Jenna Baxter, Mortgage Agent

If you are thinking purchase or refinance (i.e. to get a lower rate or for debt consolidation), get in touch with your Mortgage Broker as soon as possible to di...scuss your situation. Why? Uninsured mortgages (i.e. when have more than 20% equity) approved before June 1 are not subject to the new tougher stress test announced by OSFI last week, which means qualifying may be easier. This applies to purchases that close after June 1 with a signed purchase and sale agreement.

With the newest lockdown in place, we want to remind everyone we are still here for you for all your mortgage needs. We are happy to discuss your mortgage questions through phone and e-mail. We are here to help virtually so you are able to stay home and stay safe!

Happy Easter everyone! We wish everyone a safe and healthy long weekend!

Condition of financing? When you are deciding to put an offer in on a property, you may hear the words condition of financing. What does this mean? This means exactly how it sounds. This means you are putting your offer in with the condition that you find the financing for the property. This means your offer can be withdrawn if you are unable to arrange the financing. ... Throughout the home buying process, it can feel overwhelming and you may have many questions. That's what we are here for. We want to help make the process as smooth and as pleasant as possible for you. Visit our website for more information or contact us with questions you may be having: www.jennabaxter.ca

Are you thinking of getting into the housing market in 2021? We can help walk you through the process! It's always a good idea to be prepared before shopping. We can help you see what you can afford and walk you through the steps of purchasing a home. Contact us today or visit our website:... www.jennabaxter.ca See more

Happy first day of spring!!! Enjoy the beautiful weather this weekend