James Ferreira
980 Fraser Drive Unit 105 L7L5P5 Burlington, ON, Canada

When chatting with new or existing clients, I always recommend them to read their current policies because most times companies do not explain some of the most important coverages to their clients, leaving them exposed to potential risks they are not aware of. A technique I found helpful is to ask for the client's current policy and take some time and review it with them so they know exactly where their gaps may be. Lets have a conversation today and make sure you and your b...usiness is protected the way it should be. https://www.canadianunderwriter.ca//why-this-client-can-o/ #fraudprevention #accountspayable #smallbusiness #entrepreneur #insurance #business #protectyourself #protectyourbusiness

Happy Halloween!!! Stay safe today if you are going to go out and trick or treat. Dress warm because it’s going to be a cold one tonight!... #halloween #halloween2020 #halloweensafety

Small Business Month is coming to a close and I want to thank everyone who followed along with the mini series all month and really hoped it helped everyone understand a little more about businesses and how to protect yours. For my final post, I want to motivate people to take that leap of faith and go for it all. Take the risk, open your business and take control of your financial future. I hear people all the time say " I am too old or too late to open a business" and my re...ply is "you are never late, you are just on time". Put the steps in place and with a lot of effort and determination you can make anything successful if you are really willing to succeed. Thank you again for the great month and continue to look for more posts to help educate everyone on how to properly protect themselves and their businesses. #smallbusiness #smallbusinessmonth #entrepreneur #entrepreneurship #business #protectyourself #protectyourbusiness #leapoffaith

It is the final week of Small Business Month. This month has taken us on a journey to help those small business owners with protecting themselves and their business properly and reviewing some of the important coverages we are seeing in the industry. As we finish up the month, I wanted to go over something that was brought yo my attention late last week. Within the current market of commercial insurance, we are currently in what is called a "Hard Market". From a recent report... from the Canadian Underwriter, commercial clients are likely to see increases well into 2021 and beyond. Take a deeper dive into the article and lets discuss some of the long term obstacles we are going to see for business owners together. https://www.canadianunderwriter.ca//three-reasons-why-the/ #SmallBusinessMonth #smallbusiness #supportsmallbusiness #hardmarket #insurance #canadianunderwriter Canadian Underwriter

If you are able to find a contractor right now you must be one of the lucky ones. Every contractor I speak with is so backed up on jobs, they are moving into 2021 with jobs lined up already. This brings me to the topic of today's post, commercial auto coverage. As a contractor you should review your auto policy to make sure the appropriate usage is being recorded to make sure you are being properly protected.... No matter if you use your personal vehicle for work or if you have separate vehicles for your business, make sure you review them and have them written with some or all commercial use on them. Lets review your protection today to make sure in an event of a claim your vehicle will be properly protected and you continue serving your clients without any issues. #smallbusiness #smallbusinessmonth #insurance #entrepreneur #business #businessinsurance #commercialauto #commercialautoinsurance

Something that I was approached with the other day was Earthquake coverage. At first I was very confused why someone would want Earthquake coverage in Ontario but upon further review and conversation with the client, I was able to understand the importance of the coverage.... Since 1990, Ontario has seen 6 magnitude 5 Earthquakes and 0 over level 5. However as our Earth continues to change, Earthquakes could become something to be concerned about moving forward. I recommend reviewing your protection because some protection plans have the coverage always added on in a way to collect premium and spread the risk and other protections allow you to add it if it is something you are interested in having. Contact me today and we can review the more in depth details about protecting against Earthquakes in Ontario. #smallbusiness #smallbusinessmonth #climatechange #earthquake #protectyourself #protectyourbusiness #beprepared