Kimberley Zakaib, Mortgage Agent, 416-677-8503
1796 Bloor Street West M6P3K5 Toronto, ON, Canada

Supporting small business doesn’t always have to be FINANCIAL. Try some of these innovative ways to help support yours this holiday season .... #smallbusiness #buylocal #torontosmallbusiness #holidayshopping #supportsmallbusiness #supportlocalbusiness See more

Wishing you peace + joy, Happy Hanukkah! . . #toronto #gta #torontohomebuilders #torontorealestateagents #torontoarchitects #househunting #househuntingtoronto #torontorealtor #torontorealestate #dreamhome #livethedream

Lest we forget #alwaysremember #remembranceday #inflandersfields

Be thankful for what you have; you’ll end up having more. If you concentrate on what you don’t have, you will never, ever have enough. ~ Oprah Winfrey well said, Ope! .... #thankful #blessed#thanksgiving See more

Effective today, the Bank of Canada Benchmark Qualifying Rate also known as the Stress Test Rate has been reduced to 4.79%. That works out to a 15 basis point rate reduction which will increase the borrowing capacity of buyers looking to purchase and for clients looking to refinance their existing mortgage as well. Have questions? Reach out, I’m here to help! ... . #mortgagebroker #bankofcanada #mortgagerates #torontorealestate #torontorealestateagent #torontorealestatenews

This table illustrates how CMHC’s pending changes that become effective July 1st, 2020, measure up to their competitors, Genworth and Canada Guaranty, in the default insurer space Based on an average gross family income of $100k, under CMHC’s new rules, purchasing power will be reduced by more than $50,000, although that is NOT the case with its competitors It’s great to know that consumers still have a choice to help keep their homeownership dreams alive! ... . . . #homeownership #firsttimehomebuyer #cmhc #genworth #canadaguaranty #mortgagebroker #mortgages #mortgagespecialist #realtor #realtorlife #realtorsofinstagram #firsttimehomebuyers #firsttimebuyers #finance #torontorealestatenews #toronto