Kelvin Chen Mortgages
1032 Pacific Blvd v6z 3a3 Vancouver, BC, Canada

A rate hold will allow you to secure your interest rate so you can take your time house shopping. In the event rates rise you will be able to take advantage of the low rates available today. In the event rates drop, you will still be able to secure the lowest rate available for you when you are ready to buy. Contact me today to learn more. ... #VineGroup #mortgagealliance #knowledgeispower #myVinesolution #secondopinion #mortgage #canadianmortgages #refinance #financialsolutions #homeequity #mortgagerates #mortgagetip #mortgageagent #mortgagebroker #mortgagespecialist #mortgageassociate #mortgageconsultant #realestate See more

At Vine Group, we believe that every client deserves the best care and service when it comes to their financial needs and goals. Our mission is to create an unparalleled experience for each of our clients. Having the right mortgage is extremely important is yours customized? Named the # 1 Team in Canada within Mortgage Alliance for the last four consecutive years, our network of lenders, partners and resources is unmatched in the industry. At Vine Group, we work with... multiple lenders to advise and create a custom solution that fits your needs. We often receive promotional rates from our lenders and cost coverings that other brokerages and banks may not be able to offer. Our services are at no cost to you we get paid by the lender* Call me. Find out how I can help you do MORE. *OAC. Some restrictions apply. #VineGroup #mortgagealliance #knowledgeispower #myVinesolution #secondopinion #mortgage #canadianmortgages #refinance #financialsolutions #homebuying #mortgagelife #homeequity #mortgagerates #mortgagetip #mortgageagent #mortgagebroker #mortgagespecialist #mortgageassociate #mortgageconsultant #realestate #realtorlife #realestatelife #firsttimehomebuyer #homeowner #homeownership #homebuyers

Character matters. #VineGroup #mortgagealliance #builtbyagentsforagents #feelgoodfriday #TGIF #hustle #workhardplayhard #morningmotivation #mortgage #commercialmortgage #commercialfinancing #lovewhatyoudo #meetVinegroup #myVinesolution #businessminded #inspirationalquotes #entrepreneurquotes #millionairemindset #millionairemotivation #buildyourempire #inspiringquotes #businessadvice #motivationalquotes #entrepreneurship #entrepreneurlife #millionairementor #keytosuccess #wisewords #lifequotes

Tuesday Tip: Investing in more than four properties? Allow me to help you take a strategic approach when it comes to rental property financing. With access to over 60 lenders, I can help you navigate the financing world to ensure you avoid the ‘financing wall’. #VineGroup #mortgagealliance #knowledgeispower #myVinesolution #secondopinion #mortgage #canadianmortgages #refinance #financialsolutions #homeequity #mortgagerates #mortgagetip #mortgageagent #mortgagebroker #mortgagespecialist #mortgageassociate #mortgageconsultant #realestate #realtorlife #realestatelife #firsttimehomebuyer #homeowner #homeownership #homebuyers

Did you know Mortgage Brokers are provincially licensed, with each province having its own registry and standard of education, unlike a Mortgage Specialist that you will meet at a bank? DM me to learn why Vine Group is different. #VineGroup #mortgagealliance #knowledgeispower #myVinesolution #secondopinion #mortgage #canadianmortgages #refinance #financialsolutions #homeequity #mortgagerates #mortgagetip #mortgageagent #mortgagebroker #mortgagespecialist #mortgageassociate #mortgageconsultant #realestate #realtorlife #realestatelife #firsttimehomebuyer #homeowner #homeownership #homebuyers

When looking for a mortgage, be prepared for an appraisal request from the lender. Just because you get approved for your mortgage, more often than not, the lender will request an appraisal to verify the value and the condition of the property. Be prepared for this request. Want to know more? Contact me today. #VineGroup #mortgagealliance #knowledgeispower #myVinesolution #secondopinion #mortgage #canadianmortgages #refinance #financialsolutions #homeequity #mortgagerates #mortgagetip #mortgageagent #mortgagebroker #mortgagespecialist #mortgageassociate #mortgageconsultant #realestate #realtorlife #realestatelife #firsttimehomebuyer #homeowner #homeownership #homebuyers

Have you ever considered gifting your children with an early inheritance? Some people choose to do this to enjoy watching their family use the funds to build a better life. Perhaps you would like to help your children make a down payment on their first home, pay for their education, help pay for a wedding or assist them with starting their own business. A reverse mortgage gives you the option of cashing in your home’s equity without having to liquidate your investments, sell ...your home or make any monthly payments. Let me know if you have any questions, and we can work together to find out if a Reverse Mortgage is the right option for you. Contact me today. #VineGroup #mortgagealliance #reversemortgage #retirement #knowledgeispower #myVinesolution #secondopinion #mortgage #canadianmortgages #refinance #financialsolutions #homebuying #mortgagelife #homeequity #mortgagerates #mortgagetip #mortgageagent #mortgagebroker #mortgagespecialist #mortgageassociate #mortgageconsultant #realestate #realtorlife #realestatelife #firsttimehomebuyer #homeowner #homeownership #homebuyers

Tuesday Tip: Are you ready to buy a home? Plan for costs such as land transfer tax, appraisals, legal fees and disbursements, home inspection fees, home insurance, property taxes and utilities, title insurance, moving expenses, service and utility hook-up fees, and renovations or repairs. Make sure to budget for upfront purchase costs to avoid any surprises! #VineGroup #mortgagealliance #knowledgeispower #myVinesolution #secondopinion #mortgage #canadianmortgages #refinance #financialsolutions #homeequity #mortgagerates #mortgagetip #mortgageagent #mortgagebroker #mortgagespecialist #mortgageassociate #mortgageconsultant #realestate #realtorlife #realestatelife #firsttimehomebuyer #homeowner #homeownership #homebuyers

Have you recently received your Annual Mortgage Statement? Now is a great time for an Annual Mortgage Check-up! You could be paying more in interest than you need to be. Contact me for a full review - there could be some value in restructuring your current lending options. #VineGroup #mortgagealliance #knowledgeispower #myVinesolution #secondopinion #mortgage #canadianmortgages #refinance #financialsolutions #homebuying #mortgagelife #homeequity #mortgagerates #mortgagetip #mortgageagent #mortgagebroker #mortgagespecialist #mortgageassociate #mortgageconsultant #realestate #realtorlife #realestatelife #firsttimehomebuyer #homeowner #homeownership #homebuyers

Prioritize. Do not let trivial matters get in the way of the important things. What are some of the most important things to you? #VineGroup #mortgagealliance #builtbyagentsforagents #feelgoodfriday #TGIF #hustle #workhardplayhard #morningmotivation #mortgage #commercialmortgage #commercialfinancing #lovewhatyoudo #meetvinegroup #myvinesolution #businessminded #inspirationalquotes #entrepreneurquotes #millionairemindset #millionairemotivation #buildyourempire #inspiringquotes #businessadvice #motivationalquotes #entrepreneurship #entrepreneurlife #millionairementor #keytosuccess #wisewords #lifequotes

Looking for flexible mortgage payment options? Vine Group has access to over 60 lenders. Let me know your situation and I can help you find the right payment solution for you. #VineGroup #mortgagealliance #knowledgeispower #myvinesolution #secondopinion #mortgage #canadianmortgages #homebuying #mortgagelife #homeequity #mortgagerates #mortgagetip #mortgageagent #mortgagebroker #mortgagespecialist #mortgageassociate #mortgageconsultant #realestate #realtorlife #realestatelife #firsttimehomebuyer #homeowner #homeownership #homebuyers

Accelerated payment is a mortgage repayment plan that allows you to put more money toward your mortgage than with a monthly payment. The extra money is applied directly to the principal, shortening your mortgage amortization and saving you thousands of dollars in interest over its lifetime. Is accelerating your mortgage suitable for you? The benefits might be worth it. Contact me today so we can review the terms of your mortgage agreement together. ... #VineGroup #mortgagealliance #acceleratedpayment #knowledgeispower #myvinesolution #secondopinion #mortgage #canadianmortgages #homebuying #mortgagelife #homeequity #mortgagerates #mortgagetip #mortgageagent #mortgagebroker #mortgagespecialist #mortgageassociate #mortgageconsultant #realestate #realtorlife #realestatelife #firsttimehomebuyer #homeowner #homeownership #homebuyers See more

Tuesday Tip: Dreaming of a new kitchen? Refinancing the smart way can give you that extra little bit for home renovations. Find out how you can utilize the power of leverage. Send me a DM today.... #VineGroup #mortgagealliance #knowledgeispower #myvinesolution #secondopinion #mortgage #canadianmortgages #refinance #financialsolutions #homebuying #mortgagelife #homeequity #mortgagerates #mortgagetip #mortgageagent #mortgagebroker #mortgagespecialist #mortgageassociate #mortgageconsultant #realestate #realtorlife #realestatelife #firsttimehomebuyer #homeowner #homeownership #homebuyers

Leverage your home equity to put you in a better financial position for 2021. Your home property can be a growing asset that you can leverage in times of need. Here are some smart ways you can leverage your home’s equity: making necessary home improvements to increase the value of your home, consolidate credit card debt (especially if your credit card interest rates are high), using home equity for a down payment on a rental home (as an investment that can help you earn money...). Before you take out a home equity loan, be sure to talk to Mortgage Professional like myself about the pros, cons and your goals for the future. #VINEGroup #mortgagealliance #mortgagepayment #knowledgeispower #myvinesolution #secondopinion #mortgage #canadianmortgages #refinance #financialsolutions #commercialmortgage #homebuying #mortgagelife #homeequity #mortgagerates #mortgagetip #mortgageagent #mortgagebroker #mortgagespecialist #mortgageassociate #mortgageconsultant #realestate #realtorlife #realestatelife #firsttimehomebuyer #homeowner #homeownership #homebuyers

Take hold of your life with great intention and expectation. #VINEGroup #mortgagealliance #builtbyagentsforagents #feelgoodfriday #TGIF #hustle #workhardplayhard #morningmotivation #mortgage #commercialmortgage #commercialfinancing #lovewhatyoudo #meetvinegroup #myvinesolution #businessminded #inspirationalquotes #entrepreneurquotes #millionairemindset #millionairemotivation #buildyourempire #inspiringquotes #businessadvice #motivationalquotes #entrepreneurship #entrepreneurlife #millionairementor #keytosuccess #wisewords #lifequotes

While a 40-year amortization option hasn't been available since 2008, there are still other ways to help reduce your monthly payment. Contact me today and let me create a customized solution that fits your needs! #VINEGroup #mortgagealliance #mortgagepayment #knowledgeispower #myvinesolution #secondopinion #mortgage #canadianmortgages #refinance #financialsolutions #commercialmortgage #homebuying #mortgagelife #homeequity #mortgagerates #mortgagetip #mortgageagent #mortgagebroker #mortgagespecialist #mortgageassociate #mortgageconsultant #realestate #realtorlife #realestatelife #firsttimehomebuyer #homeowner #homeownership #homebuyers

Turn your multi-unit portfolio into a business by utilizing commercial financing options to access more equity, lower interest rates and more flexible payment options. I have access to the VINE Group Commercial team and we work for you and not the bank, while you leverage our competitive market knowledge and lender relationships. #VINEGroup #mortgagealliance #commercialmortgage #commercialmortgageagent #knowledgeispower #myvinesolution #secondopinion #mortgage #canadianmortgages #refinance #financialsolutions #mortgagelife #mortgagerates #mortgagetip #mortgageagent #mortgagebroker #mortgagespecialist #mortgageassociate #mortgageconsultant #realestate #realtorlife #realestatelife #realestateinvestor #realestateinvesting #homeowner #homeownership #homebuyers

Tuesday Tip: Starting fresh! Don’t wait until the end of your mortgage maturity to review your mortgage, there could be savings available to you now. Take action and contact me today for an in-depth mortgage review. ... #VINEGroup #mortgagealliance #mortgagepayment #knowledgeispower #myvinesolution #secondopinion #mortgage #canadianmortgages #refinance #financialsolutions #commercialmortgage #homebuying #mortgagelife #homeequity #mortgagerates #mortgagetip #mortgageagent #mortgagebroker #mortgagespecialist #mortgageassociate #mortgageconsultant #realestate #realtorlife #realestatelife #firsttimehomebuyer #homeowner #homeownership #homebuyers