Joshua Goguen
200-412 Marion St. R2H 0V5 Winnipeg, MB, Canada

New homeowners - If you’ve just purchased a home or are planning to buy soon, you’re probably weighing your options between mortgage insurance and life insurance. Owning a home will likely be your biggest asset. Protecting that asset in case something were to happen to you is an important step to ensuring your family and loved ones are taken care of. As a homeowner what are your options? You can either: - ensure you have mortgage protection with a life insurance policy from a...n insurance company, or - get mortgage insurance from a bank or mortgage lender. Want to know which option is right for you? Let’s sit down and discuss your future plan together.

1. Spring is here and that means it’s time to start getting your finances in order and save some money in the process. Come see me today! 2. Clean up your household finances this spring by reviewing your spending and making sure you’re still on track. Contact me for a review!

The home buying process can be both fun and stressful. Getting a head start on the planning will certainly help set you up for success. Here are 10 questions you’ll want to consider when buying a new home. Fellow professionals, what other steps do you suggest house hunters should take? #homeownership #planning

If your money is slipping through your fingers try this 4 step process to help keep on top of your spending. 1. Set a savings goal. This could be putting away money to your #RRSP or saving up enough to pay off a debt. 2. Track your spending. Use Sun Life’s budget calculator to get started! 3. Determine what you need to cut out. This is the tough part. Evaluate your needs versus wants and pare down where you can.... 4. Review and assess continually. Regularly assess your budget to see if you’re getting closer to your goals. For help creating your #budget, contact me today for a no cost financial review.

Are you finding it difficult to manage your #personalfinances with your partner? Financial conversations become even harder when you throw in a pandemic and all sorts of stressful triggers such as job loss, remote work struggles, homeschooling woes and anxiety. Here are 8 #tips for couples hoping to stay on top of their finances together.

Reasons for having a life insurance policy vary from person to person. It depends on your personal situation, needs and goals. As an advisor, it’s my job to take a look at your financial and lifestyle habits to help determine which type of insurance meets your needs. To discuss your options, reach out to me today to book a virtual appointment.

Did you hear about the GameStop frenzy? At its peak, the company’s value was up 1,900% in a span of 3 weeks causing some unanticipated market volatility. What exactly happened and what happens next? #Investing

As an advisor, I have a duty to make sure that Clients are properly positioned to achieve their financial goals. With proper knowledge, tools and planning we can get your finances back on track.

After a year of which many Canadian incomes were erratic, it’s important to understand which tax bracket you fall into. Why? This will help you estimate how much taxes you owe and help you save for any outstanding payments. Did you know that contributing to an RRSP will help reduce how much you’ll have to pay? Contact me today to learn more.

Whether it's long-term or short-term goals, investing can help make your money work for you. There's no one-size-fits-all approach. When determining the best ways to invest your #money, you need to think about your style, budget, risk tolerance and time left before you need it. Here's an article that can help you do just that. #wealth #saving #investing

We’d all like to imagine a future with perfect health. The right time to plan for the unexpected is when you're healthy. Simply put, critical illness insurance can help you focus on your health and not your finances, if you become seriously ill. Learn more with this quick video.

A new study has found that taking CPP/QPP at age 60 instead of 70 could cause you to lose more than $100,000 of income. If you’re looking to review your retirement plan so you don’t miss out, contact me today.

The global pandemic of 2020 caused a massive economic shock 3 times worse than that of 2008. What needs to happen for economies to recover in 2021? Here’s an overview of some of the transformations that are underway. #Economy #Recovery

The rush to provide emergency aid in the early months of the pandemic, led to some benefits confusion. As a result, more Canadians may need to repay the CERB before the end of 2020. Learn more here.