Irena Karaoulis, Home Financing Advisor
885 Lawrence Ave E. M3C 1P7 Toronto, ON, Canada

I think there’s definitely a pent-up demand right now," he said. And once people get back into the regular flow, things will return to normal.

The banks have followed the 0.50% rate drop...this is great news for all those clients currently in a variable rate mortgage or on your lines of credit...the Pr...ime rate went from 2.95 to 2.45% :) we now have some clients with rates as low as 1.45% (prime - 1.00%) - mind blowing... unfortunately the savings has not passed to new mortgage approvals or new fixed rate options :( https://www.bnnbloomberg.ca/canada-s-big-five-banks-cut-pri

Are you interested in the Mortgage payment deferral program? if yes or even maybe? read this article...written and shot by the President of Mortgage Architect...s: http://dustanwoodhouse.ca/mortgage-payment-deferral

Your Mortgage Advice

Working from home is out "colocating" is in.

Whether you're installing built-in shelving, remodelling your kitchen, or gutting your house and starting from scratch renovations are challenging. We can show you how to use your home equity to make your dream home a reality. When you're ready, contact me.

National home sales gain momentum heading into year-end.

Under changes that will come into effect on Dec. 3, parents of a newborn or a newly adopted child will have the choice to spread their employment insurance benefits over the normal 12-month period or an extended 18 months.

Thinking about applying for a mortgage? Learn how a mortgage application is assessed and what information is needed to qualify for a mortgage.

Be the best version of yourself

For the first time since at least the 1970s, renter household formation is outpacing the number of new homeowners. Rental demand is up across the country, with the largest increase in Ontario, Alberta, and British Columbia.

How to navigate today's challenging housing market

What an inspirational story

This is great for Toronto

Coffee is in trouble

Scotiabank partners with NXTP Labs to access the most promising Fintech start-ups in Latin America. This strategic partnership will allow the Bank to access to the most promising Fintechs in Mexico, Colombia, Chile, and Peru, and leverage these countries' innovative start-up ecosystems to help drive its global digital banking transformation.

Good tips on how to write an email to get a meeting with anyone

60+ Halloween Decorating Ideas

I can help you discover ways to obtain the right home for your current needs, unlock your home equity and develop a financial plan that reflects your changing priorities and future goals.

OSFI won't wait to act on debt risks

4 keys to customer-focused innovation. Dave Dame, the Agile Leader at Scotiabank’s Digital Factory, shares his advice on how companies can step up for their customers.

Canada named the most advanced country in the world when it comes to cashless payments

And then there were 5. Discover the best of Canadian literature with the 2017 Scotiabank Giller Prize Shortlist.

Using saunas can lower your blood pressure

All 45 industrialised OECD countries are set to grow this year for the first time since the Global Financial Crisis. Check out this video for more info:

The federal government is not prepared to deal with the impacts of climate change

Urban planner in private practice, Sean Galbraith indicates why High Park Ave. may be Toronto’s ideal street

Scotiabank is honoured to have received The Progressive Aboriginal Relations (PAR) Gold standing for the third time by the Canadian Council for Aboriginal Business (CCAB). The PAR Gold standing is the highest rating, which recognizes Scotiabank for its positive relationship and long term commitment to Canada’s Aboriginal community. Scotiabank is privileged to be one of only six companies in Canada that have been awarded with the distinction in 2017.

Toronto home sales are down, yet selling prices are up

Scotiabank is proud to support one million kids and counting! To celebrate our support of kids across Canada, we’re opening doors to NHL Arenas for kids to live out their hockey dreams. #MillionAndCounting

The Retirement age is changing in Canada

Don't count on the equity in your home for retirement planning

How to start a business with low funding

Netflix to invest $500 Million in Canadian Productions

Vancouver and Toronto real estate compared to other cities around the globe

Put away your ego and ask the "dumb questions" in order to be successful

Buying a home is likely the biggest financial decision you’ll ever make. I can take you beyond just the rate and show you mortgage solutions customized to your needs, so you can enjoy your home knowing you made the right decision.

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Boss or Leader?

Some creative tricks for smaller homes

Basement Renovations Tips

Scotiabank’s Key Partner REALTOR Ana talks about her experience working with a Scotiabank Home Financing Advisor. Contact me to see how I can help!

Learn how to cut those expensive hydro bills with these home improvements

National housing activity appears relatively healthy transitioning into the fall buying season, supported by still low borrowing costs, robust job growth, solid household formation, and better balanced regional economic conditions.

"Dreams without goals are just dreams"

We are proud to support Scotiabank AIDS Walks happening cross-country Sept 8 30. Join us in support of those living with HIV/AIDS.

Women of Influence profile - Kyle McNamara and women in tech

Take your vacation, no matter how busy you are

The Person You Sit Next To at Work Can Majorly Impact Your Career

Switch your mortgage to Scotiabank and get up to $1,200 to cover your switch fees.*

4 ways to help your career this fall

DIY universal shower design

The Bank of Canada has increased its key interest rate for the second time in less than two months

A number of Canadian condo communities are implementing green initiatives, reducing their carbon footprint and moving to sustainability.

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