Joe Baumgartner-Independent Representative
1632 Upper James St #302 L9B 1K4 Hamilton, ON, Canada

Do you have an RRSP or a TFSA ? What's the difference ? Which one is right for you ? Most people have these out of responsibility, however, they aren't sure if it is actually the right product for their financial goals. Message me or email me at [email protected] to book your Financial Needs Analysis today !

Important HOOPP pension notice Please PM me if you or someone you know is a HOOPP member, 55 years old or younger, to find out how this could impact your hard earned pension!! [email protected]

Hi folks, Check out this article before you complete your tax return this year. Also, how much have you set aside from your CERB or other Covid benefits you received to repay the tax ? https://www.advisor.ca//tips-for-taxpayers-with-repaid-c/

Hi all, you have until Monday at midnight to get your RRSP contribution in for the 2020 tax year. I’m here to make sure you don’t miss the deadline.

A company doesn’t stick around for 44 years without doing something right. The founders blazed a trail. There were ups, downs and learning experiences along the way. The company and products are better than most because of it. Canadians and the industry have taken notice. Connect with me to learn more about who we are and what we do, I’ll show you, at no cost, how to strengthen your financial portfolio. Email - [email protected]... www.Primerica.com/jbaumgartner

RRSP season is here and the deadline to purchase yours for the 2020 tax year is fast approaching. Contact me today to get your RRSP contribution in before the deadline. [email protected]... Don't forget we also have RESP, TFSA and RDSP options as well.

What does your household balance sheet look like? Canadian households are preoccupied with shoring up their finances this year, according to a new survey, a thriftiness that could be a drag on the recovery. Three out of four Canadians in a poll conducted by Nanos Research Group for Bloomberg News say their top financial priority is to pay down debt or retain an elevated level of savings. Only 11% said they plan to make a major purchase.... Three quarters of Canadians want to pay down debt or save more Household spending, meanwhile, fell by more than C$50 billion over that time. The net result is about C$150 billion in new household savings that went unspent. On top of the surge in savings, a housing boom has also made many Canadians wealthier on paper. Household net worth rose by more than C$600 billion in the first six months of the pandemic, according to Statistics Canada. Yet, given Canadians are among the most world’s most indebted households, they could choose to use the windfall to shore up their balance sheets instead. The hybrid telephone and online random survey of 1,048 Canadians was taken between Dec. 27 and Dec. 30 and has a margin of error of plus or minus 3 percentage points. Connect with me to review your balance sheet and let's get your financial house where you want it to be! Joe Baumgartner fb.me

6 Female Leaders Share Their Advice On How To Be More Financially Savvy Marija Butkovic Contributor ForbesWomen New Year, new us?...Continue reading

Love how many questions people are asking, get your questions answered. So much to learn about finances ... education is our backbone, Here to help anyone who asks!... http://askprimerica.com//how-to-start-out-stay-financiall/

Looking for a fresh start in 2021, something new, something challenging and rewarding with unlimited potential? Our office is expanding and looking for you !! Connect with me today to find out more about being a part of our amazing team.... [email protected] [email protected]

Do you know how money works? If you are like most people, you have the desire to save money, reduce debt and eliminate your financial worries. But if you weren't taught basic money principles and how to create a financial strategy, that might seem out of reach. How do you worry less about money? It starts with understanding basic money principles. ... Do you want to know the first principle? Money is a tool not a goal. Once you figure out what you want to accomplish with your money you can develop a successful financial game plan. To learn more financial principles, go to my webpage, [email protected] Take a few minutes and learn how to create a strategy that could help change your financial future. Connect with me today to put your plan into action.