Kam Rukhra
4-580 Pembina Highway R3M 2M5 Winnipeg, MB, Canada

All lasting business is built on Friendship. Happy Monday friends. Stay motivated!!! #mortgagebroker #mortgage #homeadvisor #kamrukhra #homeownership #refinance #mortgagetruthswithkam #mortgagetruths

Getting approved for a mortgage will get trickier thanks to proposed stress test changes from our banking regulator. In other words, if you can afford a maximum $500,000 home today, you’d only be able to afford a roughly $479,000 home come June 1. The new changes would require borrowers applying for uninsured mortgagestypically those with more than a 20% down paymentto qualify at their mortgage contract rate plus two percentage points or 5.25%, whichever is higher.... If you’re out there home buying and pushing your debt ratio limits, you can always get pre-approved before the changes take effect. Just be sure the lender agrees to honour its pre-approval amount after June 1. Kam Rukhra [email protected] | 204 230-7521

Get Pre-approved for your home loan. Calm me Kam Rukhra [email protected] | 204 230-7521... See more

#MortgageTerms Interested in getting a mortgage? Contact me.... Kam Rukhra [email protected] | 204 230-7521

REFINANCING YOUR MORTGAGE Refinancing involves replacing an existing loan with a new loan that pays off the debt of the first one. The new loan should ideally have better terms or features that improve your finances to make the whole process worthwhile. The finer details of a refinancing can vary depending on the type of loan and your lender.

Take time to relax. Happy long weekend!

Be a Home Owner #mortgagebroker #mortgage #homeadvisor #kamrukhra #homeownership #refinance #mortgagetruthswithkam #mortgagetruths

Please note that if there are no counter-offers, the Agreement becomes a legally binding agreement if the offer is accepted by the seller, within the time-period set by the buyer. Kam Rukhra [email protected] | 204 230-7521 ... #mortgage #canada #lending #loan #loanofficer #mortgageagent #mortgagebroker #winnipeghousing #affordablehousing #bestrates #interest #tmgthemortgagegroup #smartsavingplan #debtfree #healthyfinances #financialadvice #banking #homeownership #winnipegmortgage #manitobamortgage #rightsolution #mortgagetips #mortgagespecialist #mortgageadvice #loanservice See more

Owning a home is a keystone of wealth both financial affluence and emotional security. The house you looked at today and wanted to think about until tomorrow may be the same house someone looked at yesterday and will buy today. I can help you get started with your pre-approval. Call me. Kam Rukhra [email protected] | 204 230-7521... #mortgage #canada #lending #loan #loanofficer #mortgageagent #mortgagebroker #winnipeghousing #affordablehousing #bestrates #interest #tmgthemortgagegroup #smartsavingplan #debtfree #healthyfinances #financialadvice #banking #homeownership #winnipegmortgage #manitobamortgage #rightsolution #mortgagetips #mortgagespecialist #mortgageadvice #loanservice See more

When you complain, you make yourself a victim. Leave the situation, change the situation, or accept it. All else is madness. Eckhart Tolle #mortgagebroker #mortgage #homeadvisor #kamrukhra #homeownership #refinance #mortgagetruthswithkam #mortgagetruths

4 Signs It's Time to Put That Big Old House on the Market 1. Your monthly housing expenses have risen above 30% 2. Your current monthly budget leaves little leftover cash for saving or fun... 3. You're falling behind on your home maintenance 4. Your home has features that no longer fit your lifestyle #mortgagebroker #mortgage #homeadvisor #kamrukhra #homeownership #refinance #mortgagetruthswithkam #mortgagetruths

Happy St. Patrick's Day

Here are a few steps to getting pre-approved for a mortgage. Remember to call me for your home and mortgage application. Kam Rukhra ... [email protected] | 204 230-7521 #mortgage #canada #lending #loan #loanofficer #mortgageagent #mortgagebroker #winnipeghousing #bestrates #interest #tmgthemortgagegroup #smartsavingplan #debtfree #financialadvice #banking #homeownership #winnipegmortgage #manitobamortgage #rightsolution #mortgagetips #mortgagespecialist #mortgageadvice #loanservice See more

There is a right and a wrong way to make extra payments if you want to reduce your principal faster. Kam Rukhra [email protected] | 204 230-7521 ... #mortgage #canada #lending #loan #loanofficer #mortgageagent #mortgagebroker #winnipeghousing #affordablehousing #bestrates #interest #tmgthemortgagegroup #smartsavingplan #debtfree #healthyfinances #financialadvice #banking #homeownership #winnipegmortgage #manitobamortgage #rightsolution #mortgagetips #mortgagespecialist #mortgageadvice #loanservice See more

A bridge loan is a type of short-term loan that "bridges" the gap between two different closing dates. This is commonly used in instances where a homeowner sells their home, and buys a new one, with different closing dates. I want you to know all of your options, and most importantly stay informed, when locking in a mortgage. Kam Rukhra ... [email protected] | 204 230-7521 #mortgage #canada #lending #loan #loanofficer #mortgageagent #mortgagebroker #winnipeghousing #affordablehousing #bestrates #interest #tmgthemortgagegroup #smartsavingplan #debtfree #healthyfinances #financialadvice #banking #homeownership #winnipegmortgage #manitobamortgage #rightsolution #mortgagetips #mortgagespecialist #mortgageadvice #loanservice See more

Happy Monday! Have a great and productive week ahead #mondaymotivation

Is your Mortgage due soon and you need to renew? Here is a list of 4 things you need to do as your mortgage renewal approaches: 1. Make sure you familiarize/re-introduce yourself to your existing mortgage. .... . 2. Do some market research about mortgage products being offered in the marketplace . . 3. Do some research on your own . . 4. Call me!! Kam Rukhra [email protected] | 204 230-7521 #mortgage #canada #lending #loan #loanofficer #mortgageagent #mortgagebroker #winnipeghousing #affordablehousing #bestrates #interest #tmgthemortgagegroup #smartsavingplan #debtfree #healthyfinances #financialadvice #banking #homeownership #winnipegmortgage #manitobamortgage #rightsolution #mortgagetips #mortgagespecialist #mortgageadvice #loanservice

2021 should be on point #mondaymotivation

Wishing you all a happy and prosperous new year.