Insuranceopedia

Your #carrier is legally obligated to insure your freight, but the coverage is almost always inadequate. https://bit.ly/2LvCzNi #freightinsurance

When deciding on life insurance coverage, you need to consider premium costs, investment options, and how long you want your coverage to last. The ReFrame Group breaks down the difference between term and permanent life insurance: https://bit.ly/3052mDB

#ProfessionalLiabilityInsurance is more complicated than your average personal insurance policy, so consult an #insurance professional to make sure your needs are met. https://bit.ly/31VWU7Q

Serving #liquor is a big #liability risk, so it makes sense to get coverage for it. https://bit.ly/2SSO31y

Finding the right #insuranceagent takes a bit of homework, but it will pay off. https://bit.ly/2FYhlbu

For many people, buying life and disability #insurance policies makes more sense than buying #loanprotection policies. https://bit.ly/2BbK3mD

These common #insurance mistakes could cost you or leave you unprotected. https://bit.ly/3fBQDTm

#TermoftheDay: #premium. A premium, in the context of #insurance, refers to the amount the policyholder must pay to be insured. It may be paid in installments during the period of the coverage or as a lump sum once the contract of insurance is executed. https://bit.ly/2E7KFvu

Like any other business, #insurance companies can fail. These tips will help you find a reputable company that is likely to stay afloat. https://bit.ly/2BdtOWC

#TermoftheDay: #meanstest. A means test is an evaluation of a person's financial predicament for the purpose of deciding whether or not they will be eligible for financial assistance from the government. https://bit.ly/2RrwOmG

#LifeInsurance can help defray the often overlooked financial costs of losing a stay-at-home spouse. https://bit.ly/2YT13YF

#TermoftheDay: #legatee. A legatee is an entity that receives assets after a person dies. These assets have been assigned to the legatee through a will. https://bit.ly/3hBAAEJ

#Insurance for #renovations can make or break your project, especially when working with a contractor. https://bit.ly/2ZaMG0j

Whether we like it or not, the winter is coming. Proper home maintenance can make all the difference when filing a claim for #snowdamage. https://bit.ly/2ZxgdT8

#TermoftheDay: #opportunitycost. Opportunity cost is the value that is lost when a person rejects one option in favor of another. https://bit.ly/3hq7TdJ

#EquipmentBreakdownInsurance gives you coverage you won't get from your other business policies. https://bit.ly/3jOJwsI

#TermoftheDay: #ROE. Return on Equity (ROE) is a percentage that reflects how much a company has earned if its net income is pitted against the money invested by its shareholders. https://bit.ly/2Zxg2XY

#InsuranceAgents can help you navigate the labyrinth of coverage options, #insurance jargon, and policy terms. https://bit.ly/3e3aae5

#LifeInsurance payouts normally aren't taxed, but there are exceptions. https://bit.ly/2DvwT5B

#TermoftheDay: #wrongfulact. A wrongful act refers to any error or breach of conduct covered under professional liability insurance, which provides the directors of an insured company financial protection from the liability from alleged erroneous acts. https://bit.ly/2FhDykx

#TermoftheDay: #licensee. A licensee is a person who has been issued a license by an organization or agency with the authority to issue such a license. https://bit.ly/33g2v7Y

Home improvements that increase your risk or the value of your home can result in changes in your #insurance coverage. https://bit.ly/3en6sMz

If you have more #assets than liability coverage, #umbrellainsurance can give you the protection you need. https://bit.ly/3jWhomE

#TermoftheDay: #seasonalrisk. A seasonal risk is a risk of loss that only applies during certain times of the year. https://bit.ly/3582nKy

#NonAdmittedInsurers can be a good option for those who have been denied coverage. https://bit.ly/38zubHc

#TermoftheDay: #grantor. A grantor is a person who has transferred their right of ownership over a property or asset to someone else by virtue of a contract. https://bit.ly/32X7LNR

A new baby means big changes. Now is the time to evaluate your #insurance needs. https://bit.ly/2AR5D02

Finding the right #insurance while #selfemployed isn't difficult when you know what to look for. https://bit.ly/2ADYsbt

#TermoftheDay: #ownoccupation. Own occupation is a type of total disability insurance that provides a benefit for the insured if they are no longer able to work the job they were qualified and hired to do. https://bit.ly/34QsF3H

If you work for a #ridesharing service, your #autoinsurance policy needs to cover all potential liabilities. https://bit.ly/3bZ1bIZ

#TermoftheDay: #indemnify. To indemnify is to make a payment to another to reimburse a loss. Insurance companies indemnify policyholders for covered losses. https://bit.ly/2QITT3M

#MotorcycleInsurance is a separate policy you need to purchase to ensure you are covered out on the open road. https://bit.ly/3jDI2Aq

#TermoftheDay: #deferredannuity. A deferred annuity is an annuity wherein the policyholder receives payments at a specified future date after paying into the annuity for a number of years. https://bit.ly/3bfQW4t

#WeddingInsurance is the most important part of your big day that you will hopefully never need. https://bit.ly/37ZdOU8

#ProfessionalLiabilityInsurance is more complicated than your average personal #insurance policy, so consult an insurance professional to make sure your needs are met. https://bit.ly/31VWU7Q