JD Financial Services

Canadians are pushing the limit of spending nearly $2 for every dollar earned. Please educate your kids from an early age. Make CANADA $ave again!

Canadians debt has gone UP almost .10 cents more per dollar. We are in tough times but it doesn’t have to be that way. Learn how to manage your income and crawl your way to financial freedom!

BEWARE! THIS ISN’T ONLY IN THE MOVIES Always sad when this happens. People taking advantage of friends, family and neighbors who are financially illiterate and trust you. If someone asks you to invest with (in) them outside of church missions or go fund me accounts, BEWARE!! If by investing you’re promised a high return with little risk and it’s accomplished through finding other investors in order to make money, you’ve got yourself a Ponzi Scheme (named after Charles Ponzi... who scammed millions from investors in the 1920’s). Often times scam artists like these are intelligent and run legitimate investment businesses or management operations in order to hide what is being done behind the scenes. Do your research before ANY type of investing, dare I even say with your own bank!

Life Insurance: Big scary words! We pay for insurance on so many things and some are even mandatory like auto insurance. The reason most don’t have it... 1. They think it is too expensive 2. They think it’s a scam 3. They don’t know where to get any ... As a broker I partner with multiple insurance companies and have heard countless stories of families who were saved after being paid out. If you’re not unsure about what type of insurance to get, where to get any and what it would cost, just ask me today LIFE INSUARNCE: It’s less than you think, it pays more than you know. DON’T LET YOUR FAMILY RUN OUT OF TIME

Watch out for the new scam on the market. Be warned: CRA has never and will never send e-transfers.