Joel Bray & Associates Private Wealth Management
333 - 7th ave SW T2P 2Z1 Calgary, AB, Canada

For those still working, this financial planner is sharing five areas you should consider spending more to stay happier, healthier, and wealthier during the Coronavirus pandemic.

Psychological research on past financial disasters may offer guidance on how people will respond to the current economic situation.

As we’re battling a virus that scientists still don’t fully understand, watching the stock market sink, then soar, then sink again, and facing a contentious election, the future seems completely unpredictable.

On the surface, it seems like a ripe situation for stock market disaster, given the tumultuous year the world has been thrown into. However, if we take a closer look, we see some valid reasons for Wall Street’s optimism.

The true measurement of how rich you are isn't about how much your annual salary is, it's about how you manage your money.

How do you make plans when it’s impossible to make plans? The ground beneath our feet is constantly shifting. Planning for anything more than a week out can feel futile since no one knows what the next week, much less the next month, will bring.

Peloton Interactive Inc. is expanding its lineup and cutting the price of its core exercise bike by 16% this week.

When people look at ultra-high net worth investors, many of them believe that the key to becoming ultra-wealthy lies in some secret investment strategy. However, this isn't usually the case.

Retirement paves the way to a new and exciting chapter of our lives.

A behavioral economist answers questions on offering premiums for donations, wearing masks and practicing what he preaches.

Here's why you shouldn't blindly outsource the financial responsibility of your company.

As if it wasn’t already challenging enough to save for retirement, a pandemic seemingly has put an end to retirement savings.

Here's how to supercharge your wellbeing on the path to success.

Before deciding to invest, it's important to have an accurate understanding of stocks and trading rather than blindly accepting common myths.

It is never too late to develop good habits and start saving for retirement.

Marketers who embrace these changes will be able to grow their brands even if the downturn continues.

There's already competition to reserve major international trips in 2021 as people who canceled because of coronavirus look to roll over the money they already spent.

Deferring Old Age Security payments is a smart strategy for maximizing retirement income that got some bad publicity lately.

Staying open during the pandemic wasn't cheap. Big companies say they spent anywhere from hundreds of thousands to almost a billion dollars in Covid-19-related costs.

Decisions regarding finances are often most consequential when we are busy, troubled, and flat out overwhelmed.

After unleashing a barrage of measures early in the COVID-19 crisis to successfully stabilize financial markets and keep credit flowing, the Bank of Canada is about to pivot to bolstering the burgeoning economic recovery.

Canadians should be proud that their vigilance and sacrifice have helped blunt the rise of COVID-19, and of the responsiveness of our provincial and federal governments in managing the crisis.