Joel Scott
9 James Street East K9A 3R3 Cobourg, ON, Canada

Need money for Renos? Investments? Debt clean-up? If you’re wondering if now is the best time to refinance your mortgage, let’s find out. I offer a free refinance analysis to see if a refinance is best for you. Click here: https://dlcapp.ca/app/joeljm-scott

Rule #1 Fall in love with your budget, before you fall in love with a property. If you’re looking to purchase a property, CALL ME FIRST. We’ll make sure you know your price range and save you (and your realtor) time and money. 905-376-1625

Renos? Investments? Debt clean-up? If you’re wondering if now is the best time to refinance your mortgage, let’s find out. I can do an analysis for you in 10 minutes to see if a refinance is best for you. Wanna find out what you pre-qualify for? Click here: https://dlcapp.ca/app/joeljm-scott

Yay one less hour of sleep!! #timechange #SpringForward

"Record December Canadian Housing Market Caps Record Year" from @DLCCanadaInc Chief Economist @DrSherryCooper: https://dominionlending.ca//record-december-canadian-housi #mortgages #realestate #lending #broker

Pretty pumped to launch new episodes next Monday! If you're looking to buy a home that may need some renos, Monday's chat with Linda Williamson of Kawartha Credit Union has key info on a mortgage product that suits your situation!

When the market's performing like this, and rates are low as they are, the conditions are perfect to look at refinancing. Consolidate debts, do the renos you wanted to have, take equity out for investing. Please reach out for a free refinance analysis to see if the time is right for you!

The Mortgage and Money Morning Show (Mon, Wed, Fri 8am) Ep.27 What the Hell is a Reverse Mortgage & What Do I need to Know? https://youtu.be/Lgaq83qnZhs... #mortgage #mortgagebroker #mortgagerates #mortgageadvice #mortgages #refinance #firsttimehomebuyer #lending #NDLC #DLC

Happy birthday Dad! We love you!! Enjoy your day! :)

The Mortgage and Money Morning Show (Mon, Wed, Fri 8am) If you or someone you know is struggling with debt, please watch and share. EP-33-Getting Debt Free/Consumer Proposals w/Guest Expert Rebecca Sudano SVP BDO Canada https://youtu.be/HQWEY2vdoI8... #debt #consumerproposal #debtrelief #mortgage #mortgagebroker #mortgageadvice #mortgages #NDLC #DLC #BDO

The Mortgage and Money Morning Show (Mon, Wed, Fri 8am) EP-34-Mortgage Portability vs. Assumability What’s the Diff?

The Mortgage and Money Morning Show EP-32-5 Essential Steps you Should Take When Listing your Home for Sale. Feat. Guest Expert-Lyndsey Hodge from the Sydney Fairman Group-Remax Lakeshore Realty... #Listing #Realestate #mortgage #mortgagebroker #mortgagerates #mortgageadvice #mortgages #lending #NDLC #DLC #REMAX https://youtu.be/c5vvzmrybwM

The Mortgage and Money Morning Show (Mon, Wed, Fri 8am) Ep.5-GDS-TDS Debt ratios 6 Letters That Could Make or *%$# your Mortgage #mortgage #mortgagetips #mortgageprofessional #mortgageadvice #interestrates #realestate #mortgagebroker #refinance #firsttimehomebuyer #finance ... https://www.youtube.com/watch?v=b6JopKP0e4M

If you got your mortgage in 2016-2018, it’s time for a free mortgage review. With historically low interest rates, you could be paying thousands in extra interest charges. Book your appointment today. [email protected] call/text 905-376-1625

Coming up tomorrow morning! Looking to list? EP-32-5 Essentials for How to Prep your Home for Listing w/Guest Expert- Lyndsey Hodge of the Sydney Fairman Group - Remax Lakeshore Realty #Listing #Realestate #mortgage #mortgagebroker #mortgagerates #mortgageadvice #mortgages #lending #NDLC #DLC #REMAX

The Mortgage and Money Morning Show (Mon, Wed, Fri 8am) We got strong reaction from this interview: If you or someone you know is struggling with debt, please watch and share. https://www.youtube.com/watch?v=HQWEY2vdoI8 EP-33-Getting Debt Free/Consumer Proposals w/Guest Expert Rebecca Sudano SVP BDO Canada... #debt #consumerproposal #debtrelief #mortgage #mortgagebroker #mortgageadvice #mortgages #NDLC #DLC #BDO

Understanding your options, and arming yourself with the best information BEFORE you make your mortgage decision, is how we prevent you from making mistakes with your mortgage. https://calgaryherald.com//many-canadian-home-buyers-misgu

The Mortgage and Money Morning Show (Mon, Wed, Fri 8am) ICYMI-Your Money is in the Mortgage Math-A Client story https://youtu.be/BOAcH3Vol3o... #firsttimehomebuyers #Listing #Realestate #mortgage #mortgagebroker #mortgagerates #mortgageadvice #mortgages #refinance #lending #NDLC #DLC

An overview of some basic documents you'll need to provide when securing your mortgage.

The Mortgage and Money Morning Show (Mon, Wed, Fri 8am) EP-35-What the #@$ is Title insurance? And what does it cover? #firsttimehomebuyers #Listing #Realestate #mortgage #mortgagebroker #mortgagerates #mortgageadvice #mortgages #refinance #lending #NDLC #DLC

The Mortgage and Money Morning Show (Mon, Wed, Fri 8am) EP-31 Have you done THIS Checkup lately? https://youtu.be/FO-sF90enKU ... #firsttimehomebuyers #mortgage #mortgagebroker #mortgagerates #mortgageadvice #mortgages #refinance #lending #NDLC #DLC

Some basic paperwork you'll need when securing a mortgage. Lenders will often ask for different documents, but this an overview of some of the common documents requested.

The Mortgage and Money Morning Show (Mon, Wed, Fri 8am) Ep.18 YOUR Money is in the Mortgage Math A client Story

This afternoon Anne and I participated in the YMCA virtual Thanksgiving Turkey Trot raising funds for the Y Strong Communities Campaign. Funds help kids in need participate in life saving swimming lessons, send kids to camp, help mothers of newborns and more. If you'd like to support our team please click the link. We are grateful. https://raceroster.com//northumberland-virt/pledge/team/14

The Mortgage and Money Morning Show (Mon, Wed, Fri 8am) Ep.17 Closing Costs What you need to know to be prepared to close on your new home!

In these weird times, local business needs promotion. If you run a local business, or want to share a friend or family members local business, had a great experience with a local business, please post a link below. Any business run by someone locally. Post away! I'm hoping this thread gives people some ideas for shopping local and supporting the businesses who have supported our community. Happy posting/shopping! Tell everyone you know

The Mortgage and Money Morning Show (Mon, Wed, Fri 8am)

Coming up tomorrow morning 8am Ep.16 Pre-Qualified vs. Pre-Approved When Can I start home shopping?

Ep.15 - How credit score is calculated and 3 Ways to increase your credit score fast.

EP-14-Term vs. Amortization What’s the Diff? Can I Save Money?

EP-13- 3 Common Mistakes People Make that Kill a Mortgage Closing.

The Mortgage and Money Morning Show (Mon, Wed, Fri 8am) COMING UP TOMORROW EP-13- 3 Common Mistakes People Make that Kill a Mortgage Closing. #mortgage #mortgagetips #mortgageprofessional #mortgageadvice #interestrates... #realestate #mortgagebroker #refinance #firsttimehomebuyer #finance See more

This is such a simple reminder. We can be really hard on ourselves, especially in these weird times. Every day is a chance to start fresh, every hour, every minute. You can change direction anytime and create your own do-over. In finance, fitness, friendships, careers, parenting, relationships and any aspect of our lives, when stress, or uncertainty rolls in, take a breath, reset, and start again, change your direction. #MindsetMonday

EP-12-What does your Mortgage Agent and a Bouncer have in common?