual payments. No late payments in the past 36 months High Ratio Deals only. 90.01-95% LTV 25 year amortization Strong Employment History No previous bankruptcy or consumer proposal. HAPPY MONDAY FRIENDS

https://www.cbc.ca///newell-family-new-brunswick-1.5754059 Yes, we lend out of province! we are seeing a growing number of families relocating during this uncertain time. Working from home now can mean you can live anywhere. Call us to find out what that looks like for your family

Canada's federal banking regulator is phasing out requirements around mortgage deferrals for homeowners hard-hit financially by the COVID-19 pandemic.

The Mortgage Centre Hometown Financial has expanded into Chatham region. We look forward to working with the community and offering them mortgage services.

https://www.canadianmortgagetrends.com//bank-of-canada-hi/

Hope everyone enjoys their Canada Day!

As some of you may know, in 2018, I decided to open my own brokerage - Hometown Financial. In December of 2018, we expanded our team by over 20 agents when I partnered up with Penny Wrightly; and have continued to grow over the year and a half we've been in business together. Being recognized as one of the top new Brokerages is such an honour, and I thank every single one of you for your continued support!

Has the COVID-19 pandemic meant you are now slaving away at home, dreaming of ways you can write off some of your home expenses on your 2020 taxes?

A great breakdown of how interest rates are determined, and how things have changed throughout the COVID-19 pandemic:

https://www.cmhc-schl.gc.ca//supporting-financial-stabilit

We thought, while we have all this time on our hands at home - why not start some projects we've been putting off? Today is the first day of DIY. Refinish some of that old furniture to give it a brand new feeling. Check out the link below: https://www.homedepot.com//9ba683603be9fa5395fab90140efad1a

At The Mortgage Centre Canada, we recognize that many homeowners may be looking for guidance around mortgage financing. We are committed to updating you - our customers - on the current climate and how the recent COVID-19 developments may impact your mortgage, now or in the future. We know that things may seem uncertain now, but we are working hard to gather all pertinent information and help you to understand your options during this difficult time.

Good Morning Everyone. We had had an influx in inquiries from clients asking about deferring mortgage paymeents. Here are the numbers to call listed below aga...in. I urge you to please ONLY CALL IF YOU ARE NOT WORKING. This is a stressful time for everyone and wait times are very long for these service departments, with wait times being longer for clients to stay on hold only to be told they have to wait until they are physically off work. Stay safe everyone and please reach out if you need anything xo ATB 1-800-332-8383 B2B 1 800 263 8349 BMO 1-877-895-3278 Bridgewater 1-866-243-4301 CIBC 1-800-465-2422 CMLS 1-888-995-2657 Optimum 1-866-441-3775 Equitable 1-888-334-3313 First National 1-888-488-0794 Haventree 1-855-272-0051 Home Trust 1-855-270-3630 HSBC 1-888-310-4722 ICICI 1-888-424-2422 Manulife 1-877-765-2265 MCAP 1-800-265-2624 Merix 1-877-637-4911 Marathon 1-855-503-6060 RBC- 1-800-769-2511 RFA 1-877-416-7873 RMG 1-866-809-5800 Scotia 1-800-472-6842 Servus 1-877-378-8728 Street Capital 1-866-683-8090 TD 1-866-222-3456 See more

Good Morning Everyone, Given the current situation regarding the COVID-19, we wanted to ensure you it's business as usual with The Mortgage Centre Hometown Financial. We are taking measures to ensure the safety of our clients, and all doing our part to look after ourselves and those surrounding us. That being said, we are still committed to providing excellent service, and will continue to do so amid this crisis. We have implemented tools and technology to allow all transact...ions to be done remotely, and to avoid public face-to-face interaction. All refinances and purchases CAN be done remotely - so give us a call today if you would like to move forward. Thank you kindly, The Mortgage Centre Hometown Financial

Welcome the newest member to our Stratford team! Nathan Conley has recently joined us as a licensed Mortgage Agent to continue to serve Perth County better.