Kelly Pegg, Insurance Broker

It’s #TestimonialTuesday! We appreciate you leaving such a great review, Terry! At ICD Insurance, we strive to provide you with a personal experience. We are not a call centre and can promise your best interests are our top priority. Get in touch with us today to begin working with your personal broker. Call 905-830-9000.

Protection is personal. The protection of your home, business, vehicle, family, and any and all personal or professional interests is essential. At ICD Insurance, we take this seriously and strive to provide a personalized insurance experience so that you can feel confident in your coverage. Our seasoned brokers are here to provide you with secure and confident protection that you need so that you can sleep better at night. Get in touch with us today to be connected with your personal broker. Call us at 905-830-9000 or visit our website: https://bit.ly/3ivlFwP

Do you own a boat? We offer quality boat protection for our clients so you can sail with a peace of mind. Once you're covered, here are 3 boat safety tips for you to take on board with you. 1. Ensure all safety gear is packed, in working order, and on board prior to setting sail. It’s always a good idea to take extra precaution and make sure that you have all the legal safety requirements for your specific boat. 2. Compile a document providing information about your boat ...(such as name, make, colour, year), your trip (route and destination), names of everyone joining you that day, and emergency contact information. Bring one copy on the boat, leave one at home or with your emergency contact, and one more at the dock office, just in case of emergency. 3. Always ensure that each and every person on board with you is wearing a life jacket at all times. If you’re preparing for a day trip, be sure to check that your life jacket doesn’t have any significant damage and if it does, it’s time to upgrade. To learn more about the boat insurance we offer and how you can sail with assurance, visit our website or contact us at 905-830-9000.

We're setting the record straight and debunking 3 Home Insurance myths: Myth #1: My rates will go up if I make a claim. Some policies come equipped with a claims forgiveness endorsement at no additional cost to the customer, while others charge a small annual fee for this coverage. A claims forgiveness endorsement, when applied, will see to it that your prices will not increase because of just one claim. Myth #2: I don’t need to tell my home insurance company about embarkin...g on a renovation. No matter the size, failure to notify your insurer of ANY home renovation could void your policy! If you are planning a renovation to your home, you’ve probably got a to-do list to keep you on track. Myth #3: Acts of God aren’t covered. You have probably heard someone say that your homeowner’s insurance does not cover Acts of God such as flooding, earthquakes, and lightning strikes. But the term Acts of God never actually appears anywhere in your policy. Most policies do cover hazards such as hailstorms and lighting, while for other types of natural disasters such as earthquakes, you will only have coverage if you opt for a specific rider to cover them. Want to learn more about what your home insurance premium includes and what myths are not what they seem? Give us a call today at 905-830-9000 and speak to one of our brokers.

As we begin to head into the highly anticipated warmer months, we're beginning to plan to break out of our cabin fever habitats, and hit the road for some COVID-friendly road trips with those in our bubbles. Along with taking all the usual precautions before hitting the road, now is the ideal time to ensure that your auto insurance is where it needs to be. Summer driving comes with its own sets of risks, such as an increase in distracted driving and driving under the influence. We're standing by to assist you in ensuring that you are fully protected so you can confidently enjoy your summer road trips. Give us a call today at 905-830-9000 or visit our website to get in touch: https://bit.ly/3ivlFwP

One of our worst fears is our family members not being taken care of. As a parent, the well-being of our children is always at the forefront of our mind. Life insurance is imperative for families. Should the unimaginable happen, you want to know that your children are protected and will be able to maintain the quality of life that you have laid out for them. From everyday living expenses to educational costs, we can work with you to ensure that your children's futures are sec...ure. Our experienced team of brokers are ready to work with you one-on-one to assist you on this deeply personal journey. You can rely on us when it comes to protecting those who rely on you. Get in touch with us today to discuss your life insurance options, so you can get back to savouring each moment with your little ones. Call us at 905-830-9000 or visit our website: https://bit.ly/3ivlFwP

Have you been hearing about Telematics technology? Consumers get a chance to earn their own price by having their driving habits tracked by their insurance company. With Telematics, data is gathered from your vehicle such as the distance you drive, the times you're on the road, and your habits in terms of accelerating and braking. This allows your premium to be accurately determined based on your personal driving habits. If you're interested in learning more, check out this article from the Insurance Bureau of Canada: https://bit.ly/2PcHSa1. To learn more about how we calculate our premiums at ICD Insurance, visit our website or give us a call at 905-830-9000.

Buying a property has to happen at the right time and for many of us, renting is the most realistic option. One of our responsibilities as a renter is to obtain tenant insurance. This coverage is specifically designed to protect us from some of the same issues we would face as a homeowner such as theft, damages, and vandalism. The biggest mistake you can make as a renter is assuming that you are covered under your landlord's policy. That simply isn't the case. Whether you'r...e a college student living off-campus, a young professional saving for your first home, or a family renting the home that accommodates your needs, tenant insurance will ensure that you and your belongings are covered from any and all incidents that can occur. To begin working with your personal broker at ICD Insurance, visit our website today or give us a call at 905-830-9000.

This past year we have been living through expecting the unexpected. With that, it has become more apparent than ever that we need to be saving for a rainy day. Enter: The Emergency Fund. MoneySense recently broke down the tools necessary for a successful savings plan, which will get you one-step closer to growing your Emergency Fund. Learn more at the link here: https://bit.ly/2WyxVDR Preparing for the future of course includes making sure your Home, Auto, Life, and Tenant Insurance premiums are in order. Let our team of trusted analysts assist you. We provide a personal insurance experience designed to fit the needs of your household. Get in touch with us today at 905-830-9000 or visit our website.

From all of us at ICD Insurance, may your Easter basket be filled with joy, happiness, and peace!

At ICD Insurance, we are committed to providing our customers with the best insurance options possible. Quality is of the utmost importance to us and we strive to provide you with a personalized insurance experience, to ensure that all your needs are met and your interests protected. Begin your journey with us today by calling 905-830-9000 or visiting our website: https://bit.ly/3ivlFwP

At ICD Insurance, it’s personal. We are not a call centre. Our team is built on personal one-on-one relationships with our clients. You are our priority and can rest assured that the broker you work with will be in it for the long haul. Conversations about coverage can be very intimate, so sharing the details of your lifestyle, personal and professional goals, and the care of your loved ones should not be passed around from person-to-person. Get in touch with us today to be connected with a personalized broker that you can trust. Call 905-830-9000 or visit us on our website: https://bit.ly/3ivlFwP

Life insurance is about protecting you and your loved ones when the unexpected and unimaginable happen. This past year, we have all experienced our lives being flipped upside down and the unbearable suffering that has struck families all over the world. Today is the day to prepare for the unexpected, unwanted, and unbearable. Protecting your loved ones can be relatively inexpensive and save them years of pain and worry. If you’re ready to discuss your options when it comes to life insurance, we’re here for you. Call us at 905-830-9000 and one of our experienced brokers will be happy to help you.

Our home is our safe haven. But let’s emphasize the word safe for a moment and remember that in order for your home to truly be deemed safe, you need to be doing regular checks on all your in-home safety devices, as well as keeping an eye on any potentially dangerous repairs. You could risk paying a higher than necessary premium if certain elements of your home are considered to pose a risk. At ICD Insurance, our brokers are here to help you identify everything you need to do to keep your home insurance premium as low as possible and make sure that your home is secure. Call us today at 905-830-9000 or visit our website: https://bit.ly/3ivlFwP

Chag Sameach! We wish you a peaceful and joyous Passover!