Hull Life Insurance Corporation
141 Adelaide St W M5H 3L5 Toronto, ON, Canada

What differentiates you from other businesses in your industry. For Hull Life, it is customer service. Finding the right life insurance is a big financial investment. I believe you should have all of the information you need to get the best deal for your family. While a quote from an online insurance calculator can give you a ballpark amount, as a certified insurance advisor, my role is to get you the best deal possible. I work for you, providing the underwriter of your polic...y with the information they need to get you their best price. I love it when I receive feedback from clients that speak to the trust and advice I provide my clients. Insurance can be difficult to navigate, especially when trying to understand the right amount of coverage your family will need. "Sarah was incredibly knowledgeable and professional in taking my wife and I through life insurance options. Her personable demeanour made us both feel very comfortable with the process and confident we were making the best decision for our situation. I’d highly recommend her as we had a great experience." - Adam Szypula. The best thing about this testimonial is that Adam's family got the information they needed to make the right decision for their needs and they had a great experience. That is what I try to give all of my clients. If you are thinking about life insurance, send me a DM, or drop me an email. Link is in our bio. #testimonial #testimonialtuesday #testimonials #lifeinsurance #lifeinsuranceadvisor #insuranceadvisor #familyinsurance #familyfinance #familyfinances #toronto #torontoinsurance #financialadvice #hulllifeins #customerservice #customersatisfaction #torontolife #shoplocal #localbusiness #yyz #torontobusiness #businesstoronto #startupinsurance #recommendation #torontolaw #torontorealestate #yyzrealestate #ontario #canada

Don't forget, we have an Instagram live tonight with @hillary.lane! I am so excited for this. Hillary is an expert on the #toronto real estate scene and I am really looking forward to hearing from her about what’s been happening in the city in the last few weeks within the property market. Hope to see you there!... #instagramlive #realestate #lifeimsurance

Thank you Meagan for such a lovely response. I am always happy when a client has a positive experience and doubly so when they are a friend. With everything going on in the world, I have been grateful this last little while knowing that if something were to happen I wouldn't be leaving my family in the lurch financially. When I decided to take the plunge and look at life insurance as a serious option for part of my financial planning strategy, Sarah was there in a very knowl...edgable but no-pressure way. I have been so grateful for having her onside, helping me through the process. Just knowing that things are taken care if is a significant piece of mind. If you are thinking about life insurance you should reach out to Sarah, She is the best! - Meagan Trush If you would like to learn more about how life insurance can be rolled into your financial plan, contact me today. Thank you, Meagan, for such a lovely response. I am always happy when a client has a positive experience and doubly so when they are a friend.

How much #lifeinsurance coverage do you need? Well, that depends on what you want your payment to cover. There are the apparent end-of-life costs like funerals, but what about all of the other bills that come it. The real question you should be asking is: What debt do you want to cover with your life insurance death benefit?... The types of debt not typically thought of when you start to look into a new policy are varied. There are bills to be paid which you might want to be covered. Mortgages - Have you a mortgage that your partner may struggle to pay if you are not here to contribute too? What about property tax and associated attorney fees? What about daily household expenses. Your family will need time to grieve and get affairs in order. During this time, they may not be able to work. Covering household expenses can be a simple but significant way your death benefit can provide for your family. Look at your monthly expenses and add 3 to 6 months of payments to the coverage value. Then finally, there are the end-of-life costs. Funerals are the one that comes to mind first, but there are other associated costs. Extra hospital or palliative care costs. Life insurance coverage is different for every person’s need, and there is no one size fits all approach. Your circumstance will dictate how much you want your policy to cover. As a qualified insurance advisor, we raise questions about coverage that may not be top of mind when creating a coverage package for you. Want to learn more? Follow us or send me a message.

What positive steps are you taking for your family's financial future? Did you know permanent life insurance policies can be used as part of a balanced portfolio of investments? This is not just something a #LifeInsurance company says to sell a policy, there are plenty of independent financial advisors who can verify that this is a good idea.... In the words of @wealthsimple you buy life insurance because, after you die, you don’t really want the people you love living under a bridge, huddled around a barrel fire, cursing your name. And because it makes financial sense. Obviously, I am exaggerating but it is still a good idea to have a life insurance policy in place for your family's future. If you would like to learn more about the benefits of life insurance, and how it can be added to your portfolio for a tax-free payout, join my mailing list. Our monthly newsletter provides life insurance tips and tricks, as well as advice on a number of other subjects, from self-care (super important to everyone's life in general) and health. The link can be found in the pinned comment.

When will you most need life insurance? Well to be honest with you, when you most need life insurance is when something terrible happens to your family, and no one wants to think about that. This means we, by that I mean millennials, are not spending enough time considering when is best to get life insurance. There is a common perception that it is not needed until after you are married or have kids, but this isn't actually true. Firstly, a lot of people our age are not getti...ng married when it is optimal to get life insurance. The cost of which goes up after you turn 30. Don't even get me started on the cost when you hit the big 4-0. These days more millennials are living together before marriage and most would be considered common-law in Ontario. More of us are saving for, or buying, our first homes, all before we ever officially tie the knot. Life insurance may not seem like a big deal, if something were to happen to your significant other, it can mean saving what you have built together. By that I mean, #lifeinsurance is commonly used to pay off a mortgage and other long-term debts. While this may not be the happiest train of thought, it is important. Your family may depend on you having the right policy to cover costs when you are no longer around. Not to be all doom and gloom though, the good thing is that the earlier you lock down your insurance policy, the cheaper it is for you and your family. I won't quote the old cliche of "its just a latte a week" because that's a bad comparison, but in many cases, it's can be far cheaper than auto or home insurance, to give some real context. If you would like to hear more about this, let's have a quick call. Details are in the top comment below.

Every year on November 11, #Canadians pause in a moment of silence to honour and remember the men and women who have served and continue to serve Canada during times of war, conflict and peace. We remember the more than 2,300,000 Canadians who have served throughout our nation’s history and the more than 118,000 who made the ultimate sacrifice. The poppy is the symbol of #RemembranceDay. Replica poppies are sold by the Royal Canadian Legion to provide assistance to Veterans. ...Some of the 54 Commonwealth member states, such as Canada, the #UnitedKingdom and #Australia, observe the tradition of Remembrance Day on the eleventh hour of the eleventh day of the eleventh month. Other nations observe a solemn day but at different dates. For example, #ANZACDay is observed in #NewZealand on April 25. In #SouthAfrica, #PoppyDay is marked on the Sunday that falls closest to November 11. #lestweforget #lestweforget #remembranceday2020 #remembrancedaycanada #remembrancedaytoronto #veterans #royalcanadianlegion #RCL #canada #momentofsilence #armedforces #ww1 #firstworldwar #poppy #worldwarone #rememberww1 #rememberww1 #WW1 #November11th

When you make a big change in your life, like #marriage, starting a family or buying a house, it is a good time to start thinking about life insurance. When you move towards these major stages in life, it is common to be so overwhelmed by all of the things that you have on your plate that it is easy to forget things like life insurance. It gets put to the back of the pile of tasks you have on your list because it doesn't seem as pressing.... That is a common mistake and it does end up costing thousands of dollars in the long run. The cost of insurance significantly jumps as you reach 30 and 40 years of age. While there is much to be said for using permanent policies as an investment for your portfolio, few speak about the cost of waiting to take out a policy until later in life. There are many policies that are custom-built for those in their late 20s and early 30s. It really is the best time to buy a #lifeinsurance policy. While common talk speaks about waiting until after you've hit those big life changes, in many ways, this ends up costing you more in the long run. I've spent the last few months gathering all the info I can from Canadian Insurance agencies, so I am in the best position to advise my peers on insurance policies that fit their lifestyles. I would love to have a quick chat and see if I can help you save money on your insurance. Details in the top comment for my Calendly.

Self-care and mental health are super important aspect of anyone’s life, that's why I have such an interest in it. A fulfilled life. That is what #lifeInsurance was invented to preserve. The only way you can have that in these modern times is by taking care of yourself. There is a reason they talk about putting your own oxygen mask on first before you take off on a plane. It is much harder to look after your family and friends when you are not looking after yourself. Hull Lif...e is first and foremost a family. We like to think that we make our clients feel like family and that they can come to us with any issue they may have even if it's not about insurance. It is about life. For myself, I run as part of my wellness routine. I find it has a calming effect and it's a great way to stay fit, so it helps my mind and my body. Of course, sometimes I just want a nice glass of wine. That can certainly help as well. I created a nice little wellness "tips" pdf. I'll add the link in the top comment below. Of course, if you'd prefer, a call instead follow the link in my bio. #selfcaretips #lifestyle #toronto #lifeinsurance #criticalillnessinsurance #wellness #torontolife #insurancelife #smallbusiness #stressrelief #stressmanagement #mindfulwellness #wellnessmindfulness #selfcareday #mindfulnesspractice #mindfultoronto #torontomindfulness #wellnesstoronto #TakeABreak #smallbusinessowner