Jeremiah Financial Group
#118-3751 Shell Road V6X2W2 Richmond, BC, Canada

If you would like to discuss more about TFSA, please contact me and I will be happy to help! Make sure you take advantage of the "Tax-Free" features of this account, and also make sure you invest your money in the "right place"! If you keep investing your money in GIC and earning about less than 1% annual interest, and you don't need to withdraw your money for five to ten years or longer, then you are NOT really taking the "Tax-Free benefit" of this account! Your money is actually shrinking year after year if you take "inflation" into consideration! Talk to me and let me recommend some 5-star investment funds that is suitable for your needs and your risk tolerance, and to help you to achieve your Financial goals faster then you think!

Have you ever wondered what would happen to your daily expenses in case you are not able to work because of illness? How long can your saving last? In Canada, ONE in 2.2 men and ONE in 2.5 women will develop Cancer in their lifetime; Every year there are more than 70,000 heart attacks and more than 50,000 strokes in Canada; The good news is that more people are surviving illnesses than ever before: 63% of Canadians diagnosed with Cancer are expected to survive. 77% of Canadia...ns who have a heart attack survive. 72% of Canadians who have a stroke survive. But the question is: Will your "saving" survive? If you have never owned a "Critical illness insurance" policy maybe it's time to consider one now! This policy covers 25 illnesses or conditions, such as Cancer, Heart attack, Stroke, Kidney failure, Parkinson's disease, Dementia including Alzheimer's disease, etc........ It will pay you a lump sum of tax-free money after you are diagnosed with one of the 25 covered illnesses and after the waiting period. If you stay healthy, the premium you paid can be refunded to you or your beneficiary. Please contact us for more details: [email protected] Please browse our website for more information about our company and services, and please use our online form on the website to tell us more about your special request. We will provide you with our best possible services! www.jeremiahfinancial.com

Do you have any question regarding RRSP and TFSA? I can help you to discuss which account is more suitable for your situation. By the way, the deadline for contributing to RRSP 2019 is Mar 02 2020. Let me know if you need to contribute to RRSP 2019. I have access to many Top-Rated and 5-Star investment funds for RRSP, TFSA, RESP and Non-Registered accounts!

The following news is a summary of helps from the Government of Canada. If you need more detailed information please click the following Government website for direct information: www.canada.ca//department-fin/economic-response-plan.html/ If you need to review or reorganize your financial and investment plans due to the impact of this COVID-19 please let me know, I am always happy and willing to help! my company website is: www.jeremiahfinancial.com Meanwhile, please stay safe and healthy everyone!

Do you have a "Retirement plan" in place? When should you start drawing from your RRSP account? How do I make my "Retirement income" guaranteed for the rest of my life? What happens if I outlive my "Retirement income"? What will happen to the money in my RRSP account after I pass away? There are many questions regarding "Retirement planning" and how many are you able to answer them? Have you found out all the answers and made plans for your own retirement yet? Talk to us and we will help you to start making a "Retirement plan" according to your needs and wishes!

Is your knowledge of retirement income "weak" or "strong"? That would greatly affect how to plan for your retirement and the income you receive after your retirement. Let me know if I can share with your more knowledge about retirement income and the best ways to generate retirement income (pay less or no taxes at all)!

Do you have a "Succession plan" for your company? If not, talk to us and we have a group of professionals that is able to help you! Plan now before it's too late!

RRSP 2018 contribution deadline is Mar 01 2019. Let me know if I can be of service to help you to make contribution to your RRSP and save taxes! I have access to many Top-Rated 5-Star Investment Funds eligible for RRSP, TFSA and Non-Registered accounts. Call me if you are interested in more details!

RRSP free seminar conducted in Cantonese and Mandarin Time and date: 2:30pm Saturday Jan 27 2018 Venue: Vancity Community Branch 5900 No. 3 Road Richmond BC Speaker: Jeremy Wong, CPCA, CFP... Topic: Should I buy RRSP? RSVP at [email protected] or leave message at 604-788-1228 Thank you and looking forward to seeing you there!

Are You Taking Advantage Of Your RRSP? Are you one of the thousands of Canadians who has accumulated significant unused RRSP contribution room, either by not contributing your full eligible amount, or by missing your RRSP contribution altogether? Are you one of the many investors who have remained on the sidelines through the poor market conditions over the last few years? It doesn't take long to build up a significant amount of contribution room, and this unused room represe...nts a great tax-savings opportunity. If you have a large amount of unused contribution room, you might want to consider an RRSP catch-up loan. A catch-up loan allows you to borrow all or a portion of your eligible contribution room to deposit into your RRSP. The benefit of a catch-up loan is that any amount you contribute can be deducted from your income this year, or carried forward to future years, resulting in significant tax savings or even a substantial refund. You can use your refund to either pay down your loan balance, or make a further contribution to your RRSP (which begins the cycle of tax savings anew for next year!). Furthermore, any growth of the investments within your RRSP can accumulate tax-deferred until you need the money for your retirement. This allows your investments to compound at a higher rate year after year. Over time this will make a huge difference in the amount you have available for your retirement, when compared to investing outside of an RRSP. If you would like to take advantage of this opportunity and see if an RRSP catch-up loan makes sense for you, or would like some more information about RRSP investing in general, feel free to give me a call at 604-788-1228 or send me an e-mail. I would be happy to help. Jeremy Wong, CFP, CPCA

Steps for Estate Planning Estate Planning Keeps more of your money in the hands of your heirs (NOT in the hands of government) ()...Continue reading

How much do you need for your retirement? Are you retired in 10 years? 20 years or 30 years? Inflation of 2.5% per year... Today's value: $2,000.00 $3,000.00 $5,000.00 10 years later: $2,560.00 $3,840.00 $6,400.00 20 years later: $3,277.00 $4,915.00 $8,193.00 30 years later: $4,195.00 6,292.00 $10,487.00 For example: If you need $5,000 per month now and plan to retire in 30 years, you will need $10,487.00 per month when you retire 30 years later. In order to provide monthly income of $10,487.00 when you retire at age 65 for 25 years (until age 90), based on inflation rate continued to be 2.5% and investment rate of return of your retirement account is 5% per year, you need to have an account value from your retirement account of about $2,340,000.00. Can you save about $2.3 million dollars in 30 years? What is your way of achieving your retirement goal? Talk to us today for a retirement saving plan to achieve your retirement goal as we have already helped many Canadians in achieving their retirement goals and are retired comfortably!

What will happen to you and your family if your income suddenly stops? How long can your saving last? If you save 10% of your income every month and invest the money in an investment that earns you 8% interest annually. ... One year without income you will spend all the money that you have saved in the last 7.37 years. Let’s look at the following example: Monthly income: $3,000.00 (Annual income: $36,000.00) Monthly saving: $300.00 (10%) You invest $300.00 per month in an investment that earns an average of 8% interest annually. It takes 7.37 years or 88.46 months to accumulate $36,000.00 in your investment account based on 8% interest annually. Talk to us today for a guaranteed way to provide income to pay for your expenses in case your income stops!

Teaching at Richmond Community Mental Wellness Association

The last day to make RRSP contribution 2015 is Feb 29 2016. Let us know if we can be of any help! If you are still not sure whether you should contribute to RRSP or TFSA please contact us and let us help! Don't wait or hesitate, TIME IS MONEY!!!!!!

Free Investment Seminar in Cantonese and Mandarin: Topic: Investment-Volatility vs Stability Time and Date: 4:30pm Saturday Sept 26 2015 Venue: Pui Ying Christian Services Society (Richmond BC) Telephone for reservation: 604-788-1228