kewmortgagetalk

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The strength of family isn’t determined by the number of members, but rather by the amount of love given and received. #kewmortgagetalk #capitallendingcentre #familyday #family #familytime #love #familyfun #familyfirst #familylove #familytrip #familia #familyphoto #familyvacation #familylife #happy #familygoals #familyovereverything #kids #familybonding #familydinner #fam #event #familyiseverything #familyforever

The best and most beautiful things in the world cannot be seen or even touched. They must be felt with the heart

Available interest rates for your mortgages are not as straight forward as you may think. Here I will break down the 3 types of mortgage rates you will fall into. INSURED MORTGAGE: lowest rates available ... requires borrower to pay insurance premium protects lender if you default, not the borrower mandatory if you put down less than 20% on a purchase if doing a transfer/switch of your mortgage you may still get an insured rate as the lender will keep your insurance policy in force INSURABLE MORTGAGE: available on Mortgages with 20%+ equity Lender pays premium, not borrower rates are a bit higher than insured mortgage rates UNINSURABLE MORTGAGE: cannot be default insured highest interest rates of the 3 no insurance premium purchases over $1M amortization over 25 years needed to qualify Contact me to lock you into the best rate available. #kewmortgagetalk #capitallendingcentre #interestrates #insured #insurable #uninsured #mortgageadvice #tips #faqs

Don’t let the small renovation/upgrades required stop you from making an offer on a home you know can be great. If qualified, a purchase plus improvements mortgage can turn that home that ALMOST has everything you want into the home that HAS everything you want. If approved, your revised purchase mortgage amount will become the purchase price plus the costs of renovation and your minimum down payment will be based on the revised price. The approved renovation costs are held b...y your lawyer at closing date which means you have to pay for the renovations upfront with your own funds and the funds for the renovations will be released by your lawyer once an appraisal is completed confirming the renovations/upgrades are sufficient. Contact me for any further questions or to submit a purchase plus improvements application today. #kewmortgagetalk #capitallendingcentre #purchaseplusimprovements #renovations #upgrades #preapproval #purchase #mortgageadvice