Investment and Insurance Services

THE THINGS THAT YOUR BANKS DO NOT WANT YOU TO KNOW ALL THE MAJOR BANKS IN CANADA ARE OFFERING RATES OF RETURN BETWEEN 2%-3% ON RRSP, TFSA AND GIC How would you like to be educated on the following? ... Where you can place your investment to earn returns ranging on average from 5% to 15% per year Where you can place your investments that guarantees 75% to 100% of your principal is protected even if the overall market drops. During the pandemic, my investments have earned me rate of returns ranging from 8% to 35%. You can also earn the same with the right investments..

Understanding Basic Investments- The Rule of 72 The Rule of 72 shows you how long it would take for your money to double based on the rate of return (interest), offered to you by your bank or financial institution. As the below illustration shows if the bank is offering you 4% interest, then it will take 18 years (72 divide by 4) for your money to double. Now imagine if you were to invest $100 it would take 18 years to double to $200. What about if the bank offers you 1% in...terest, then it will take 72 years for your money to double. Now that you know about the rule of 72, maybe you would want to see how your investment is working for you See more

CORONAVIRUS, OIL AND INVESTMENTS As you are aware, the coronavirus has become a global pandemic. This has resulted in increased market volatility because of uncertainty. Market volatility has been further compounded by the reduction in oil prices as the oil giants Saudi Arabia and Russia battle over market share. As a result of these factors stocks market throughout the world have seen a fall in stock prices. Given the global nature, anyone with investments would experience a... temporary reduction in the value of their investments. I therefore want to take this opportunity to remind you that investment is a long term strategy, and you should not panic into liquidating your investments due to a temporary fall in price. If your house should drop in value, you would not get rid of it because it is a long- term investment that would appreciate in value over time. Similarly, do not run and sell off your investment because of a temporary reduction in value. Stay in for the long term. Also it is a good time to increase your investment when the value is low, so that as the market recovers, your investment value would increase even more. See more

As an independent financial advisor affiliated with WFG, I am in an enviable position of offering my clients a one stop shop for investment and insurance solutions from over two hundred (200) financial services organizations in Canada. Some of the leading financial institutions which I distribute products for include RBC Insurance, TD Asset Management, Bank of Montreal (BMO), Manulife Financial and Franklin Templeton Investments. In addition I am contracted to distribute in...surance products for Canada's top insurance companies including, Industrial Alliance (IA), Ivari, Equitable Life, Empire Life and Canada Protection Plan (CPP).. For clients interested in debt consolidation we have "Four Pillars" one of Canada's leading debt consolidation companies. Those who are interested in mortgage financing and refinancing are catered for through Finevo Lending and BMO. Look no further, whether you are interested in retirement savings, education savings for the children, estate planning or protecting your family, I am your financial solution's provider. Looking forward to serving you.