JMS Mortgages Inc. powered by Lexon Mortgages Plus
203-2001 Sheppard Ave East M2J 0A1 Toronto, ON, Canada

"sorry to cut you off but they said what?????" .... Don't let yourself fall victim to predatorial lenders. Yes some brokers will promise you the world but never deliver. We pride ourselves in being the best we can be everyday. Helping you find a Mortgage that fits your life is what we do. We understand debt and situations that need attention like no other

When you have decided to purchase a property for the first time what is the first step you need to complete to make sure the rest of the process is stress free and you have no worries? As we all know, buying a home can be as exciting as it can be also very stressful. To avoid some unexpected issues that can arise along the way you have to make sure you make that first step correctly. ... Here at JMS Mortgages we've helped many individuals to purchase their new homes and become proud homeowners for the first time. We take every case personally as we know how stressful it can be as we’ve been there ourselves. So what is the first step? The first step - is to call a mortgage agent experienced in helping people like you, the mortgage agent that you can trust and be open to talk about your finances. Mortgage agent has to fully understand your current situation to make sure they choose the best solution to help you and provide you with the answers that will assist you in your home search. Some of the Information the agent will provide is what are the values for the home you can look at, how much it will cost for your down payment, closing costs and of course give you an idea on how to budget for your mortgage payments in the future . If you have any questions, give us a call to start your plan on becoming a next homeowner.

CONSOLIDATING YOUR DEBTS BY USING EQUITY IN YOUR HOME A lot of people don't realize that they can have access to funds at times when they need it the most through equity in their home There are lenders that will consolidate your debts by using equity in your home no matter what your credit score or income are. ... It can be refinancing your first mortgage, getting you a second mortgage but the fact is that the interest will be much cheaper and payment will be much more manageable for you to be able to fix your situation. This loan is usually a short term of one year that gives you time to improve your credit or fix your employment situation so you are eligible to qualify for a mortgage with your bank in years time. Call us today and let’s create a plan that will work for you!

WHAT IS THE TERM ON A MORTGAGE? The term is a period of time when you have an agreement with a specific lender that includes all the conditions and the mortgage rate. Another term to be known is the amortization period. This is the time it takes for the borrower to fully pay off the lender. Always keep in mind this time can be costly, even in the event you pay early. Always be up to date on your mortgage rulings and fine print.... The term on your mortgage matters based on your current situation. Speaking with a trained professional is the first step to understanding that if your financial situation allows it, you may be able to create a mortgage term more suited to a quicker and expedited payment plan. Just the same, if you feel you would rather pay off less, over a longer period of time, that could also be a possibility. This is why it is vital to speak with someone ready to show you all the avenues and options when it comes to your mortgage term. Give us a call today and find out why our clients love the personal attention to detail we give them when they work with JMS.

MORTGAGE PROCESS IS EASY WITH JMS When looking into a loan or mortgage, the process can seem tedious and long When working with JMS we make sure to streamline the approach and save you as much valuable time as we can. ... Our process is simple and involves a few straightforward steps to ensuring your financial commitment goes as smoothly as possible. Fill out application forms and collect all the necessary documents We submit and get approval Lender usually requests to verify the value of the property from a certified appraiser so we need to Complete an appraisal You sign approval documents You Meet with a lawyer to review and sign documents Lawyer disburse all the funds For more information or to get started today, give us a call and let us show you how easy it can be to qualify for your loan or mortgage of any kind.