Jenna Garbedian, Mortgage Agent
178 Victoria St S N2G2B9 Kitchener, ON, Canada

Thanks for checking out my page! As a mortgage agent, it is my goal to find custom lending solutions to clients of all kinds. We have lenders that work with self-employed, salaried, clients with great credit and clients with past credit issues, property investors, new to Canada, and more.... If you are looking to purchase a home, hoping to consolidate debt, or simply to take equity out of your existing home for a special goal, let's talk! My services are typically free, except in rare, complex cases. Call, email, text or send a message!

~ Wishing everyone a wonderful start to 2021 ~~ Wishing everyone a wonderful start to 2021 ~

FIXED interest rates (tied to bond yields) may have recently bottomed out as some lenders start to hint that their rates will soon be rising. If a fixed rate is your preference, the time to lock in is now! Send me a message ! https://financialpost.com//mortgage-rates-could-be-heading

Bank of Canada signals low mortgage rates until 2023 : https://www.canadianmortgagetrends.com//bank-of-canada-si/

Many people are unsure what their Credit Score is comprised of, yet it plays such a HUGE part in obtaining a mortgage. Two of the most surprising things that affect your score: -Access to Credit: You may not want to close out that empty card! -Debt utilization: A few cards with low balances (demonstrating low utilization) may be better than just one card with a high balance (high utilization). ... https://moneywise.ca/a/how-to-get-a-good-credit-score-in-ca

The pandemic's effect on housing prices was very short-term... prices have recently soared past pre-pandemic levels, with low levels of supply fueling the fire. Good news though... housing supply is gaining traction. https://www.canadianmortgagetrends.com//housing-market-so/

Bank of Canada is expected to lower the qualifying rate for the dreaded mortgage "stress test". The impact would be slight in terms of additional borrowing power... but will it help buyers, or just fuel the overheated housing market? https://www.canadianmortgagetrends.com//stress-test-rate-/