Kelly Pegg, Insurance Broker

It’s #TestimonialTuesday! We appreciate you leaving such a great review, Terry! At ICD Insurance, we strive to provide you with a personal experience. We are not a call centre and can promise your best interests are our top priority. Get in touch with us today to begin working with your personal broker. Call 905-830-9000.

We're setting the record straight and debunking 3 Home Insurance myths: Myth #1: My rates will go up if I make a claim. Some policies come equipped with a claims forgiveness endorsement at no additional cost to the customer, while others charge a small annual fee for this coverage. A claims forgiveness endorsement, when applied, will see to it that your prices will not increase because of just one claim. Myth #2: I don’t need to tell my home insurance company about embarkin...g on a renovation. No matter the size, failure to notify your insurer of ANY home renovation could void your policy! If you are planning a renovation to your home, you’ve probably got a to-do list to keep you on track. Myth #3: Acts of God aren’t covered. You have probably heard someone say that your homeowner’s insurance does not cover Acts of God such as flooding, earthquakes, and lightning strikes. But the term Acts of God never actually appears anywhere in your policy. Most policies do cover hazards such as hailstorms and lighting, while for other types of natural disasters such as earthquakes, you will only have coverage if you opt for a specific rider to cover them. Want to learn more about what your home insurance premium includes and what myths are not what they seem? Give us a call today at 905-830-9000 and speak to one of our brokers.

As we begin to head into the highly anticipated warmer months, we're beginning to plan to break out of our cabin fever habitats, and hit the road for some COVID-friendly road trips with those in our bubbles. Along with taking all the usual precautions before hitting the road, now is the ideal time to ensure that your auto insurance is where it needs to be. Summer driving comes with its own sets of risks, such as an increase in distracted driving and driving under the influence. We're standing by to assist you in ensuring that you are fully protected so you can confidently enjoy your summer road trips. Give us a call today at 905-830-9000 or visit our website to get in touch: https://bit.ly/3ivlFwP

Have you been hearing about Telematics technology? Consumers get a chance to earn their own price by having their driving habits tracked by their insurance company. With Telematics, data is gathered from your vehicle such as the distance you drive, the times you're on the road, and your habits in terms of accelerating and braking. This allows your premium to be accurately determined based on your personal driving habits. If you're interested in learning more, check out this article from the Insurance Bureau of Canada: https://bit.ly/2PcHSa1. To learn more about how we calculate our premiums at ICD Insurance, visit our website or give us a call at 905-830-9000.

Buying a property has to happen at the right time and for many of us, renting is the most realistic option. One of our responsibilities as a renter is to obtain tenant insurance. This coverage is specifically designed to protect us from some of the same issues we would face as a homeowner such as theft, damages, and vandalism. The biggest mistake you can make as a renter is assuming that you are covered under your landlord's policy. That simply isn't the case. Whether you'r...e a college student living off-campus, a young professional saving for your first home, or a family renting the home that accommodates your needs, tenant insurance will ensure that you and your belongings are covered from any and all incidents that can occur. To begin working with your personal broker at ICD Insurance, visit our website today or give us a call at 905-830-9000.