Edward Jones
203 - 385 Wilson Street East L9G 2C1 Hamilton, ON, Canada

I’m here to help you determine if you need to make some lifestyle adjustments so you can feel more secure during your retirement. This can include finding alternative ways to generate income, such as working a part-time job, finding out where you can cut your spending, or whether you need to delay your retirement. [EDJ2021]

It’s always a good idea to expect the unexpected. You can prepare for unforeseen costs by allocating a small sum of money each month to an emergency fund that can help cover any costs in the event of an emergency should you ever need it. [EDJ2021]

For a review of last week's market and guidance for the week ahead take a look at this report.[EDJ2021}

While it may not be business as usual for many small and medium sized businesses, we can all still do our part in supporting our friends and neighbours by making purchases or donations online, buying gift cards to save for later, or by using take-out or delivery options from your favourite local restaurants. If spending money isn’t an option for you, take a minute to write a positive review on their social media page, or follow their page. Like many of you, I look forward to the day when we can return to being active members of our communities and supporting local businesses and charitable causes. [EDJ2020]

As you move into the early years of your retirement, it’s recommended that you maintain a cash balance of at least 12-months’ worth of living expenses as well as a short-term fixed-income ladder. You’ll find that this is especially important if the markets drop in the first few years of your retirement because having cash reserves can help you avoid selling your investments. I can help. [EDJ2021]

Thank you to all our clients for rating Edward Jones highest in investor satisfaction with full-service brokerage firms 8 years in a row. It is an honour to be recognized by you our clients. Our passion for serving you and making a positive impact on your life is what matters most to us.[EDJ2020]

I’m so proud to be part of a team that practices empathy and compassion for the people whom we serve. We’re regularly monitoring the Canadian government’s response plan to provide financial relief for small and medium-sized businesses during the COVID-19 outbreak. To see if your business qualifies for the wage-subsidy, business credit, rent assistance or sales tax deferrals, please reach out I can help. DM me for details.[EDJ2020]

Now might be a good time to update or review your beneficiaries for registered investment accounts (TFSAs, RRSPs, RRIFs etc.) as well as your insurance policies. This is how these institutions know who the funds should go to if something happens to you. Read more here.

At Edward Jones, we believe in five basic rules that will help you form a strong foundation for investing, and it all begins with developing a strategy. Interested in learning more? I’ll be more than happy to help you build a personalized strategy that suits your needs. [EDJ2020]

Did you know that investing systematically lets you buy more shares when the price is low and fewer when the price is high? This program is called Dollar Cost Averaging. We’ve entered a unique period where our savings can greatly outweigh our personal spending habits, so take advantage! Let’s talk to see if this program might work for you! [EDJ2020]

Edward Jones Canada is proud to be the title sponsor of this year's Wealth Professional's Women in Wealth Management virtual conference on December 1st, connecting advisors from across the country and industry to inspire and innovate, exchange ideas, discuss experiences, and make progress towards real change. Hear from our President, David Gunn, as he kickstarts this conference and from our senior strategist, Nicole Ewing, who will be moderating a session about Women and The New Retirement. You can learn more and sign up here. [EDJ2020]

Take some time to share money lessons with your children. Teaching them the value of a dollar and how to save for the long-term can help build financial literacy and help them navigate their finances as adults.[EDJ2020]

While it’s important to keep a close eye on your savings and spending habits, it’s equally important to stay focused on the things that keep you safe and healthy, whatever that means for you. Learn more here. [EDJ2020]

Remember each dollar that isn’t spent toward bill or debt payments can be put to work for you. Let me help show you how. [EDJ2020]