Illuminate Mortgage Group

WARNING This post contains kind words from one of our clients - please read carefully . . .... #review #thankful See more

Hanker-doodle taking in the view! . . . #dogsofinstgram ... #prairies See more

It’s Family Day, so let’s celebrate a couple of the family’s that we had the privilege to help out recently with their mortgages. First off, S, T & T, finally took possession of their newly built home this past weekend. We’re glad we could make the purchase of a new home as stress free as possible! That kid is going to be a Silver Slugger some day! And Secondly, Let’s hear it for another early renewal! Let’s also hear it for going hot tubbing when it’s -25... !! We always have our clients’ backs and noticed that I & A could save some money on their mortgage by breaking their current 5 year fixed term and renewing early into a lower rate . We were able to get their penalty completely covered with the new product, and I & A get to put some additional money on their principal each month instead of spending it on interest . They’ll be mortgage free 11 months sooner and will save $18,921 over the length of their mortgage! Nice working with you guys again! We wish both families all the best in the upcoming year! #honesty #integrity #freedom #kindness #illuminate #shirtsoffsavemoney #mortgage #invest #debtfree #financialfreedom #finance #budget #budgeting #goals #personalfinance #beer #prosecco #blankets

K & L were referred to us by another client we had just helped renew into a lower interest rate. We were not only able to get them a lower rate - saving them over $5,000 in interest over the last 2.5 years of their current term - but also got them a little bit of cash back to spend on themselves! Congrats K & L, it was a pleasure helping you save some money! #honesty #integrity #freedom... #kindness #illuminate #savemoney #financialfreedom #budgeting #finance #personalfinance #debtfreejourney #debtfree See more

Such a thoughtful gift from our amazing clients @anikgo You guys are so special and we are so happy to have been able to work with you! Thank you for the gift . .... . #thankful #thoughtful See more

Happy Lunar New Year Day!!! Goodbye to 2020 and the Rat. Hello 2021 and the Ox!! The Rat set the bar pretty low last year, should be smooth sailing for the Ox. #reboundyear #lunarnewyear #chinesenewyear #ox #yearoftheox #weekendmood #newmoonmagic #goodbyerat

An annual mortgage checkup is an important stepping stone for long-term success. It will help make sure you’ve: determined if you can take advantage of today’s ultra-low pandemic rates; looked at maximizing your mortgage principal reduction; ... consolidated debt for one manageable payment, improved cash flow, and interest savings (if you have enough equity); and, accessed the lowest-cost funds for large looming expenses. I'll help make sure your mortgage incorporates what may be ahead: it could pay big dividends and is the best way to get you where you’re going in your financial future. Book a consultation today!

Thank you for the amazing review! We love our clients and love what we do . . . #review ... #thankful See more

First delivery of the year We are beyond excited for our clients A & M - this was a very emotional ride for everyone involved and we are so happy that you are finally HOME! Thank you so much for allowing us to help you with the process!! . . . #home... #canada See more

Wishing our clients, family & friends an amazing 2021! . . . #2021 #happynewyear

Will prices go up or down? How about rates? Here are some predictions... but nobody can say for certain what the future holds. Stay focused on your goals and get in touch for expert mortgage advice tailored to your situation.

Review time!! We are beyond grateful every time we receive feedback from our clients - we absolutely LOVE helping people reach their goals & save money Thank you, thank you, thank you . . . #humbled ... #review See more

Happy possession day J & M You guys were such a blast to work with and had us laughing pretty hard with your stories We hope that you and your boys are so happy in your new home . . . #congratulations... #happyforyou See more

Winter is coming https://www.popsci.com/keep-warm-without-heat/

What a beautiful day to be out and about Congratulations A, we are so happy that you found your dream home for you and M!! . . . #client... #closingday See more

Video shoot day!!! Stay tuned for the finished product . . . #sunny... #videostar See more

We are all out saying hi to some of our clients today, so fun getting together and delivering baskets . . . #autumn... #yyc See more

Cash Back Mortgage rates are lower than they have typically been, causing an upswing in use by first-time home buyers. Getting 3% cash back of the total mortgage amount can be a big financial boost and provide much-needed breathing room after closing on the most expensive purchase most people make. The funds can help pay for things like closing costs, renovations, and moving costs. Interested in learning more? Let's discuss whether a cash-back mortgage fits your needs.

Thank you to everyone that has supported us, we truly appreciate each and every one of you! We are so proud of our team and everything that we have accomplished . . . #humblebrag ... #lookmawemadeit See more

Congratulations R on your closing day hope you have tons of fun with this basket!! . . . #happy... #boozy See more

It’s a chilly one but we are out congratulating M on her closing today . . . #fall ... #closing See more

Hello everyone! We would like to introduce our team at Illuminate Mortgage Group. Brie, Katie and Cam! We are dedicated to helping everyone with their mortgage needs - Purchase’s, refinances and renewals! Feel free to reach out to us to say or ask us any questions!!... . . . #team #mortgage See more

The CERB is ending October 3rd and will transition to a new form of Employment Insurance (EI). While still subject to Parliamentary approval, here are some key things to be aware of: 1. With CERB, everyone received $2,000 for each 4-week period. With the new EI, the amount received will depend on your earnings over your best 14 weeks of employment, with the minimum weekly payment at $400 (for 26 weeks) and the maximum at $573. So some people will receive more and some less t...han CERB. 2. EI is administered by Service Canada. If you were receiving CERB via Service Canada then you will be automatically transitioned over. If you were receiving CERB through Canada Revenue Agency, you need to apply through Service Canada. 3. It'll be easier than before to qualify for EI, after working as few as 120 insurable hours. 4. You can earn income from employment or self-employment while receiving benefits. 5. If you cannot resume work and are self-employed and therefore not eligible for EI, the Canada Recovery Benefit provides $400 a week for 26 weeks. Additional programs are available if you are sick and need to self-isolate, or if you need to care for a child, dependent or family member due to COVID.

Delivery Day Congratulations to our beautiful clients L & Z - we are so happy that you found your forever home Swipe to see what they got! . . . #happyfriday ... #closingday See more

Closing Day!!! Congratulations L & E, we’re so excited that you guys got into your dream home . . . #happyhomeowners ... #excited See more

Lower rates are good news for those who want to access their home equity through a refinance (minimm 20% home equity required) for a low-cost way to get needed funds. While everyone's situation is different, many homeowners are determining that it makes sense to refinance to restructure their debt to get financial breathing room with one lower monthly payment and interest savings. This move can also protect and improve your credit score. And since we're spending more time a...t home, many are looking at renovations to improve the quality of our their lives or for functionality like building a new home office. If a refinance can work for you, don't hesitate to get in touch for a personalized cost/benefit analysis so you can determine whether it makes good financial sense.

Is Monday over yet?!?! . . . #caseofthemondays ... #readyfortheweekend See more

Weekend delivery! Congratulations to our fantastic clients C & R. What a pleasure it was working with you!! . . . #closed... #clients See more

Do you want to lower your monthly mortgage payment but are locked in to your current lender? We have a solution that has saved our clients THOUSANDS of dollars in interest - even with a big penalty to break your current term! The best part? Nothing comes out of your pocket! Take advantage of today’s LOW rates with an early renewal ... Watch to see how it works and get in touch so we can see how much YOU will save!

Is it possible to take your pension into your own hands and create sustainable long-term income with an investment property? YES! Canadians at all stages of life are using investment properties to help them build their wealth.

Cam & Brie our shooting a video!! Stay tuned for the release . . . #video... #sunshine See more

Not surprising: the Bank of Canada announced today that it is keeping its benchmark rate at 0.25%. It is expected that the Bank will keep this rate unchanged well into 2022 to aid our economic recovery.

Congratulations to some more fantastic clients We are so happy that we got to help you get into your beautiful new home Thank you for everything! . . . #happyclients ... #giftbaskets See more

Happy Labour Day long weekend!! We hope everyone gets to do what they want, adventure, camping, relaxing ... whatever it is, enjoy . . . #longweekend... #enjoy See more

Quick trip to Cochrane to drop off a closing basket to our amazing clients J&T . . . #cochrane... #giftbaskets See more

The recent shock to the economy has had many Canadians thinking seriously about what their life might look like after their paycheques stop. Even if you have a workplace pension plan to look forward to, you may find it falls short of the income you’d like to live on. Is it possible to take your pension into your own hands and create sustainable long-term income? An investment property has the potential to provide a monthly income and grow your wealth over time. And this is a wealth-building strategy that is within reach of ordinary Canadians. If you are thinking about an investment property, get in touch to have all your questions answered.