Kimberly Coutts
310-328 West Hastings Street V6B 1K6 Vancouver, BC, Canada

Most of you know that I spent the last 15+ years in Business Development within the Hospitality and Tourism sector selling luxury hotels and experiences. I loved my job and was lucky to share once-in-a-lifetime experiences with clients and partners who I now call life-long friends. Drinking champagne in an ice-cave after landing from a heli sight-seeing flight never gets old! However, when COVID-19 started and borders closed in March all of sudden travel, events and the inc...entive industry came to a grinding halt. Given that events likely won't be coming back anytime soon I am super grateful I have an opportunity to work on my passion project full time. The fact that I can focus on helping individuals and families build their own personal wealth every day all day through the purchase or refinance of their homes is very exciting. So, having said all of this I'm going to be re-engaging more of my friends, colleagues and partners via my VIP Club. I'll send interesting tidbits of mortgage information, keep in touch with my latest news and offer a cool giveaway every month to keep things exciting. Given that COVID has impacted us all in different ways, with small businesses some of the hardest hit I'll be doing monthly give-aways so that those in my VIP Club can discover new local businesses or perhaps visit old favorites. If you're a business that would like my support, please don't hesitate to reach out! This weeks' give-away will be two tickets to Shattered @ The Beaumont: A Wicked Walkthrough Experience! If you'd like an opportunity to win and be part of Kim's VIP Club then please DM me and I'm happy to send you an email. Looking forward to keeping in touch. Happy Saturday! Kim

Nearly 1 in 5 Canadians ages 18-34 say the pandemic has accelerated their plans to purchase a home or investment property. (According to a survey conducted by Scotiabank) If you are one of those Canadians who have turned their living room into an office or dining room into a classroom and are looking for more space, send me a message. Rates are at record lows and I can provide you with a free consultation so you can shop in confidence.

If you have a minimum of 20% equity in your home refinancing is a low-cost way to access needed money. Some homeowners are refinancing to pay off high interest debt and have one low monthly payment. While others are doing it to access funds for renovations since we are all spending more time at home. Whatever your need is, contact me for a free consultation.

Using a mortgage broker gives you access to lending options you can’t get on your own. At Mortgage Alliance we deal with many lenders, from major banks to private lending. More choices with one simple call. Contact me for a free consultation.

Are you getting ready to buy your first home or move to your next home? The #1 thing you can do is get advice early. Talking with a mortgage professional like myself will help you understand: What you can afford The downpayment you need Costs involved with buying a home... Improving your credit Prepayment options Refinancing penalties (if you decide to do so down the road) Budgeting and more! Send me a message today and lets start the conversation.

Is it time to break your mortgage for a lower rate? For some the answer is easy, while for others in a fixed-rate mortgage it can become a difficult and complex question when facing prepayment penalties. What we know for sure is that rates are at record lows. If you are unsure of what’s best for you, reach out. Together we will run the numbers to see what makes sense for you.

If you currently own a home, now is the right time for a mortgage checkup to find out if you can save on interest costs and what steps you can take today to help you get closer to reaching your short- and long-term financial goals. Always remember that as a Mortgage Professional I’m here to offer you unbiased advice and answer any questions you might have. Please don’t hesitate to reach out.

Rates are low and can be locked in for 90 days. If you are thinking about buying a new home, contact me so you can be ready to make an offer.

With rates being low, and expected to stay for a while, now is a great time to unlock equity through refinancing or a home equity line of credit (HELOC). Refinancing allows you to access equity and possibly obtain a better interest term and rate. Where as a HELOC lets you keep the mortgage you are currently paying while getting access to a large sum of money. If you are interested in exploring the possibilities available to you send me a message for a free consultation.

We want to pay your mortgage! One lucky Mortgage Alliance customer will win the value of their new Qualifying Mortgage payments during their first year, up to a maximum of $25,000. Contact me for more details or click the link below. It pays to use the right broker!... https://www.mortgagealliance.com//MortgageAllianceWinYourM

Using a mortgage broker gives you access to lending options you can’t get on your own. We deal with many lenders, from major banks to private lending options. When you are ready to renew, refinance or purchase your next home, contact me for a consultation.

Fixed or variable? How much of a down payment do you need? What is mortgage default insurance? Do you qualify for any first-time home buyer incentives? When it comes to securing your mortgage there are a lot of questions. That's where I come in. I'll help you navigate the process, present you with options, and ensure you get not only the best rate but the terms you need. Feel free to reach out with any questions, I'm here to help.

As most of you know my full time gig is currently on hold as the borders are closed. I finally have an opportunity to focus on my mortgage business which I started when my eldest was only 8 months old! He’s now 5.5 Yrs old....where does the time go? With interest rates low, and expected to stay there, now is a great time to refinance to pay off high interest debt. Use this as an opportunity to streamline your finances and incorporate everything into one payment, your mortgage. Let me help you get rid of the credit card debt and the unsecured lines of credits! Contact me for a free consultation to see if it would be beneficial to you and your family.