Calgary Real Estate
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Phone: +1 403-252-5900
Website: www.jimsparrow.com
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Federal Gov't Announces Lower Stress Test Rate February 19 2020: Canada's federal government announced yesterday they plan on changing the stress-test rate for insured mortgages effective April 6th this year. The new stress-test rate will require high-ratio borrowers *less than 20% down* to qualify at 2% more than the 5 year rate their bank is offering.... Lenders anticipate that would mean a revised stress test rate of 4.89%, vs the current 5.19% rate, a qualifying rate roughly 30 basis points lower. https://www.jimsparrow.com/mortgage-rates.php#stress-test
Why we love Alberta
December 2017 Prices: Calgary once again most affordable major city in Canada
Calgary remains the only affordable major city in Canada, while Vancouver, Toronto and Victoria homes are now permanently unaffordable for everyone but the upper-middle class. Over the long run it’s only going to get worse ....
Calgary's detached home Sale Price rose slightly on a citywide basis in October, however a closer examination reveals prices fell in 5 of the 8 city zones. West Calgary is only area where prices have recovered to pre-downturn peaks #YYC #Calgary
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