Kevin Parton CFP, CLU, RRC, EPC
Unit 120 - 2121 152nd Street V4A 4P1 Surrey, BC, Canada

The upgrades are coming fast and furious. If you are an IG client you can now connect all your family accounts together so you can view your personal information and your overall family information from one login. Once your accounts are connected you can view everything from the new IG Wealth Management App. This means viewing all of your families investment accounts, insurance policies, loans, lines of credits and mortgages (held at IG) from the convenience of your phone.... Family financial planning has never been so easy

Message me directly for a personal invite to register! The National Virtual 'Improv' Comedy Event featuring Colin Mochrie and Debra McGrath... Colin Mochrie (Whose Line Is It Anyway?) and Debra McGrath (Little Mosque on the Prairie) will draw from their 27 years of marriage and 60 years of performing around the world to show that humour and joy can be found even in what may seem to be our most challenging days. Wednesday, October 28th, 2020 at 5pm Video conferencing platform via Zoom Live Performance: 45 mins -'Clean' comedy; however 18 plus audiences encouraged Q&A: 15 mins Platform: Zoom

In 2001, Carey McWilliams obtained a permit in North Dakota to carry a concealed weapon. The thing that makes his story so unusual is that he’s legally blind. Mr. McWilliams had satisfied the state’s shooting test by hitting a human-sized target 10 times out of 10 from a distance of 21 feet, or 6.4 metres. Today, he has permits in five states. Even though Mr. McWilliams is blind, he hits the target every time once someone points him in the right direction. Retirement planni...ng can be like this. Many people can’t see how much income or savings they’ll need to make ends meet in retirement, but if someone can point them in the right direction, they might just hit the target. There are a number of circumstances where Whole Life insurance can add hundreds of thousands, if not millions of dollars to your own pockets and should be reviewed as a potential piece of your financial plan. Curious about whether it might work for you? Message me directly and we can figure out if it is something you are able to take advantage of.

GDP growth of 3% in July and 1% in August. Physical distancing and COVID19 safety precautions don't make for an ideal economy but it's clear that economic growth and health safety are not mutually exclusive. Summer Rebound Will Be as Good as It Gets for Canadian Economy ["https://www.bloomberg.com//summer-surge-brings-canadian-gd"]

We tend to think of burnout as an individual problem, solvable by learning to say no, more yoga, better breathing techniques, practicing resilience the self-help list goes on. But evidence is mounting that applying personal, band-aid solutions to an epic and rapidly evolving workplace phenomenon may be harming, not helping, the battle. With burnout now officially recognized by the World Health Organization (WHO), the responsibility for managing it has shifted away from the individual and towards the organization. Leaders take note: It’s now on you to build a burnout strategy.

I have met with clients who have had "financial plans" that were nothing more than a retirement savings calculator. If your plan doesn't account for: 1.reducing your taxes now and at death... 2.drawing income in retirement and how much from each account 3.when to collect CPP and OAS 4.alternative investment and tax sheltering options and much more, then you don't have a plan and you likely need and deserve more. Use our living plan calculator to see whether you have a good plan and if that plan is as comprehensive as it should be.

Rainy days are for coffee, Bailey's and a little bit of learning! If you have looked outside recently you have realized that summer has officially gone and we are now well into the fall season. For many people this means buckling down and returning their focus to 2020 goals in the final push of the year.... At IG Wealth Management we are restarting our regular webinar series with four great topics and some amazing speakers. If you would like to attend any of these upcoming webinars please let us know and we will send you a personal invitation with all of the details. 1. Incorporated Professionals Webinar Tuesday, October 6th @12:00pm-1:00pm Topics Covered: - How business owners build wealth - The benefits of incorporation for professionals - The new tax rules announced in 2018 and how they impact your financial plans - Market insights - Budget/Stimulus Package updates 2. Mastering Your Retirement In Any Market Condition Wednesday, October 7th @12:00pm-1:00pm Topic Covered: - How holistic financial planning helps pre-retirees and retirees weather current economic conditions - How to put current market conditions into context - Discover strategies to help give you more financial confidence in your long term plan 3. Estate Planning Wednesday, October 7th @5:00pm-6:00pm Topics Covered: - The important of a properly drafted will and other critical components of a estate plan - Key consideration and strategies for various family situations - How to plan ahead and minimize the impact of tax on your financial legacy 4. Breaking Up Is Hard To Do: Financial Planning Through Separation or Divorce Thursday, October 15 @12:00pm-1:00pm Topics Covered: - Issues to be considered for individuals or couples experiencing separating or divorce - How to protect assets from a possible future event of marital breakdown

What creates passion, loyalty, drive, peak performance and even love for one’s organization? Motivation. And what creates motivation?... Well, it’s not a quick answer. In this blog, you’ll learn how to unpack the motivators beneath human behavior, to understand why we do what we do, and how to offer alternative behaviors that feel even better than the behaviors a person is currently choosing.

This year hasn’t exactly gone according to plan .. and having a strong financial plan is more important than ever. The IG Living Plan Snapshot gives you a financial well-being score that shows how prepared you are to adapt to life’s changes. Click here to get your score. https://snapshot.investorsgroup.com/

Small moves can have major benefits. Don’t believe me? You probably have plenty of them in your own life. I’m talking about the things that take 10 minutes but leave you with that sunny feeling for the rest of the day. One of mine is making the bed in the morning. It's easy to do, you get to check something off your commitment list first thing in the morning and it feels great coming home to a made bed every day (or just looking at a made bed throughout the day if you now wo...rk from home and don't ever leave ) For you, maybe it’s writing for five minutes before bed or sending a quick Hi, thinking of you! text to a friend every afternoon. These moves may not seem earth-shattering, but they have the power to move you a little closer to the habits you want to create and the goals you want to reach. And you can see that progress for yourself.

How are you handling the shorter, darker days paired with a likely increase in demand for productivity going into the year end? More importantly what environment are you creating for your team and how will your culture help counter the natural impact of this time of year? From cooler weather to leaf peeping to pumpkin spice lattes, there's so much to look forward to when it comes to the autumn months. But what we may not realize is this time of year is one of the most stress...ful for employees in the workplace. With significant changes in daily routines to the dwindling number of daylight hours, we don't have to look far for the sources of our fall misery. Seasonal affective disorder (SAD), which affects around 10 million Americans annually, kicks off during this time of year. The resulting feelings of fatigue, depression, and hopelessness can easily seep into the workplace and are often exacerbated by work-related stress. #fall #autumn #stress #officeculture #corporateculture #stressmanagement #mentalhealth #wellbeing #anxiety #depression #selfcare #mindfulness

Apex - IG Wealth Management annual summit moved online to my home office. We are finishing day two with a talk from the one and only Simon Sinek . I love all of his books and he is just as good live.

Please join us on October 15th, where our expert panel will discuss financial planning through separation and divorce, and how to protect assets in a possible future event of relationship breakdown. In understanding the process better, this helps many families better preserve harmony among their children and loved ones. Learn more about our speakers and register here: http://ow.ly/XdyS50Byf1N

Two guarantees in life are death and taxes. If you are business owner, the other guarantee is exiting your business. If you own a business or are looking to own a business, dealing with the right business broker can make the process profitable and enjoyable. Check out this newsletter from Alf Sanderson and Damian Luke of NAI Commercial with a feature article from me.... https://www.naibc.ca///09/DL-AS-Newsletter_Sep2020_web.pdf

When Daniel Cowan incorporated his holiday lighting business, FestiLight, he had a decision to make about how he wanted to pay himself as an employee or a shareholder. As an employee, Mr. Cowan would take a salary and have to contribute to the Canada Pension Plan (CPP) as both an employer and an employee, at a cost of up to about $5,000 a year. He would also develop room to contribute to a registered retirement savings plan (RRSP), which is tax deductible. As a shareholder, Mr. Cowan would pay himself in dividends. That means not having to cough up the cash for CPP, providing more cash flow. However, he would receive fewer CPP benefits in retirement compared to someone who contributed during his or her entire working life. He would also lose the RRSP room.

We know this year hasn't exactly gone according to plan. From planned to unplanned, the IG Living Plan Snapshot gives you a financial well-being score that shows how prepared you are to adapt to life's changes. Get your score today at http://ow.ly/tWU750Bx57l.

Through this partnership, Northleaf will provide IGM’s wealth and asset management clients and Lifeco’s balance sheet and insurance clients with access to our global mid-market private equity, private credit and infrastructure investment platform. The partnership will enable Northleaf to continue to focus on delivering best-in-class returns from long-term investments in mid-market private companies and assets.

Most key global stock markets ended the week lower after wobbling in reaction to central bank statements, and stalled negotiations in the US and Europe over fiscal stimulus measures and Brexit terms, respectively. The US Federal Reserve (the Fed) was unexpectedly dovish in its policy statement - it extensively revamped its forward guidance to reinforce that interest rates will remain near zero for years to come. The Bank of England (BoE) surprised markets with the news that... it is actively discussing the possibility of negative rates in the UK. Meanwhile, investors are growing increasingly concerned about a possible fiscal cliff in the US, as prospects dimmed for the passage of an expanded fiscal support package. Current programs, including supplemental unemployment benefits, are set to expire for millions of Americans at the end of September. And in Europe, the risk of the UK leaving the EU without a free-trade agreement is rising, as Britain moves to violate terms of the post-Brexit deal that it signed earlier this year.