Inner Orbis
Suite 402- 1900 City Park Drive K1J 1G7 Ottawa, ON, Canada

Did you know that 55% of financial planners do not ask their clients about critical illness, executive disability and life insurance? Talking to you about getting critically ill, getting disabled or dying is not something that is not pleasurable. With estate planning and business planning not talking about risk management is like forgetting to put bolts on your rims after changing your tires. There are tax advantages that can be created with customized insurance planning lik...e eliminating your tax bill on death. You can use life insurance to accumulate cash on a tax deferred basis and later using it to obtain cash value on a tax free basis. Knowing tax, legal, insurance, family business advising and finance allows us to be of greater value to you if you should decide to engage. You can also do nothing and leave your future to chance. How do you like sharing your wealth with the government? [email protected] See more

Have you had any of your professional advisors speak about integrated planning? You may or may not be familiar with this term. In my practice it means getting all your advisors sitting at the same table working on your plan. Advantages are: nothing gets missed, you get benefit of existing advisors as well we bring specialists when required, time efficiency and your advisors see the world through your eyes.

Do you have your will completed and have you appointed Power of Attorney for Personal Care and Property? If you haven't why not? If you presume that you do not need to you are don't have all the facts. On death, all your assets do not pass to your wife. We have a client whose wife called us that her husband had a stroke and she wanted to know what was the insurance coverage he currently has. I could not give her that information because of privacy guidelines. I spoke to her l...awyer who said she will go to the hospital to get one signed. People refuse to complete an estate plan, not a death plan, for three reasons: I am not rich enough that is only for the rich, I don't want to think about getting sick or dying, I don't want to deal with family dynamics. Unfortunately, taxes, bills and personal needs are left to someone else to deal like the courts. Call us we integrate planners with knowledge beyond life insurance, critical illness insurance, disability insurance and long term care insurance. 613-728-7030 [email protected] See more

We have saved one business owner 20 million dollars in tax. Why were we able to achieve this outcome? Our knowledge of various disciplines which helped us see the big picture by getting to know the situation, by bringing other professionals to the same table and focusing on the goal line. Often planning is done in isolation and inevitably important things get missed. Here are three main reasons why people don’t do estate planning: 1 They say I am not rich enough that is on...ly for rich people. 2 I really do not want to think about getting sick or dying. 3 I don’t want to deal with family dynamics like my son in business and others not. We have a blended marriage and I do not want to deal with those issues. I wrote a book Beyond the Tipping Point which will ba a easy read that can be your blueprint in guiding you through the planning process made easy. #innerorbis Let’s chat see if there is a fit to work together. Milan Topolovec 613-728-7030 ex 223

Should you wish to complete a TK Insurance Audit we are still doing these for people at a distance. We provide this as a fee for service and can still do this at this time. We saved one business owner over $100,000 of annual premium.You will get a summary-document and also suggestions on opportunities for possible improvement. #innerorbis