Janie Saunders-Mortgage Consultant

Summer is almost here Let's get you pre-approved for a mortgage! https://janiesaunders.ca/mortgages/how-to-apply/ #JanieSaundersMortgages

It's National Gardening Day Tell me, what is your favourite plant you have in your garden?? #JanieSaundersMortgages #NationalGardeningDay

In the case of purchasing a secondary property, most lenders will allow you to borrow money against the equity you have in your current home and use it as a down payment for a second home. One option for tapping into your home equity for the purpose of purchasing a secondary property, is to refinance your mortgage. There is a second option to unlock your home equity, which is through a line of credit or a HELOC, which stands for Home Equity Line of Credit. This option allo...ws you to borrow money using the equity in your property, with the property as collateral. Thinking of a second mortgage? I'm here to help! Give me a call to discuss your options 905-404-5601. #JanieSaundersMortgages #SecondProperty #Secondmortgage #Heloc

Need market advice? Ready to make your move? Don't worry, I will be there to help you with all of your decisions! Give me a call 905-404-5601 or visit https://janiesaunders.ca/ #JanieSaundersMortgages #Firsttimehomebuyer #Mortgages

When it comes time to renew your mortgage, most lenders will send you a renewal letter when there is around 3 months remaining on your term. While nearly 60 percent of borrowers simply sign and send back their renewal without ever shopping around for a more favourable interest rate, this is actually the best time to check out your options. Since your term is ending, this is a great time to shop the market or redo your mortgage WITHOUT PENALTY! If you have been wanting to swi...tch your mortgage from fixed to variable-rate (or vice-versa), or want to move to a different lender or try for a lower rate, your DLC Mortgage Professional can help! As a Dominion Lending Mortgage Professional, I can help answer all your refinancing questions and more as well as shop the market to find you a better rate! https://janiesaunders.ca/ #JanieSaundersMortgages #MortgageRenewal

Fixed Rate vs. Variable Rate Fixed rate mortgages often appeal to clients who want stability in their payments, manage a tight monthly budget, or are generally more conservative. For example, young couples with large mortgages relative to their income might be better off opting for the peace of mind that a fixed-rate brings. A variable rate mortgage often allows the borrower to take advantage of lower rates the interest rate is calculated on an ongoing basis at a lenders’ p...rime rate minus or plus a set percentage. For example, if the current prime mortgage rate is 5.5 percent, the holder of a prime minus 0.5 percent mortgage would pay a 5.00 percent variable interest rate. As a consumer, the best option is to have a candid discussion with myself, to ensure you have a full understanding of the risks and rewards of each type of mortgage. #JanieSaundersMortgages #FixedRateMortgage #Variableratemortgage

Need .10% off these rates call me 9054045601!

The Art of Leverging!

2.50% Variable Rate!

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