Kate Mayster
15 Lock street L2N 5B6 Saint Catharines, ON, Canada

Cancelling healthy, active cards or accounts hurts more as the payment history is lost. The average Canadian has 10 credit sources. As long as they are paid on time and the balance remains below 75% of the available limit, it is contributing positively to your score. https://dlcapp.ca/app/kate-mayster

Did you know? Every 10% increase in payment shaves three years off the amortization of a five-year variable mortgage term, so every bit extra matters and can make a difference! https://dlcapp.ca/app/kate-mayster

A Variable mortgage rate is for consumers with a little more of a risk appetite. Your rate is tied to Canadas prime rate; when prime moves your rate and payment moves - both up and down. A variable rate mortgage often allows the borrower to take advantage of lower rates as the interest rate is calculated on an ongoing basis at a lenders’ prime rate minus or plus a set percentage. Fixed rate mortgages often appeal to clients who want stability in their payments, manage a tight monthly budget or are generally more conservative. The majority of Canadian mortgage consumers typically opt for fixed-rate mortgages, more specifically those with 5-year terms. https://dlcapp.ca/app/kate-mayster

Budget should always come first before you qualify or are approved! My Mortgage Toolbox app can help you determine how much you can afford! This handy calculator can help to determine your total cost of owning a home, the minimum down payment you would need, the maximum loan you can borrow, an estimation of closing costs and calculate the results of a stress test for your mortgage to ensure you are covered. https://dlcapp.ca/app/kate-mayster

Dreaming of Home Reno? Get a mortgage to purchase that dream home AND get the funds you need to renovate and make it YOUR home! This is a "Purchase plus improvements" mortgage. When it comes to home renovations, always do the things that are going to protect your home in the long-term first! Ask me how! https://dlcapp.ca/app/kate-mayster

Mortgage brokers have more access brokers are YOUR personal shoppers! There are dozens of lenders in Canada and we will shop this big market for YOU while you relax and wait for the best results. Did you know? Mortgage Brokers have access to MORE rates and lenders than the bank. The bank brokers only have access to their rates, no one else’s. https://dlcapp.ca/app/kate-mayster

Did you know? Making a double mortgage payment once per year can shave over four years off the mortgage? Ensure you get the best pre-payment privileges. It’s YOUR mortgage so you deserve to double your payment without penalty! Doubling up your payment on average will save many years off your mortgage for 5 figure savings. The My Mortgage Toolbox app can show you how. https://dlcapp.ca/app/kate-mayster

I am excited to present a new great feature in my app - Refinance Analyzer! 1. Calculate savings and check if its worth to break your current mortgage. 2. Take out equity. See how much equity you have in your home and what it costs to take it out.... 3. Consolidate debt. See what happens when bundling debts and loans into 1 mortgage. Click the link below for more info. Its FREE

109 Marsdale is officially SOLD!!! I am SUPER happy and excited for my clients! After 7 months of searching for a perfect property they finally found their HOME I wish your beautiful family all the best in this new chapter of your life! I am confident that you will fall in love with Niagara Region

264 Oakdale is Leased! Congratulations to my clients! I wish you an easy relocation process with a peace of mind that you have a place ready and waiting for you!

JUST LISTED!! 6368 Taylor Street, Niagara Falls - $499,900 Presenting 6368 Taylor Street! This lovely 3 bedroom, 2 bathroom, 1400 sqft home has been completely renovated top to bottom and is ready for its new owner. All the major components of the home have been recently updated: New Furnace, A/C, HVAC, Windows, Electrical and Plumbing. Entering the home, you are greeted by a large front foyer with built in shelving, a brand new front door, and tile flooring. To the left..., there is a cozy bedroom with a large window allowing for plenty of natural light. The spacious living room shows off the character of the home, with high 7.5 baseboards, a charming stained glass window and flows beautifully into the formal dining room. The kitchen has been totally remodelled with new countertops, fixtures, plenty of soft close cupboards, and under cabinet lighting. The generous main floor 4-piece bathroom showcases a brand new vanity and tub to go along with the fresh coat of paint. Upstairs, you have a large master bedroom, with an en-suite bathroom that boasts a walk-in glass shower. Plenty of storage is located upstairs along with a great work from home nook that can be used as an office space. The finished basement adds to the total living space and features new flooring, pot lights and a delightful gas fireplace to enjoy. This home is located in a highly desirable neighbourhood, within proximity to all the amenities you could desire - shopping, quick highway access, public transit, schools, and just a quick 15 minute walk to the falls! For more information or to book your private showing before it’s gone contact me below: (289) 990-5659 [email protected]

January 2021 Market Report Please feel free to contact me with any of your real estate questions. It’s a wild market out there - trust a professional to help you navigate the ever changing real estate landscape. (289)990-5659... [email protected] #niagararegion #niagararealestate #realestate #sellersagent #buyersagent #MoveRight See more

SOLD!! 675 Niagara street is now sold firm after multiple offers, for $30,000 Over Asking. Looking to Buy or Sell in 2021? I would love to help you navigate this crazy market were in. Knowledge and Experience you can count on! Shoot me a message below ... Reminder: Moving Expenses, Lawyer Fee, and Home Inspection all covered by MoveRight! (289)990-5659 [email protected]

JUST LISTED! 675 Niagara Street, St. Catharines - $650,000 Picturesque and pretty, this 1600sqft traditional two-story farmhouse has the delight and charm your family is looking for. Brightly lit, with natural light and a classic layout you'll love, this 3 bedroom and 2 and a half bathroom home is where you'll want to come home to every day. The original hardwood floors compliment the warmth of the gas fireplace in the living room, the farm-sink compliments the modestly... updated white kitchen and the sunroom off the living room makes for great summer evenings. A fully finished rec-room in the lower level adds extra play space for the kids and doubles as an entertainment area. Sitting on a great sized lot with an inground pool, hot tub and double detached garage, there's plenty of space for everyone to enjoy. This property is sure to delight. For more information or to book a private showing, please contact me below (289)990-5659 [email protected]

202 Ross st., Welland is officially SOLD! Congratulations on the sale to my clients-friends! Thank you for letting me help you with this important step in your life

NEW LISTING!!! 202 Ross st., Welland. $535,000.... This IMMACULATE 1.5 story home is waiting for a large family or for the investment opportunity! This home will keep impressing you more as you walk through it! Almost 3000sqft of finished carpet-free space, 5 bedrooms, 3 bathrooms, 9 foot ceilings and 3 separate entrances (one front and 2 in the back, with one giving access to the basement and the other access to the second floor) making it a great opportunity for multiple units (if allowed by zoning). The Main floor offers a gorgeous 2016 cherry kitchen with sparkling tile backsplash, tile floor, stainless steel appliances, a breakfast nook & patio walk out to the covered deck. Large dining area with archway access to living room, a main floor bedroom with an ensuite and a small office. Upstairs features 4 bright bedrooms and a huge 4-piece bath. Even the basement is fully finished in this massive home and includes a 9 foot ceiling, bar, rec room, possible 6th bedroom, laundry & 2 pc bathroom ! Outside the handyman will appreciate the 24x10ft garage with workshop, man cave & private covered porch area. The Garage includes hydro, newer siding, fascia & eaves, concrete floor. Four different decks for relaxing: one with a cozy outdoor fireplace & one that is covered so you can sit out on a rainy evening or on the quaint front porch. Situated in the heart of the City of Welland, in a quiet neighborhood, close to all amenities, Seaway mall, shopping center, with easy access to 406 and Niagara College - this property is a rare find and a MUST SEE! For more information please contact me below (289) 990-5659 [email protected]