Joel McLay, Financial Advisor
885 10th St W N4K6S1 Owen Sound, ON, Canada

Our 2020 Integrated Annual Report demonstrates how we’re building a resilient future and providing financial security for our members and clients. Get the full story: https://theco-op.ca/2OPk9bf. #IAR

Looking for answers to your investing questions? We offer personalized, never-pushy advice as well as straightforward solutions from TFSAs to #SegregatedFunds to help you grow and protect your money. Talk with us today: https://theco-op.ca/2HafTUh.

With Online Services, you can enjoy easy access to documents, quick claims processing, faster coverage updates and better investment insights at your fingertips. Don't have an account? Register now: https://theco-op.ca/3uEXzFU.

Looking to update your space? Christine from Amidst The Chaos started investing in both a #TFSA and #RRSP account long before the first designs where ever drawn up. Learn more about how you can make your dream reno a reality! https://theco-op.ca/2TLvsSw

Looking for a reason to get outdoors as spring weather hits? Complete these smart home maintenance tips to prevent costly problems and help reduce your energy bill. https://theco-op.ca/2Q9yOmk

Wherever you are on your financial path, you have #QuestionsWorthAsking: How can I be more prepared? Can my money be protected? We have the answers unbiased advice and unique solutions, like #SegregatedFunds to move you forward. Talk with us today: https://theco-op.ca/2RNDXhE.

6 energy-boosting tips to combat pandemic fatigue - https://www.fastcompany.com//6-energy-boosting-tips-to-com

Not sure if you need new tires? Here’s how to check your treads using a quarter!

Looking for answers to your investing questions? We’re here to offer personalized advice, while recommending solutions like segregated funds, which can help you grow and protect your money to help you get ahead. Talk with us today: https://theco-op.ca/36MZOg3

It seems like the holiday season sneaks up without much warning. Is your wallet ready? A little planning can help you take control of holiday spending. Here's how: https://theco-op.ca/38zuIZl. #flm

We’re excited to announce our new partnership with Boys and Girls Club of Canada. Together, we’re working to bring the fundamentals of financial literacy to youth at Clubs across the country through our new Money Made $imple toolkit. https://theco-op.ca/39gXj8u #MoneyMade$imple

Winter tires are an essential part of safe winter driving. For top performance, install them at the right time of the year. That's now. Learn more. https://theco-op.ca/3fsvICt

Reduce the risk of wildfire property damage when closing your cottage or seasonal property for the year with these simple tips from our partner @FireSmartCanada. Share and tag friends if this info could help them.

Thankful for the 80 volunteers picking apples in CUMIS’s Burlington orchard to help support 20 community organizations! With one volunteer per tree, it looks a little different this year, but we're thrilled to still be making a difference after 29 years of apple picking.

Attention teachers! Does your school have a great mental health program, or program idea, that could use a funding boost? We want to help support the positive wellbeing of you and your students. Apply for a chance to get $2,000 through #Share2Care. https://theco-op.ca/3bUrqC6 - Deadline is Oct. 16!

Over the past few months, the pandemic has meant lots of change to our daily lives. This includes back to school, which may look a little different for many students this year. Our partners, Kids Help Phone have created a back-to-school checklist that can help young people cope with changes to their school year. https://theco-op.ca/3i9F5aM

Get a chance to win $500 each month just by managing your policies in Online Services! Sign in and get started today. http://theco-op.ca/2kHPFdb

Get ready for fall by spending some time decluttering your space. Decluttering can improve your mood, productivity and overall wellness. Find tips on how to declutter your space. https://theco-op.ca/2M1BCOU

With segregated funds, it’s easy to keep your investment safe and take advantage of market growth! Choose the 100% guarantee to periodically lock in gains at the new, higher value. See how it works. https://theco-op.ca/3ejsPT2

To buy or not to buy rental car insurance? Here's what you need to know. https://www.cooperators.ca//save/rental-car-insurance.aspx

Declutter your paperwork by registering for an Online Services account. Don’t forget to apply for your reduced driving refund while you’re at it! Deadline to apply for your refund is August 31. https://theco-op.ca/3h9xcBF

Segregated funds are a great way to keep your money safe and watch it grow. This unique investment product helps you protect your retirement savings and maximize the value of your estate for loved ones. To learn all the ways that segregated funds can benefit you, contact us. https://theco-op.ca/3ejsPT2

When investing, it’s important to consider what happens to your money after you’re gone. Segregated funds help you maximize the value of your estate, allowing you to pass money to loved ones in the most cost-effective way. See how it works. https://theco-op.ca/3efPboy

This summer take advantage of the beautiful Canadian landscape by planning a road trip! Here are 10 tips for a safe summer road trip. Remember, check your provincial travel restrictions before hitting the road. https://theco-op.ca/2IkIMJL

Spending more time around pools this summer? With travel restrictions in place, many Canadians are seeking out local ways to stay cool and have fun. Find water safety resources to keep children safe and keep your swimming pool area safe. https://theco-op.ca/3jSGT9f

Keeping your investment safe is a great first step in securing your future. With segregated funds, you’ll limit the losses that could happen in market downturns. All you have to do is choose the guarantee level that gives you the most comfort. See how it works. https://theco-op.ca/3efPboy

Making an Auto claim? Through Online Services, your claim can be processed faster. See your assigned claims representative, repair status, estimated repair time and more. It’s simple and secure! Here's how to get started :https://theco-op.ca/2IDhOQT.

Living your best life from home this summer? Remember, safety first! When it comes to backyard get togethers, make sure your BBQ is well-maintained and safe to use. Check out more outdoor home safety tips here: https://theco-op.ca/2MrhAhW

While summer plans might have changed this year, the threat of wildfires remains a concern for many Canadians. Help protect your home and property with these wildfire prevention tips from our partners FireSmart Canada! https://theco-op.ca/3hoZXdn

Enjoying the summertime sunshine? We know we are! Just make sure while you’re catching rays that you’re also protecting yourself. https://theco-op.ca/3jrgQGa

Did you know? Embers can cause up to 90% of home ignitions during a wildfire. Help protect your home during wildfire season by removing debris, combustibles and other items from around your home’s foundation and have an emergency kit packed in case of evacuation. Here is your last-minute wildfire checklist: https://theco-op.ca/3fp13Fn!

Whether you’re a seasoned investor or just starting out, it helps to know that your money is protected through market declines. Segregated funds, available through insurance providers like us, guarantee a portion of your contributions and offer other benefits. Learn about them here. https://theco-op.ca/3dfT63o

All investing involves risk. And even more so in uncertain times. Segregated funds are built to withstand market swings, protecting and growing your money for the long-term. Read this article to learn more: https://theco-op.ca/3dfT63o.