Jim DeCoste
295 McColl Street B2H 5A2 New Glasgow, NS, Canada

If you're looking for options for your mortgage, give me a call!! Rates are crazy low right now and there's no better time to restructure your mortgage!! 902-968-1727 or https://jimdecoste.ca/mortgages/how-to-apply/

Some great tips here for New Parents and young families. With about 25 years in the insurance industry and access to over 20 different insurance companies, we can tailor a plan to meet all your families needs. Did you know your mortgage insurance and personal insurance can be all wrapped up in one plan, saving you $1000's over the term of your mortgage. Protect your family and keep the money in yours and your families pocket...not the banks!! Give me a call to find out more information :) 902-752-0986

Looking for a new to you home in the New Glasgow area??...Give me a call for all your mortgage needs...current rates as low as 1.95% for a 5 year fixed!!

Nice waterfront property in PEI

Wow...temperatures risingand Rates are dropping!! Call or text to get pre-approved - 902-968-1727

Looking for your dream spot?? We can help. For all your mortgage options, best rates and access to all your mortgage products, give us a call...Dominion Lending Centres Maritime Mortgage Group!! -902-752-0986

For all your mortgage and financial needs, give us a call. Current 5 year fixed mortgage rates as low as 2.14% Great time to review your mortgage and other higher interest debts.

Check out this Virtual Tour, floor plan, and doll house view of a BRAND NEW LISTING- 20 LakeView Drive, Chance Harbour What a PROPERTY! Everything you could hop...e for! Ocean access, Lake frontage, 2 heated garages, in ground pool... Definitely has the WOW factor!! Soon to be on MLS but here is a sneak peek! https://my.matterport.com/show/?m=iHpXoP5ymHX See more

Save $1000's in interest and lower your overall monthly costs!!! Mortgage rates are currently amazingly low!! If you've been considering restructuring your current mortgage to pay off higher interest debts, now is the time to do so!! Usually, with a quick calk, I can quickly and easily review your current mortgage and financial situation to see what options are available and if you could save some extra cash. A recent example: Retired widow, had a higher rate mortgage of 6+%,... $5000 higher rate financing loan with a big payment, $ 20'000 in credit cards with 19+%...She had available equity in her home and we refinanced her mortgage with an awesome new low rate...I just helped her save an extra $ 700 - $1000 a month that will go back into her pocket. Let's just say she was blown away with how easy it was. It all starts with a 5 min quick call or email... 902-968-1727 or [email protected] See more

You can learn new tricks! Never stop learning and growing!!

Just announced today...new CMHC rules coming July 1st is going to make it harder for home buyers to qualify for a new home purchase insured through CMHC. Key points so far: - Minimum credit score increased from 600- 680 - Gross Debt ratio limit to max from 39% 35% -Total debt ratio limit max from 44% to 42% ... - No longer able to use unsecured sources for down payment options such as a line of credit or credit card. This will definitely affect first time homebuyers. These rules are coming into effect for July 1st. We are expecting the two other insurers, Genworth and Canada Guranty to make announcements soon on updated changes for their insured programs.

ProAction is better than ReAction - I Was on a Webinar with Equifax today reviewing current issues with Covid 19 and changes they've made with their Credit reports. 1 Key point that i want to share is to be pro-active with your credit and not re-active. If you are feeling financial strains with everything going on with loss of income and struggling to maintain all your monthly payments...it is better to reach out to your financial companies before you start missing payments ...to set up a deferral plan...this will have less to no impact on your credit rather than contacting or setting up a plan after you've already missed payments....which could have longer term negative results to your credit to get it back to where it was. Remember, your credit is one of the most important factors that can impact your financial plan in the short and long term...make sure to take care of it. Reach out if you would like to review your credit and want tips on keeping it or getting it to A+ See more