Better Mortgages

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Thank you for always taking wonderful care of my clients JMS Law.

Thinking of refinancing, rates have fallen like the leaves. Let me know if I can help.

Love yourselves!

Let me know if our team can help. #ingramnursemortgages #dominionlendingcentres #barrie #simcoecounty #refinancemortgage

Big Guy looking good for 54ish. #ingramnursemortgages #ilovemydog #birthdayboy #dominionlendingcentres

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We can help you keep your home. Call or email today.

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Stylin and profilin with this Beauty this weekend in Niagara on the Lake. #summervibes #ingramnursemortgages #robinclayfitness #harbourhouse

The Mortgage Stress Test Loosens Up August 8, 2020 Effective this week, it gets a little easier to buy a house or refinance. On Saturday, BMO and CIBC shaved 15 basis points off their posted 5-year fixed rates. That’s enough to drop the benchmark 5-year posted rate to 4.79%.... Source: Bank of Canada Given regulators use this benchmark rate to calculate Canada’s minimum mortgage stress test, today’s cuts mean you’ll now need less income to qualify for a given mortgage amount. Put another way, it means someone making $70,000 a year can now afford a 1.2% ($4,000) more expensive home with 5% down. That’s not much to get excited about but on a market-wide basis, small buying power improvements are inflationary for home prices, other things equal. These moves put the benchmark 5-year posted rate just 15 bps above its all-time low of 4.64%. That rate was last seen three years ago in July 2017.

Good bye Volvo. It was good while it lasted. #ingramnursemortgages #dominionlendingcentres #barrie #volvoxc60